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San Miguel de Allende, Mexico: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in San Miguel de Allende | Expat Exchange
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Eveningtime in San Miguel de Allende, Mexico

San Miguel de Allende, Mexico

By Joshua Wood, LPC

Last updated on Mar 14, 2024

Summary: The approximate population of San Miguel de Allende, Mexico is approximately 140,000 people. People describe San Miguel de Allende as a vibrant, colonial city with a rich cultural heritage. Expats love the city's vibrant art and music scene, its friendly people, and its beautiful colonial architecture. The weather in San Miguel de Allende is generally mild, with temperatures ranging from the mid-50s to the mid-80s Fahrenheit (10-30 Celsius). The average cost of living for an expat is approximately $1,500-$2,000 USD per month. The cost of a one bedroom apartment is approximately $500-$700 USD per month, and the cost of a two bedroom apartment is approximately $700-$1,000 USD per month.

Welcome Home Mexico
Welcome Home Mexico
Welcome Home Mexico
Welcome Home Mexico

What do I need to know about living in San Miguel de Allende?

When we asked people what advice they would give someone preparing to move to San Miguel de Allende, they said:

"Before retiring in San Miguel de Allende, it is important to understand that Mexico has a different set of laws, customs, and lifestyle than other countries. Expats should research the cost of living and housing options in the area to make sure they have a comfortable retirement. They should also familiarize themselves with the local culture and customs, healthcare system, and where to find basic services such as groceries and banking. It may also be helpful to invest in Spanish classes or find a local guide to help show them around and understand the local way of life. Finally, expats should make sure they have the correct Mexican visa and documents before emigrating," remarked one expat who made the move to San Miguel de Allende.

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What do I need to know before moving to San Miguel de Allende?

When we asked people what advice they would give someone preparing to move to San Miguel de Allende, they said:

"Expats should be aware of the language barrier before moving to San Miguel de Allende. Although the locals are friendly and welcoming, knowing at least some Spanish is essential. Expats should also be aware of the high altitude in San Miguel de Allende; at 6,988 feet above sea level, it is especially important to hydrate frequently. Additionally, San Miguel de Allende experiences extreme temperature variations between day and night, so proper clothing to combat the cold nights is necessary. Lastly, be aware that often electrical power and water are unreliable, so it is important to be prepared with back up plans," commented one expat who made the move to San Miguel de Allende.

"Six months out visit the town have a realtor show you around and see some properties. Learn as much as you can about the various neighborhoods before making a selection," remarked one expat living in San Miguel de Allende, Mexico.

How do I find a place to live in San Miguel de Allende?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"There are a few ways to find a place to live in San Miguel de Allende. You can contact a real estate agent to help you find the right place for you. You can search online listings to find available areas and view photos of potential homes. Additionally, you can visit potential homes in person and make sure that they match what you're looking for. You can also ask friends or resources in the area to see if they can point you in the right direction or refer you to someone who can help. Lastly, you can connect with local landlords who have properties available for rent and work out details of a month-to-month or longer lease with them," remarked one expat living in San Miguel de Allende, Mexico.

What is a typical expat home or apartment like in San Miguel de Allende?

"Expat homes in San Miguel de Allende tend to be luxurious, comfortable, and possess all the amenities one needs to live a high quality of life. Many expats choose to purchase homes in this city due to its breathtaking landscape and convenient proximity to nearby cities, providing easy access to all kinds of entertainment, eclectic cuisines, and cultural events. Most homes are equipped with contemporary architecture and many of them boast spacious terraces that overlook the surrounding mountains and cityscape. Expats can also rent beautiful apartments, usually built in colonial-style, that each have a unique character and charm. San Miguel de Allende is also home to many high quality condo developments that provide luxurious living spaces and top-tier infrastructure," said one expat in San Miguel de Allende.

What is the average cost of housing in San Miguel de Allende?

If you are thinking about moving to San Miguel de Allende, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in San Miguel de Allende is generally considered to be relatively high, with prices varying depending on the size and location of the property. However, there are still a variety of housing options available for those with a variety of budgets, from modest apartments starting in the low millions of Mexican pesos to luxurious homes that can cost in the tens of millions," explained one expat living in San Miguel de Allende, Mexico.

How do I meet people in San Miguel de Allende?

When we asked people living in San Miguel de Allende about club and activities where newcomers can meet others, they responded:

"Expats in San Miguel de Allende often join clubs and activities to meet and socialize with like-minded people. Common activities include language classes, sports, meditation, art and culture classes, salsa dancing, hiking, painting, and wine tasting. Expats can also meet people by attending the many festivals and celebrations around town, and by joining walking, biking, or running groups. Connecting with local organizations and businesses in the area can also help expats connect to other members of the community, such as volunteering in a local program, joining a book club, or attending lectures and presentations. Additionally, there are many restaurants, bars, and cafes in San Miguel de Allende that offer friendly atmospheres to meet and mingle with both locals and other expats," remarked one expat who made the move to San Miguel de Allende.

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What should I bring when moving to San Miguel de Allende?

People living in San Miguel de Allende were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to San Miguel de Allende, it is important to pack appropriate clothing for the warmer climate. Bring lightweight items such as shorts, t-shirts, and sundresses as well as light layers such as a cardigan or scarf. Also pack a lightweight raincoat since the city is known to have a wet season. Consider bringing a hat and sunglasses to shield yourself from the sun, especially during the hot summer months. If you plan to explore the nearby mountains and canyons, it might be a good idea to pack sturdy walking shoes, a backpack, and a water bottle. Lastly, remember to bring essential documents, such as your passport and visa, to ensure you are in compliance with Mexican immigration law," explained one expat living in San Miguel de Allende, Mexico.

Where should I setup a bank account in San Miguel de Allende?

We asked expats in San Miguel de Allende what banks they use and there advice about banking. They advised:

"It is important for expats considering retirement in San Miguel de Allende to be aware that the city has a rich cultural heritage and is known for its well-preserved colonial architecture. Expats should also research the necessary visa requirements, as certain types of visas may be required to live and work in Mexico. It is also important to note the cost of living and housing expenses, which are more expensive than other parts of Mexico. Additionally, expats should research the availability of health care services and insurance as they may not be familiar with the Mexican system and its coverage. Lastly, expats should consider the language barrier and look into local language schools or private tutors so they can easily communicate with their neighbors and the locals," commented one expat who made the move to San Miguel de Allende.

Will I be able to find a job in San Miguel de Allende?

When we asked people about industries and career opportunities in San Miguel de Allende, they reponded:

"Foreigners in San Miguel de Allende often find plenty of opportunity in the hospitality industry, working as tour guides, restaurant servers and chefs, hotel staff, concierges, and more. Additionally, there are often possibilities for positions teaching English as a foreign language to locals. Outside of the tourism industry, skilled professionals may find work as software engineers and web designers, while those with business experience may find opportunities in finance, marketing, or other consulting areas," said one expat in San Miguel de Allende.

What is life like in San Miguel de Allende?

When we asked people living in San Miguel de Allende what life is like and how people spend their time, they said:

"San Miguel de Allende is a popular destination for expats and digital nomads due to its vibrant culture, stunning colonial architecture, and temperate climate. Expats and digital nomads in San Miguel de Allende can enjoy a relaxed lifestyle with plenty of outdoor activities, such as hiking, biking, and horseback riding. The city also offers a wide variety of restaurants, cafes, and bars, as well as a thriving art and music scene. Expats and digital nomads can also take advantage of the city's low cost of living, with affordable housing, groceries, and transportation. With its welcoming atmosphere and vibrant culture, San Miguel de Allende is an ideal destination for expats and digital nomads looking for a unique and exciting experience," remarked one expat who made the move to San Miguel de Allende.

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Relocating abroad soon? Make your move with AGS! AGS Worldwide Movers is a leader in the international moving industry. Our experience and expertise allows us to guarantee our clients the best quality moving services.

Learn MoreGet Quote

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Relocating abroad soon? Make your move with AGS! AGS Worldwide Movers is a leader in the international moving industry. Our experience and expertise allows us to guarantee our clients the best quality moving services.

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What do expats in San Miguel de Allende appreciate most about the local culture?

"Expats in San Miguel de Allende are drawn to the city's vibrant culture and friendly, welcoming locals. From the colonial-style architecture and centuries-old churches, to the many festivals and traditions, there is plenty to appreciate. Locals are passionate about life and culture, and they love to share it with visitors. The city is known for its art and artisans, its warm climate, delicious food, and endless musical offerings. Expats also appreciate the slower pace of life and beautiful natural surroundings, as well as the many language schools and learning opportunities in the city," remarked one expat living in San Miguel de Allende, Mexico.

What do expats find most challenging?

"The constant sound of explosives going off IS awful. Not just fireworks but M-80s at 5 am on a Sunday. There is a competition between the Colonia's and their Churches when it comes to fireworks, firecrackers, and mostly M-80's which are NOT firecrackers but sound more like a bomb detonating. This is not just a Mexico thing. San Miguel is way worse than Oaxaca City, Mexico City, Merida, etc. for blowing stuff up. For every Catholic or Cultural holiday be prepared for massive noise and there are TONS of these holidays every month. It's horrible," explained one expat living in San Miguel de Allende, Mexico.

"Expats in San Miguel de Allende often find the language barrier to be one of the most difficult aspects of living in a new culture. Understanding the local customs and cultural norms can also be a challenge. Additionally, expats may find it difficult to adjust to the slower pace of life and the traditional view of time and obligations that is prevalent in San Miguel de Allende. Finally, the intense heat and arid climate of the region may be difficult for expats used to different weather conditions," said one expat in San Miguel de Allende.

Is there a lot of crime in San Miguel de Allende?

We asked people if there is a lot of crime. They answered:

"San Miguel de Allende is generally considered a safe city, and the local government has undertaken several initiatives to reduce crime. Generally, petty crime such as pickpocketing and theft is not uncommon in more touristy areas of the city, so visitors should take the appropriate precautions to ensure the safety of their belongings. However, there have been fewer reports of violent crime in San Miguel de Allende than other similarly sized cities in Mexico," commented one expat who made the move to San Miguel de Allende.

Is there a lot of diversity? Are people in San Miguel de Allende accepting of differences?

"San Miguel de Allende is home to a diverse population including people of Spanish, Indigenous, and Mestizo descent. It is also home to a growing expatriate community and an increasing number of people from diverse provinces throughout Mexico. People in San Miguel de Allende are typically welcoming and accepting of people from different backgrounds, cultural identities, and experiences. The community is always embracing new cultures, lifestyles and ideas, and there is a sense of acceptance for all," remarked one expat living in San Miguel de Allende, Mexico.

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What are the schools in San Miguel de Allende like?

"San Miguel de Allende is home to a variety of international and bilingual school options, making it an attractive destination for expats and their families. The best international school in the area is Colegio Bilingue Internacional del Bajío (CBIB). It was founded in 2008, and offers an International Baccalaureate (IB) program for preschool through high school (up to grade 12). CBIB has a reputation for providing a high-quality education in both English and Spanish tutored by highly trained staff. Another top rated international school is Colegio Americano de San Miguel, another bilingual school offering an American style of education. They provide an American-style curriculum for kindergarten, elementary, and high school students delivered in both English and Spanish. Colegio Americano values a holistic approach to education, encouraging physical and psychological development, as well as holistic education. The STEK (St. Thomas Educational Community) is a bilingual school that also offers an American style education, with a focus on building character, developing cultural sensitivity, and fostering global citizenship. They offer English classes for all levels, kindergarten to 8th grade, as well as providing high school classes (with emphasis in the Arts, IT and Business). Finally, The Eagle International School is a small private school which provides quality bilingual education focused on international citizenship. Students receive a bilingual education (English and Spanish) while also focusing on areas such as fine arts and physical activities, to help promote successful student growth," explained one expat living in San Miguel de Allende, Mexico.

What are the pros and cons of living in San Miguel de Allende?

Expats, digital nomads and retirees living in San Miguel de Allende responded:

"Living in San Miguel de Allende was a hugely positive experience overall. It changed my life for the better. I learned how to live outside my comfort zone, and build a rewarding life in a place where I was a total stranger. Mexico opened my eyes to different ways of thinking, made me more patient and tolerant. I loved the many activities, wonderful food, charm and walkability of SMA. The thriving expat community was a real bonus. But I also immersed myself in Mexican culture by taking continuous Spanish language and culture classes, and making Mexican friends.The great, affordable transportation system within Mexico allowed me to explore some of the many fabulous destinations within this fascinating country. And let's not forget the food! San Miguel has a wonderful array of restaurants, featuring many different cuisines. I also loved the mostly dry, temperate climate of this mountain city. The weather was similar to San Diego, where I live (though nothing beats SD weather!) I will never forget my two years living in Mexico and the many friends I made. Even though California is truly my forever home, I'll be back to SMA for visits after the pandemic. In the meantime, Mexico will always live in my heart," wrote one expat living in San Miguel de Allende.

"Expats and digital nomads living in San Miguel de Allende enjoy the city's vibrant culture, beautiful colonial architecture, and friendly locals. They also appreciate the low cost of living, which allows them to stretch their budget further. On the downside, some expats and digital nomads find the city's limited public transportation system to be inconvenient, and the lack of reliable internet access can be a challenge," commented one expat who moved to San Miguel de Allende.

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What type of social life can someone expect in San Miguel de Allende?

When we asked expats and global nomads about their social experiences in San Miguel de Allende, they replied:

"You need to not have issues with altitudes as San Miguel de Allende is at 2300 meters altitude. Approximately 6500 feet," said one expat living in San Miguel de Allende.

"Expats, retirees and digital nomads living in San Miguel de Allende typically have an active social life. There are many opportunities to meet people from all over the world, as well as locals, through various activities such as language classes, art classes, yoga classes, and other social events. Expats, retirees and digital nomads can also join local clubs and organizations, such as the San Miguel Writers' Conference, the San Miguel International Club, and the San Miguel Expat Club. Additionally, there are many restaurants, bars, and cafes where people can meet up and socialize," mentioned one expat inSan Miguel de Allende.

"San Miguel de Allende is a vibrant city with a lively social scene. The city is known for its vibrant nightlife, with a variety of bars, clubs, and restaurants to choose from. There are also plenty of cultural activities to enjoy, such as art galleries, music venues, and theater performances. The city is also home to a number of festivals throughout the year, such as the International Jazz Festival and the San Miguel de Allende Film Festival. The city is also home to a diverse population, with people from all over the world coming to experience the city's unique culture," remarked one expat living in San Miguel de Allende.

"I loved my time living in San Miguel. I fell in love with the Mexican people and culture," said one expat living in San Miguel de Allende.

What advice to expats in San Miguel de Allende have about housing?

"Expats in San Miguel de Allende recommend conducting thorough research before signing a lease. They suggest visiting the neighborhood and the house more than once before committing, and asking renters for references from previous occupants. It's also important to understand what's included in the rent, such as utilities and internet access. Additionally, they suggest being aware of local rental regulations and tenant rights," commented one expat who moved to San Miguel de Allende.

"I glad I rented a furnished house and kept my condo in California. It allowed me to literally flee Mexico when the pandemic first hit, and go home to where I had health insurance, doctors and access to better health care. I totally did not trust the Mexican government to adequately handle Covid and I was right. Though it was also terrible in the US, I felt way safer being here during the pandemic," said one expat.

What are medical services in San Miguel de Allende like?

When we asked expats and global nomads about the quality of medical care in San Miguel de Allende, they replied:

"Expat healthcare insurance for age 60+ is expensive and not great. To me, not worth it. Also Rx pain meds and psych meds extremely expensive & very difficult to legally obtain," mentioned one expat inSan Miguel de Allende.

"San Miguel de Allende offers a wide range of medical services for both locals and visitors. The city has a number of private clinics and hospitals that provide quality care and services. Many of these facilities are staffed by experienced and qualified medical professionals who are knowledgeable in a variety of medical specialties. Additionally, the city has a number of pharmacies that offer a variety of medications and medical supplies. San Miguel de Allende also has a number of medical tourism companies that offer packages for visitors seeking medical care in the city," commented one expat who moved to San Miguel de Allende, Mexico.

Are healthcare and health insurance expensive in San Miguel de Allende?

"Healthcare and health insurance in San Miguel de Allende can be expensive, depending on the type of coverage and services needed. Generally, private health insurance is more expensive than public health insurance, but it can provide more comprehensive coverage. Public health insurance is available to Mexican citizens and permanent residents, and it can provide access to basic healthcare services at a lower cost. However, it may not cover all medical expenses, such as prescription drugs or specialist care. Additionally, some medical services may not be covered by either public or private health insurance, so it is important to check with the provider before receiving care," remarked one expat living in San Miguel de Allende.

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Learn MoreGet Quote

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Relocating abroad soon? Make your move with AGS! AGS Worldwide Movers is a leader in the international moving industry. Our experience and expertise allows us to guarantee our clients the best quality moving services.

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Is the cost of living in San Miguel de Allende high?

We asked people about the cost of living in San Miguel de Allende, they wrote:

"The cost of living in San Miguel de Allende is generally quite reasonable. A nice one bedroom apartment can cost around $400-$800 USD per month and a nice two bedroom apartment can cost around $800-$1400 USD per month. Eating out at a moderately priced restaurant can cost around $10-$15 USD per person," mentioned one expat inSan Miguel de Allende.

What are the visa & residency requirements in San Miguel de Allende?

"Visitors to San Miguel de Allende must obtain a proper visa before they can stay in the country. Depending on the individual’s purpose of visit, they must apply for the appropriate visa and present valid identification, a valid passport, and proof of payment to enter the country. To apply for a visa, one must first submit a visa application to the nearest Mexican consulate abroad, or to the Mexican Embassy website, if available. Once the application is approved, the applicant will receive a visa number and details of an appointment date at the Mexican consulate to conclude the application process. Those intending to live in San Miguel de Allende, Mexico for an extended period of time may choose to pursue residency. To apply for residency, one must first submit a residency application, along with a valid passport, to the nearest Mexican consulate abroad, or to the Mexican Embassy website, if available. The consulate will conduct an interview with the applicant, in order to verify their history and intent for living in Mexico. Once all the documents have been collected and reviewed, the applicant will be issued a permanent residence card, known as a “cedula de extranjeria,” which must be renewed each year. Applicants may also be required to pay any applicable fees, depending on their particular situation," said one expat.

Why do people move to San Miguel de Allende?

When we asked people why foreigners move to San Miguel de Allende, they responded:

"San Miguel de Allende, has long been a desirable spot for expats looking to experience a new culture and explore an exciting new city. Its vibrant atmosphere, unique character and colorful colonial architecture have made it an attractive destination to many foreigners. The city also boasts a range of amenities including year-round festivals, renowned art galleries, ample restaurants and nightlife, and beautiful weather. Furthermore, San Miguel de Allende is home to a low cost of living, excellent healthcare and a safe and welcoming environment. All of these factors, along with a high quality of life, make San Miguel de Allende an excellent destination for expats looking to start a new adventure abroad," wrote one expat living in San Miguel de Allende.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

Eveningtime in San Miguel de Allende, Mexico

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