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Penang, Malaysia: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Penang | Expat Exchange
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View of George Town, Penang, Malaysia

Penang, Malaysia

By Joshua Wood, LPC

Last updated on Sep 07, 2024

Summary: The state of Penang is a made up of two parts, Penang Island and Seberang Perai. Penang Island lies in the Strait of Malacca just off the northwest coast of peninsular Malay. Seberang Perai is on peninsular Malay. With a population of approximately 1.8 million people, Penang is a vibrant and diverse state with a rich cultural heritage. With close to 800,000 residents, George Town is Penang's biggest city and is located on Penang Island. Expats love living in Penang for its beautiful beaches, delicious food, relatively low cost of living and friendly locals. The weather in Penang is hot and humid. The weather in Penang is typically hot and humid, with temperatures ranging from 75-90 degrees Fahrenheit. The average cost of living in Penang for an expat is around $1,000-$1,500 USD per month. The cost of a one bedroom apartment is around $500-$700 USD per month, and a two bedroom apartment is around $700-$1,000 USD per month.

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What do I need to know about living in Penang?

When we asked people what advice they would give someone preparing to move to Penang, they said:

"Before retiring in Penang, expats should be aware of the cost of living, which is generally lower than in other parts of the world. It is important to research the local healthcare system and ensure that adequate medical coverage is in place. Additionally, expats should familiarize themselves with the local culture and customs, as well as the language, to ensure a smooth transition. It is also important to research the local job market and the availability of recreational activities. Finally, expats should ensure that they have the necessary visas and permits to live and work in Penang," wrote a member in Penang.

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What do I need to know before moving to Penang?

When we asked people what advice they would give someone preparing to move to Penang, they said:

"Try to find a place in a touristy area. It's safer that way. Also consider proximity to supermarket, food stalls, restaurants and shopping. Forget about taking the bus. Taxis are very convenient," commented one expat who made the move to Penang.

"Penang is a vibrant and diverse city with a rich cultural heritage. Expats should be aware that the local language is Malay, although English is widely spoken. It is important to research the cost of living in Penang before moving, as it can be quite expensive. Expats should also be aware of the tropical climate, with temperatures ranging from hot and humid to cooler and drier. Additionally, Penang is a very safe city, with low crime rates and a strong police presence. Finally, expats should be aware of the local customs and etiquette, as Penang is a predominantly Muslim city," remarked one expat living in Penang, Malaysia.

How do I find a place to live in Penang?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"One of the best ways to find a place to live in Penang is to use online resources such as property websites, classifieds, and social media groups. You can also search for rental listings in local newspapers and magazines. Additionally, you can contact real estate agents in the area to help you find a suitable place to live. Additionally, you can ask friends and family who live in Penang for recommendations. Finally, you can also visit the area in person to get a better feel for the different neighborhoods and to find a place that suits your needs," explained one expat living in Penang, Malaysia.

What is a typical expat home or apartment like in Penang?

"Expat homes and apartments in Penang typically feature modern amenities and furnishings, with many offering stunning views of the city skyline or the nearby beaches. Many expat homes and apartments come with air conditioning, high-speed internet, and other modern conveniences. Expats can also find a variety of housing options, from luxury high-rise apartments to more affordable townhouses and condominiums. Many expat homes and apartments are located in the city center, close to shopping, dining, and entertainment options," remarked one expat who made the move to Penang.

What is the average cost of housing in Penang?

If you are thinking about moving to Penang, cost of living in probably a key consideration. Expats commented about the cost of housing:

"It's higher. A good furnished apartment in Georgetown would cost around RM.1500-3500 ($450 - 1100)," said one expat in Penang.

"The cost of housing in Penang varies depending on the location and type of property. Generally, the average cost of housing in Penang is considered to be relatively affordable compared to other cities in the region. Renting an apartment in Penang can cost anywhere from 500 to 1,500 Malaysian Ringgit (MYR) per month, while buying a house can range from 500,000 to 1,500,000 MYR," said one expat who made the move to Penang.

How do I meet people in Penang?

When we asked people living in Penang about club and activities where newcomers can meet others, they responded:

"Expats in Penang often join clubs and activities such as golf, tennis, sailing, and hiking. Expats can also join language classes, book clubs, and other social activities. Additionally, many expats join local organizations such as the Penang Expat Club, which offers a variety of activities and events for expats to meet and socialize. Other ways that expats meet people in Penang include attending local festivals and events, joining a gym or fitness class, or simply striking up conversations with locals in cafes and restaurants," explained one expat living in Penang, Malaysia.

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William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

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What should I bring when moving to Penang?

People living in Penang were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"Brought: MP3 player (not ipod), curry powder, suit Left: Shoes & boots, laptop, leather products," explained one expat living in Penang, Malaysia.

"When moving to Penang, it is important to pack items that will help you adjust to the climate and culture. Pack lightweight, breathable clothing that is suitable for the hot and humid climate. Bring a few items of clothing that are appropriate for more formal occasions, such as a dinner or a business meeting. Bring a good pair of walking shoes, as Penang is a great place to explore on foot. Don't forget to pack a raincoat and umbrella, as Penang experiences frequent rain showers. Bring any necessary medications, as well as a first-aid kit. Finally, bring a few items that will help you feel at home, such as photos, books, and other personal items," said one expat in Penang.

Where should I setup a bank account in Penang?

We asked expats in Penang what banks they use and there advice about banking. They advised:

"Before retiring in Penang, expats should be aware of the cost of living, which is generally lower than in other parts of the world. It is important to research the local healthcare system and ensure that adequate medical coverage is in place. Additionally, expats should familiarize themselves with the local culture and customs, as well as the language, to ensure a smooth transition. It is also important to research the local job market and the availability of recreational activities. Finally, expats should ensure that they have the necessary visas and permits to live and work in Penang," said one expat who made the move to Penang.

Will I be able to find a job in Penang?

When we asked people about industries and career opportunities in Penang, they reponded:

"Foreigners often have jobs in Penang in a variety of industries, such as hospitality, tourism, manufacturing, IT, and finance. They may also work in education, healthcare, and other service industries. Additionally, many foreigners find employment in the retail sector, such as in shops, restaurants, and other businesses," remarked one expat living in Penang, Malaysia.

"Hospitality, Education, Industry, IT. Most of the Universities look for highly qualified expats to come and lecture. Mostly jobs are found through contacts," wrote one member in Penang.

What is life like in Penang?

When we asked people living in Penang what life is like and how people spend their time, they said:

"Penang is an attractive destination for expats and digital nomads due to its low cost of living, diverse culture, and vibrant nightlife. Expats and digital nomads can enjoy the city's many attractions, such as its beautiful beaches, historical sites, and delicious local cuisine. The city also offers a wide range of accommodation options, from budget hostels to luxury apartments. Additionally, Penang is well-connected to the rest of the world, with an international airport and excellent public transportation. With its friendly locals, excellent infrastructure, and low cost of living, Penang is an ideal destination for expats and digital nomads," remarked one expat who made the move to Penang.

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What do expats in Penang appreciate most about the local culture?

"Expats in Penang appreciate the friendly and welcoming nature of the locals, as well as the vibrant and diverse culture. They also enjoy the delicious local cuisine, which is a mix of Malay, Chinese, and Indian influences. The city is also known for its beautiful beaches, lush rainforests, and stunning architecture. Additionally, the cost of living in Penang is relatively low, making it an attractive destination for expats," wrote a member in Penang.

What do expats find most challenging?

"Expats in Penang often find the language barrier to be one of the most challenging aspects of the local culture. Additionally, the local customs and traditions can be difficult to understand and navigate for those who are not familiar with them. Furthermore, the local cuisine can be quite different from what expats are used to, and it can take some time to adjust to the flavors and ingredients. Finally, the climate in Penang can be quite hot and humid, which can be a challenge for those who are not used to it," explained one expat living in Penang, Malaysia.

Is there a lot of crime in Penang?

We asked people if there is a lot of crime. They answered:

"Penang is generally considered to be a safe place to live and visit, with low levels of crime. However, as with any city, there are some areas where crime is more common, such as pickpocketing and petty theft. It is important to be aware of your surroundings and take precautions when travelling in unfamiliar areas," remarked one expat who made the move to Penang.

"No. We feel safe walking around day and night. With that said, we don't go out to bars in town at night or hang out in places like that," explained one expat living in Penang, Malaysia.

Is there a lot of diversity? Are people in Penang accepting of differences?

"Yes, there is a lot of diversity in Penang. The population is made up of a variety of ethnicities, including Chinese, Malay, Indian, and Eurasian. People in Penang are generally accepting of differences and celebrate the diversity of their city. There are many cultural festivals and events that bring people together to celebrate their different backgrounds," commented one expat who made the move to Penang.

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William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

William RussellWilliam Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
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What are the schools in Penang like?

"Penang is home to a number of excellent international and bilingual schools. The most notable international school is the Dalat International School, which offers a comprehensive international curriculum for students from pre-K to grade 12. The school is accredited by the Western Association of Schools and Colleges and provides a rigorous academic program that prepares students for college and university. The school also offers a wide range of extracurricular activities, including sports, music, and art. The Penang Chinese Girls' Private High School is a bilingual school that offers a unique blend of Chinese and English language instruction. The school is renowned for its high academic standards and its commitment to providing a holistic education. The school also offers a variety of extracurricular activities, such as sports, music, and art. The Penang Japanese School is another excellent bilingual school in Penang. The school offers a comprehensive Japanese curriculum and provides students with the opportunity to learn about Japanese culture and language. The school also offers a variety of extracurricular activities, such as sports, music, and art. The Penang International School is a private international school that offers a comprehensive international curriculum for students from pre-K to grade 12. The school is accredited by the Western Association of Schools and Colleges and provides a rigorous academic program that prepares students for college and university. The school also offers a wide range of extracurricular activities, including sports, music, and art," commented one expat when asked about in Penang.

"As parents, we have always wanted the best for our children and we will continue searching for the best schools. Unfortunately, I have to admit that Fairview International Schools is not among the best; there are other schools that offer good education and sufficient facilities. For instance, 1)It is difficult to obtain your school deposit due to their school policy and they have always managed to keep the deposits under any circumstances. 2)International languages offered are Bahasa Malaysia (Malay language) and Mandarin. No other foreign languages are offered at the present time. 3)Only 1 foreign teacher is currently hired and teaching in Fairview International School Penang. It is not like any other international schools whereby you find other foreign teachers teaching your children. They employed young inexperienced local teachers to manage students. 4)There are no proper programs for physical education. Most of the time students are left without doing any activities. 5)The exam schedules are not properly planned and communicated among Fairview International School in Kuala Lumpur and Fairview International School Penang. Often students are inadequately informed and left with tremendous pressure facing the exams. 6)They are no proper boarding facilities and security for outstation students. 7)The IB program offered is not transparent enough to make other International Schools aboard understand the grading process. 8)None of the admin staff are helpful to parents pertaining to administrative information and documents upon your child’s departure," remarked one expat living in Penang with children attending Fairview International .

What are the pros and cons of living in Penang?

Expats, digital nomads and retirees living in Penang responded:

"Expats and digital nomads generally like living in Penang, for its affordable cost of living, which allows them to enjoy a comfortable lifestyle without breaking the bank. They appreciate the diverse and delicious local cuisine, with a wide variety of options ranging from street food to high-end restaurants. The island's rich cultural heritage, with its mix of Malay, Chinese, and Indian influences, is another attractive aspect, as it offers a unique and vibrant atmosphere. The warm and friendly locals make it easy for expats and digital nomads to feel welcome and at home in Penang. The island's natural beauty, with its beautiful beaches, lush greenery, and scenic hiking trails, is also a major draw for those who enjoy outdoor activities. Additionally, the well-developed infrastructure, including reliable internet and good healthcare facilities, makes it convenient for digital nomads to work and live in Penang. However, there are some aspects of living in Penang that expats and digital nomads may dislike. The hot and humid climate can be uncomfortable for those who are not used to tropical weather. Traffic congestion, especially in the popular tourist areas, can be frustrating and time-consuming. The public transportation system is not as efficient as in some other cities, which may make getting around more challenging for those without a car. Another potential downside is the language barrier, as not everyone in Penang speaks English fluently. This can make it difficult for expats and digital nomads to communicate with locals and navigate daily life. Finally, while Penang is generally safe, petty crime such as pickpocketing and theft can be a concern, particularly in crowded tourist areas," commented one expat who moved to Penang.

"There are multiple racial cultures, very positive experience regarding diverse life styles: customs, foods, religious expressions," said one expat.

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William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

William RussellWilliam Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
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What type of social life can someone expect in Penang?

When we asked expats and global nomads about their social experiences in Penang, they replied:

"Expats, retirees, and digital nomads living in Penang, typically enjoy a vibrant and diverse social life. They often connect with fellow expats and locals through various clubs, associations, and social events. Many engage in cultural activities, such as attending festivals, exploring local markets, and trying out the diverse local cuisine. They also participate in outdoor activities like hiking, cycling, and water sports, which provide opportunities to meet new people and make friends. Additionally, they may attend language classes to learn Malay or other languages, further enhancing their social interactions with the local community. Networking events and coworking spaces are popular among digital nomads, allowing them to connect with like-minded professionals and expand their social circle. Overall, the welcoming atmosphere and multicultural environment of Penang provide ample opportunities for expats, retirees, and digital nomads to build a fulfilling social life," wrote one expat living in Penang.

"The social scene in Penang, is vibrant and diverse, offering a mix of traditional and modern experiences. The island is known for its rich cultural heritage, with a blend of Malay, Chinese, Indian, and European influences. This multiculturalism is reflected in the various festivals, events, and celebrations that take place throughout the year, such as Chinese New Year, Hari Raya Aidilfitri, and Diwali. Penang is also famous for its street food, with hawker centers and food courts offering a wide variety of local and international cuisines. Food plays a significant role in the social scene, with people gathering at these eateries to enjoy meals and engage in lively conversations. The nightlife in Penang is quite lively, with a range of bars, clubs, and pubs catering to different tastes and preferences. The island's capital, George Town, is particularly known for its bustling nightlife, with popular areas such as Love Lane and Upper Penang Road offering a mix of live music, karaoke, and dance clubs. Art and culture enthusiasts will find plenty to enjoy in Penang, with numerous galleries, museums, and street art installations scattered throughout the island. The annual George Town Festival is a major cultural event that showcases local and international performances, exhibitions, and workshops. Outdoor activities are also popular in Penang, with its beautiful beaches, lush green parks, and scenic hiking trails providing ample opportunities for socializing and recreation. The island's tropical climate makes it an ideal destination for water sports, such as swimming, snorkeling, and jet-skiing. Overall, the social scene in Penang is a dynamic and exciting blend of cultures, cuisines, and experiences, offering something for everyone to enjoy," said an expat in Penang.

What advice to expats in Penang have about housing?

"When looking for housing in Penang, it is important to research the area thoroughly and visit the property in person before signing a lease. It is also important to be aware of the local laws and regulations regarding renting and leasing. Additionally, it is wise to negotiate the rental price and to ask for a discount if possible. It is also important to be aware of the local customs and culture when looking for housing in Penang. Finally, it is important to be aware of the cost of living in Penang and to budget accordingly," said one expat.

What are medical services in Penang like?

When we asked expats and global nomads about the quality of medical care in Penang, they replied:

"Medical services in Penang, are known for their high quality and affordability. The state has a mix of public and private healthcare facilities, including well-equipped hospitals and clinics. Public hospitals offer a range of services, from general consultations to specialized treatments, at subsidized rates for Malaysian citizens. Private hospitals, on the other hand, cater to both locals and medical tourists, providing a wide array of services and treatments, often with shorter waiting times and more personalized care. Many healthcare professionals in Penang are highly trained and experienced, with some having studied or worked abroad. Additionally, English is widely spoken in the medical community, making communication easier for international patients. Overall, Penang's medical services are considered reliable and accessible, with a focus on patient satisfaction and quality care," remarked one expat in Penang.

Are healthcare and health insurance expensive in Penang?

"Healthcare and health insurance in Penang, can be considered relatively affordable compared to many Western countries. The cost of medical treatments and procedures is generally lower due to the lower cost of living and favorable exchange rates. Public hospitals offer services at subsidized rates, making healthcare accessible to a larger population. However, private hospitals and clinics tend to charge higher fees for their services, which can be more expensive for those without insurance. Health insurance is available through various providers, with a range of plans and coverage options to suit different budgets and needs. Overall, healthcare and health insurance in Penang are reasonably priced, but the costs can vary depending on the individual's choice of healthcare provider and insurance plan," said one expat.

William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

Learn MoreGet Quote

William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

Learn MoreGet Quote

Is the cost of living in Penang high?

We asked people about the cost of living in Penang, they wrote:

"The cost of living in Penang is generally considered to be quite affordable. Rent for a nice 1 bedroom apartment in Penang, Malaysia is typically around $500 USD per month, while a nice 2 bedroom apartment is usually around $700 USD per month. Eating dinner at a moderately priced restaurant in Penang, Malaysia typically costs around $10 USD per person," said an expat in Penang.

What are the visa & residency requirements in Penang?

"In order to visit Penang, visitors must obtain a valid visa prior to their arrival. The process of applying for a visa involves submitting an application form, passport-sized photographs, and a valid passport to the Malaysian Embassy or Consulate in the visitor's home country. Depending on the type of visa, additional documents may be required. In order to obtain residency in Penang, Malaysia, applicants must submit an application form, passport-sized photographs, and a valid passport to the Malaysian Immigration Department. Additional documents may be required, such as proof of employment, proof of financial stability, and proof of health insurance. Once the application is approved, the applicant will be issued a residency permit," commented one expat who moved to Penang.

Why do people move to Penang?

When we asked people why foreigners move to Penang, they responded:

"Penang is an attractive destination for expats due to its diverse culture, vibrant nightlife, and affordable cost of living. The island is known for its delicious street food, stunning beaches, and lush rainforests. Penang is also home to a number of international schools, making it an ideal place for expats with children. Additionally, the island is well-connected to the rest of the world, with an international airport and ferry services to nearby countries. With its rich history, friendly locals, and modern amenities, Penang is an ideal destination for expats looking for a new home," wrote one expat living in Penang.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

View of George Town, Penang, Malaysia

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