Lake Chapala, Mexico
Last updated on Apr 22, 2023
Summary: The approximate population of Lake Chapala, Mexico is around 200,000 people. People describe Lake Chapala as a peaceful and picturesque lake surrounded by lush vegetation and mountains. Expats love living in Lake Chapala because of its low cost of living, friendly locals, and year-round warm weather. The weather in Lake Chapala is typically warm and sunny, with temperatures ranging from the mid-60s to the mid-80s Fahrenheit. The average cost of living in Lake Chapala for an expat is around $1,500 to $2,000 USD per month. The cost of a one bedroom apartment is typically around $400 to $600 USD per month, while a two bedroom apartment is around $500 to $800 USD per month.
What do I need to know about living in Lake Chapala?
When we asked people what advice they would give someone preparing to move to Lake Chapala, they said:
"Before retiring in Lake Chapala, expats should understand the local culture, including language and customs. They should also research what medical facilities, banks and other services are available, and look into immigration matters to ensure that they have the appropriate documents. It is also important to make sure that their possessions are secure and learn how to handle any emergency situation. Additionally, it may be a good idea to budget for the cost of living in the area, as well as build a network of contacts in the community," remarked one expat living in Lake Chapala, Mexico.
"Don't let the media scare you away. If you are not involved in the drug business, you most likely will not be in trouble. There is a presence of police and military here, but we're also hosting the Pan Am games this year," wrote one member in Lake Chapala.

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What do I need to know before moving to Lake Chapala?
When we asked people what advice they would give someone preparing to move to Lake Chapala, they said:
"Expatriates should learn at least basic Spanish before moving to Lake Chapala, as English is not widely spoken. Mexico has different immigration laws than other countries and expatriates should research the necessary documents required to live and work in the area. Climate can be a factor for relocation and Lake Chapala has semi-tropical climate with mild winters and hot summers. Before relocating to this area, expatriates should also research the cost of living, infrastructure, available healthcare and recreational activities in the area. Mexico also has community organizations specifically for expatriates which provide helpful information and regular activities," remarked one expat who made the move to Lake Chapala.
"Rent your first house for a 2-3 month period while you look over the entire area and decide where you really want to rent, then go for a long term lease at a reduced rate. Use every resource available to you in your new area. Don't think you can learn it on your own. We thought we could and suffered for it. Take the help that others want to give," explained one expat living in Lake Chapala, Mexico.
"Do your research. Figure out what is really important to you. There is so much to do here and lots of people who speak English. The locals are very friendly. There are always exceptions but we have been very happy. It is a noisy country and there is dust. Bill is a musician and does sound for many of the productions and I am a quilter. There is a theater group, a community choir, an art society and a multitude of clubs, restaurants, live music that you will recognize. Medical care is good and you will find alternative as well as traditional medicine. You will see donkey carts and BMWs sharing the road. Working is a problem since jobs are reserved for the citizens so planning on working here may not happen," said one expat in Lake Chapala.
How do I find a place to live in Lake Chapala?
We asked expats how they chose their neighborhood and found a place to live. They answered:
"When we started looking at the money we would have to live on after retirement, I realized that I would never be able to quit work and live comfortably. We started looking at places we could live. We wanted to be close enough to hop up to the states to see family but be able to afford to retire. Mexico was the obvious answer. After much internet research, I stumbled on Lake Chapala. My husband and I knew nothing about Mexico. His vision was from the old westerns. There is a group that provides a week long seminar that will answer all of your questions and also show you the fun side of the area. We booked a trip 3 months away. I used the time to look at real estate offerings. I had limited funds. This is a cash economy so it had to be a house I could afford. They have an MLS listings here so I could check out everything. I contacted a realtor and he helped weed out houses that had issues or less than savory neighborhoods. I wanted city water, a pressurized/filtration water system and city sewer. Many houses are on septic so I knew that I might have to make a compromise there. We had 14 houses on the final list. We bought the second one we had looked at and we paid cash. And it is on city sewer," said one expat who made the move to Lake Chapala.
"If you are looking for a place to live in Lake Chapala, one of your best options is to contact a local real estate agent. They are knowledgeable about the local market, have access to listings of properties for sale or rent, and can provide advice on finding and securing a new home. Additionally, there are various online resources such as the Lake Chapala Society's website, www.lakechapala.net where you can find rental apartments and homes in the area, and informational websites like Chapala.com which can provide helpful tips on living in the region. You can also ask around among the expat community in the area for recommendations on trustworthy real estate agents and for referrals to interesting rental opportunities," explained one expat living in Lake Chapala, Mexico.
"We made a discovery trip here in July. Loved the place and stayed a month... We toured the entire area and eliminated those areas that were a bit far out or did not meet our needs. We sold our home in the states in three days which spurred us to find a home... We have a dog and two cats that made renting a bit of a hassle so we decided to buy. I made another trip in September and we decided on one of the homes we had previewed earlier. It is a smaller gated community (7 homes) and we are quite delighted," mentioned one in Ajijic .
"We had visited months before, staying in a local hotel. When we sold the motorhome and moved down, three months later, we stayed with friends for two weeks and then bought a house. It was a private sale, without realtor, so was closed by a local attorney/notario in a matter of days," explained one expat who made the move to Ajijic, Lake Chapala.
What is a typical expat home or apartment like in Lake Chapala?
"We live in a single family dwelling that shares side walls with my neighbors. It is 2 story with 3 bedrooms and 2 baths. Houses are made with brick or cider block with a skin coat of concrete. Many houses have beautiful, lush gardens with indoor/outdoor living. We chose not to have one. Many people have maids and gardeners but it was not in our budget. Square footage of houses include covered porches so be aware of that. We looked at one house that a porch was 1/3 of the square footage which left very little living space," said one expat who made the move to Lake Chapala.
"Expat homes and apartments in Lake Chapala offer a desirable blend of comfort and convenience. They typically feature modern comforts such as spacious kitchens, ample storage, and comfortable bedrooms. Balconies and terraces provide extra space to relax and soak in the picturesque views. Expats usually enjoy easy access to grocery stores, restaurants, and shopping areas, as well as nearby outdoor recreational activities. The beautiful environment and sunny climate make for an inviting atmosphere for expats to live and call home," explained one expat living in Lake Chapala, Mexico.
"We have a large home, 2 bedrooms, 2 full bathrooms, jacuzzi, sauna, washer dryer fridge stove and completely furnished. Mexican style home with 12 foot ceilings and a huge yars. It is typical of this area. It is much better than what we had in Canada and less expensive. $600 a month," mentioned one in Lake Chapala.
"Our home is a two story, 2 bedroom with around 2800 sq ft. We have a pool and small garden. The house is stand alone in a gated community. The area in which we live is primarily single family and we are about 10 minutes driving time to the center of town," explained one expat who made the move to Ajijic .
What is the average cost of housing in Lake Chapala?
If you are thinking about moving to Lake Chapala, cost of living in probably a key consideration. Expats commented about the cost of housing:
"The cost of housing in Lake Chapala varies depending on the type of housing that you are looking for. On average, you can find basic living accommodations such as a one or two bedroom apartment for around 600-1,000 USD a month. For larger homes, the cost can climb up to around 2,500 to 4,000 USD a month," wrote one member in Lake Chapala.
How do I meet people in Lake Chapala?
When we asked people living in Lake Chapala about club and activities where newcomers can meet others, they responded:
"Expats living in Lake Chapala often join local clubs and activities to meet new people and make friends. Commonly populated clubs and activities include tennis, golf, painting, dancing, book clubs, and walking groups. Expats also regularly meet new people in the local bars, restaurants and cafes, and attending events such as festivals, concerts, art shows, and church services is another great way to connect with local citizens and expats alike," remarked one expat living in Lake Chapala, Mexico.
"The Lake Chapala Society, tennis, swimming, gyms, volleyball, tennis, golf, pubs, restaurants," wrote one member in Lake Chapala.
What should I bring when moving to Lake Chapala?
People living in Lake Chapala were asked what three things they wish they had brought and three they wish they had left behind. They wrote:
"We moved to Mexico from a retirement motorhome, not a house,and brought everything in two trips in an SUV. Whatever one doesn't want can be put on consignment here and whatever you forgot will eventually be found to be available; just ask around," wrote one member in Ajijic, Lake Chapala.
"Two things that I didn't bring and eventually did buy in the states was a vacuum and a sponge mop. We brought down large area rugs to put on the floors in the bedrooms that need to have a vacuum run over them. Everything here were shop vacs although now you can find vacuum cleaners. Sponge mops are still not found. I brought down a counter top dishwasher since our home did not have one. I also purchased a rice cooker and proper food processor on a trip to the states. I didn't need to bring my straw broom. The dust does not sweep up as well as it does with the plastic bristled brooms that they sell here," remarked one expat who made the move to Lake Chapala.
"Thanks to reading this website we brought two vacuums which worked out well. We could have left more of our art work at home. Also my hobby "stuff" in 25 book boxes that are now gracing the wall of our guest bedroom," explained one expat living in Ajijic , Mexico.
"You should pack for a warm, tropical climate with clothes that are lightweight and breathable, such as shorts, t-shirts and sandals. Bring items like a sunhat, sunglasses, and sunscreen to keep you safe from the sun. Don't forget to pack insect repellent to keep pests away. Be sure to bring an umbrella and raincoat if you plan on spending time outdoors during rainy season. Make sure to bring a power adapter or converter since many of the outlets in Mexico are different than in the US. Lastly, don't forget to bring your passport and other important documents," said one expat in Lake Chapala.
Where should I setup a bank account in Lake Chapala?
We asked expats in Lake Chapala what banks they use and there advice about banking. They advised:
"Expats considering retiring in Lake Chapala should familiarize themselves with the local culture, language, and customs to ensure a smooth transition. They should weigh the different lifestyle options in the area and research the cost of living to make sure they can afford to live in the area. Additionally, it is important to research safety and health care options available, as well as obtain necessary visas and consulting an attorney to ensure documents are valid and legally binding. Lastly, potential retirees should assess the job market and consider any potential opportunities to earn money," remarked one expat who made the move to Lake Chapala.
Will I be able to find a job in Lake Chapala?
When we asked people about industries and career opportunities in Lake Chapala, they reponded:
"Most folks, who remain to be working, are artists, metal workers, mecanicos, gardeners, if they're out of work, they´ll look for work, perhaps, helping an ex pat," remarked one expat living in Lake Chapala, Mexico.
"Foreigners in Lake Chapala often take up jobs in the hospitality, retail, and construction industries. Other popular job sectors include teaching English, offering virtual services, running a small business, and providing other freelance services. Healthcare professionals, such as physicians and nurses, are also in demand, as are skilled laborers such as carpenters and electricians. Additionally, many expats opt to volunteer their time and skills with local charities and organizations," wrote one member in Lake Chapala.
What is life like in Lake Chapala?
When we asked people living in Lake Chapala what life is like and how people spend their time, they said:
"Of course, the local folks thrive on the family life, fiestas for any reason at all and the all popular soccer games," commented one expat who made the move to Lake Chapala.
"Life for expats and digital nomads in Lake Chapala is generally quite pleasant. The area is known for its temperate climate, beautiful scenery, and friendly locals. Expats and digital nomads can find a variety of activities to enjoy, from exploring the nearby towns and villages to taking part in outdoor activities such as hiking, biking, and kayaking. The cost of living is also quite low, making it an attractive destination for those looking to stretch their budget. Additionally, the area is home to a vibrant expat community, providing plenty of opportunities to meet new people and make friends," remarked one expat living in Lake Chapala, Mexico.

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What do expats in Lake Chapala appreciate most about the local culture?
"I love that Mexicans, as a rule, put family before anything....work, themselves, money. And the fact that they are so accepting of foreigners, unlike the feelings in the United States," remarked one expat living in Lake Chapala, Mexico.
"Expatriates living in Lake Chapala appreciate the friendly and welcoming attitude of the locals. They also enjoy the relaxed atmosphere, mild climate, and delicious Mexican cuisine. Additionally, expats enjoy the slower pace of life in Lake Chapala, as well as the low cost of living. Furthermore, expats are able to take advantage of the diverse natural surroundings, with options such as hiking, biking and boating in close proximity. The area also offers a plethora of cultural activities, such as art galleries, performance venues, and festivals. Every day, expats are able to meet new people and learn about a different culture, making their experience in Lake Chapala one of a kind," wrote one member in Lake Chapala.
What do expats find most challenging?
"Expats in Lake Chapala face challenges when it comes to communication. Speakers of English and other languages often struggle to grasp the nuances of Spanish, although many locals will try to accommodate English-speaking mandarins. Additionally, interacting with locals on an everyday basis for simple tasks such as banking, purchasing goods and services, and navigating among the bureaucracy of the local government, can be overwhelming for foreigners. Understanding the concept of time, Spanish being the cultural and national language, and aligning oneself with Mexican customs and traditions can all be difficult for expats. Finally, despite the abundance and wide acceptance of American products and culture, expats may still experience some cultural shock as they adjust to Mexican traditions and norms," wrote one member in Lake Chapala.
"Knowing that you are never really going to be part of it....that you'll always be an outsider to some extent," remarked one expat who made the move to Lake Chapala.
Is there a lot of crime in Lake Chapala?
We asked people if there is a lot of crime. They answered:
"There is less crime here than where we lived NOB. There is some petty crime.. burglaries and an occasional mugging. But these appear to be no worse than many places up north," said one expat who made the move to Ajijic.
"Crime in Mexico is very fluid based on what is happening with the cartels and their fight for turf. Lake Chapala is generally safe for expats, as the government is keen to keep crime down in order to keep foreign money flowing in. However, we have had crime waves where Mexicans have been brutally victimized. Petty crimes such as purse-snatching are rare," explained one expat living in Lake Chapala, Mexico.
Is there a lot of diversity? Are people in Lake Chapala accepting of differences?
"The people are very accepting. You never hear them yell across the plaza or fighting in public, there's alot of PDA, family love, siblings holding hands, walking down the street," remarked one expat living in Lake Chapala, Mexico.
"Lake Chapala is home to a great variety of cultures and traditions. Many traditional Mexican citizens, a large population of North American and European expatriates, and a variety of other nationalities from around the world, all coexist in harmony in the area. The people and communities of Lake Chapala, Mexico are generally accepting and welcoming of different backgrounds, races and cultures, and strive to promote cultural understanding and unity," wrote one member in Lake Chapala.

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What are the schools in Lake Chapala like?
"Located in Jalisco, Mexico, Lake Chapala is home to several international and bilingual schools, providing quality education to both locals and expatriates. One of the top international schools is Lake Chapala International School (LCIS). Founded in 1986, LCIS has a rich history and is committed to cultivating global citizenship and providing students with a rigorous curriculum. It is accredited by the Western Association of Schools and Colleges and offers a variety of programs, such as the International Baccalaureate (IB) Diploma and Advanced Placement (AP) courses. Additionally, its bilingual program allows students to access Spanish and English studies in order to acquire the language proficiency necessary for successful global citizens. Another notable international school in Lake Chapala is Overlake School, a private, non-sectarian, college preparatory school founded in 2009. It provides a rigorous curriculum that not only prepares students for college but also instills a sense of global citizenship and creativity. The school also offers its students Spanish language classes, as well as the International Baccalaureate Primary Years Program (PYP). Finally, Lake Chapala’s most popular bilingual school is Tecnólogico de Monterrey. Founded in 1943, it is one of the top schools in Latin America, with an emphasis on science, technology, and entrepreneurship. The school offers a range of academic programs, including bilingual ones, as well as practical educational experiences. Furthermore, it has an International Campus with a well-equipped library, a medical clinic, and a recreation center with sports facilities," said one parent with children at in Lake Chapala.
What are the pros and cons of living in Lake Chapala?
Expats, digital nomads and retirees living in Lake Chapala responded:
"Very friendly expats. Very welcoming community. Mexicans are very warm. Restaurants are affordable, although somewhat limited in scope -- but that's getting better. Weather is incredible year-round. Crime, security, corruption is getting worse," said one expat.
"Expatriates and digital nomads living in Lake Chapala appreciate the area's warm climate, low cost of living, and friendly locals. They also enjoy the area's proximity to the beach, the vibrant cultural scene, and the abundance of outdoor activities. On the other hand, some expats and digital nomads may find the lack of reliable internet access and the language barrier to be challenging. Additionally, the area's limited public transportation can make it difficult to get around," commented one expat living in Lake Chapala, Mexico.

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What type of social life can someone expect in Lake Chapala?
When we asked expats and global nomads about their social experiences in Lake Chapala, they replied:
"Expats, retirees and digital nomads living in Lake Chapala typically have an active social life. There are many opportunities to meet people and make friends, such as joining local clubs and organizations, attending community events, and participating in activities like golf, tennis, and yoga. Expats often find that the local Mexican culture is very welcoming and friendly, and they quickly become part of the community. Additionally, there are many expat-run businesses and organizations that offer social activities and events, such as potlucks, movie nights, and language classes," mentioned an expat living in Lake Chapala.
"Will you be asking about security, corruption -- law & order? This is the reason I left this area last year and will not return. Otherwise, the expat community is large and diverse and very welcoming," said an expat in Lake Chapala.
"We've made many, many friends here and have traveled to various parts of Mexico with. The celebrate birthdays, births and weddings, so far no deaths/funerals," said one expat.
"The social scene in Lake Chapala is vibrant and welcoming. There are many opportunities to meet people from all walks of life, from retirees to young professionals. There are plenty of activities to enjoy, from outdoor activities such as hiking and biking to cultural events like art galleries and music festivals. There are also plenty of restaurants and bars to explore, offering a variety of cuisines and atmospheres. The locals are friendly and welcoming, and the expat community is strong and supportive. It's a great place to make new friends and enjoy the Mexican culture," commented one expat living in Lake Chapala, Mexico.
What advice to expats in Lake Chapala have about housing?
"We have chosen not to purchase, but many friends do own in the Lake Chapala area and love the experience. To each their own. We live in a a 2 bedroom/2 bath home with incredible views of Lake Chapala and our rent is $11,500 MX (about $550 USD) ALL INCLUSIVE water, gas, electric, WIFI in a gated community! We are in paradise each day," commented one expat living in Lake Chapala, Mexico.
"Expats in Lake Chapala usually suggest that new renters or buyers tour multiple properties to get an idea of what is available. It can be helpful to work with an experienced local real estate agent who knows the region and can help you find something that fits your budget and lifestyle. Don't forget to read the rental/lease agreement thoroughly and be sure to ask about restrictions such as parking, pet policy, and noise levels. It is also recommended to check every utility bill before signing a rental agreement to ensure that services are included. Additionally, location is very important in Lake Chapala; try to find something close to shops, restaurants, and professional services," remarked one expat living in Lake Chapala.
What are medical services in Lake Chapala like?
When we asked expats and global nomads about the quality of medical care in Lake Chapala, they replied:
"Lake Chapala offers a wide range of medical services for both locals and expatriates. The area is home to a number of private clinics and hospitals, as well as a public hospital. These facilities offer a range of services, including general practice, specialist care, emergency services, and diagnostic testing. Many of the private clinics and hospitals are staffed by bilingual doctors and nurses, making it easier for expatriates to access medical care. Additionally, the area is home to a number of pharmacies, providing access to medications and other medical supplies," said one expat.
"We chose to self-insure in Mexico for now, but we still have Medicare in the USA just in case....," commented one expat living in Lake Chapala, Mexico.
Are healthcare and health insurance expensive in Lake Chapala?
"Healthcare and health insurance in Lake Chapala are generally considered to be quite affordable compared to other countries. The cost of medical care is much lower than in the United States, and the quality of care is often comparable. Many expats living in the area have found that they can save a significant amount of money on healthcare costs by taking advantage of the lower prices in Mexico. Health insurance is also available in the area, and many expats have found that the cost of health insurance is much lower than in their home countries," said one expat living in Lake Chapala.
Is the cost of living in Lake Chapala high?
We asked people about the cost of living in Lake Chapala, they wrote:
"The cost of living in Lake Chapala is generally quite affordable, especially when compared to many areas of the United States. Rental prices for a nice 1 bedroom apartment generally range from $500 to $800 per month, while nice 2 bedroom apartments range from $800 to $1100 per month. Eating dinner at a moderately priced restaurant typically costs around $5 to $10 USD person," said an expat in Lake Chapala.
What are the visa & residency requirements in Lake Chapala?
"In order to live in Lake Chapala, visitors must obtain a visa and a residence permit within 180 days of arriving in Mexico. The process of applying for a visa starts with obtaining the entry visa from the Mexican consulate in the visitor's home country. Depending on the country of origin, visitors may be able to use this visa for up to 180 days, or may need to extend the visa prior to its expiration. Once the visa is approved, the visitor must then apply for a residence permit in Mexico. Applicants will need to provide various documents, including a proof of home address, a valid passport, and evidence that the applicant has sufficient financial resources to cover their stay in Mexico. After the documents have been reviewed and approved, the applicant will be given a residence permit," said one expat.
Why do people move to Lake Chapala?
When we asked people why foreigners move to Lake Chapala, they responded:
"Lake Chapala offers expats a wealth of activities and attractions that make it one of the most desirable locations in the world to move to. Its year-round temperate climate and stunning scenery are two major draws, while its vibrant culture and friendly people are a welcome addition to any expat lifestyle. Additionally, the area boasts a reliable telecommunications infrastructure, excellent healthcare (both public and private), and an established expat community, making it an ideal home for those looking to make a permanent move. Low crime rates, affordable housing, and a lower cost of living also contribute to its popularity, making it a great choice for anyone looking for a new home," said one expat living in Lake Chapala.
About the Author
Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC
Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.
Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.
Additional Information:
- Expat Guide to Lake Chapala
- Healthcare & Health Insurance in Lake Chapala
- 10 Tips for Living in Lake Chapala, Mexico
- Healthcare & Health Insurance in Mexico
- Best Places to Live in Mexico
- Best Places to Visit in Mexico for Christmas Cheer
- What It's Like Living in Lake Chapala
- Pros and Cons of Living in Mexico 2025
- 2025 Guide to Moving to Mexico
- Members Talk about the Cost of Living in Mexico