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Ajijic, Mexico: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Ajijic | Expat Exchange
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Ajijic, Mexico

By Joshua Wood, LPC

Last updated on Mar 09, 2024

Summary: Expats, digital nomads and retirees discuss what it is like to live in Ajijic, Mexico: Cost of living, Finding a home, Meeting People and more.

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Welcome Home Mexico
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Welcome Home Mexico

What do I need to know about living in Ajijic?

When we asked people what advice they would give someone preparing to move to Ajijic, they said:

"Expats considering retirement in Ajijic, should be aware of several key factors. Firstly, it's important to understand the cost of living, which is generally lower than in many Western countries, but can vary depending on lifestyle choices. Healthcare is another crucial consideration. While Mexico has a public healthcare system, many expats choose to use private healthcare, which is still affordable compared to the U.S. Language can be a barrier for some, as Spanish is the primary language spoken in Ajijic. However, due to the large expat community, English is also widely spoken. Safety is a common concern for those considering a move to Mexico. Ajijic is generally considered safe, but like anywhere, crime does exist, so it's important to take standard precautions. The climate in Ajijic is mild and pleasant, often described as eternal spring, but it's still important to visit first to ensure you enjoy the weather. Understanding immigration laws is also crucial. Mexico has specific requirements for those wishing to retire in the country, including proof of income. Finally, it's important to understand that while Ajijic has a large expat community, it is still a Mexican town with its own culture and traditions. Integrating into the local community and respecting these traditions can greatly enhance your experience," commented one expat who made the move to Ajijic.

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What do I need to know before moving to Ajijic?

When we asked people what advice they would give someone preparing to move to Ajijic, they said:

"Ajijic, is a popular destination for expats, particularly those from the United States and Canada, due to its mild climate, beautiful scenery, and welcoming community. Before moving to Ajijic, it's important to understand the cost of living, which is generally lower than in North America, but can vary depending on lifestyle choices. Healthcare in Ajijic is affordable and high-quality, with many doctors and dentists speaking English. However, it's recommended to have health insurance, as major medical procedures can still be costly. The official language in Ajijic is Spanish, and while many locals and expats speak English, learning some basic Spanish phrases can greatly enhance your experience. Ajijic is known for its safety, but like anywhere, it's important to take basic precautions, such as locking doors and not displaying wealth. The town has a vibrant arts scene, with numerous galleries, studios, and craft markets, and it's also home to a thriving expat community, which can be a great source of support and friendship. Public transportation in Ajijic is reliable and inexpensive, but many expats choose to own a car for convenience. The food in Ajijic is a blend of traditional Mexican cuisine and international fare, with a wide range of restaurants and markets to choose from. Finally, it's important to understand the visa requirements for living in Mexico, which can vary depending on your country of origin and the length of your stay," wrote a member in Ajijic.

How do I find a place to live in Ajijic?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Ajijic involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from a small apartment to a large house, depending on your needs and financial situation. Next, you should research the different neighborhoods in Ajijic to find one that suits your lifestyle and preferences. Some areas may be closer to the town center, while others may be more residential or closer to the lake. Once you have a clear idea of what you're looking for, you can start your search. There are several online platforms where you can find listings for rentals and properties for sale in Ajijic, such as Point2Homes, Realtor.com, and Vrbo. These websites allow you to filter your search based on your preferences and view photos and details of the properties. In addition to online searches, you can also contact local real estate agents in Ajijic. They can provide you with listings that match your criteria and arrange viewings. They can also guide you through the process of renting or buying a property in Mexico, which can be particularly helpful if you're not familiar with the local real estate market and regulations. Another option is to visit Ajijic and stay in a hotel or vacation rental for a short period. This will give you the opportunity to explore the town, visit different neighborhoods, and potentially view properties in person. You can also speak to locals and expats who can provide valuable insights and recommendations. Finally, once you've found a property you're interested in, you'll need to negotiate the terms of the lease or sale, review the contract, and make the necessary payments. If you're buying a property, you'll also need to handle the legal paperwork, which may require the assistance of a lawyer. Remember, finding a place to live in a new town or country can take time, so it's important to be patient and thorough in your search," said one expat who made the move to Ajijic.

What is a typical expat home or apartment like in Ajijic?

"A typical expat home or apartment in Ajijic, often reflects a blend of traditional Mexican architecture and modern amenities. The homes are usually spacious, with multiple bedrooms and bathrooms, making them ideal for families or individuals who frequently have guests. Many homes feature a courtyard or garden area, often with a small private pool, providing a tranquil outdoor space. The interiors are typically designed with a rustic charm, featuring tiled floors, wooden beams, and fireplaces. Kitchens are usually fully equipped with modern appliances, and some homes may even have a separate dining room. Many expat homes in Ajijic also offer stunning views of the nearby Lake Chapala or the surrounding mountains. Despite the traditional aesthetic, these homes often come with modern conveniences such as high-speed internet, satellite TV, and air conditioning. Most expat homes or apartments in Ajijic are located within gated communities, providing an added layer of security. These communities often have shared amenities like a clubhouse, communal pool, and fitness center. Despite being expat homes, they are often located in areas that allow residents to immerse themselves in the local culture, with easy access to local markets, restaurants, and cultural sites. The homes are often serviced by local staff, providing opportunities for cultural exchange and language learning. In summary, a typical expat home or apartment in Ajijic, Mexico, is a comfortable, spacious, and secure space that combines the charm of traditional Mexican architecture with the convenience of modern amenities," explained one expat living in Ajijic, Mexico.

What is the average cost of housing in Ajijic?

If you are thinking about moving to Ajijic, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Ajijic can vary greatly depending on the type and location of the property. For a modest home in the village, prices can start at around $100,000 USD. However, for larger, luxury homes with lake views, prices can go up to $500,000 USD or more. Rental prices also vary, with monthly costs ranging from $500 USD for a small apartment to over $2,000 USD for a large, furnished home. It's important to note that these are average prices and actual costs can be lower or higher," said one expat in Ajijic.

How do I meet people in Ajijic?

When we asked people living in Ajijic about club and activities where newcomers can meet others, they responded:

"Ajijic, is a popular destination for expats, particularly from the United States and Canada, and offers a variety of clubs and activities to help them integrate into the local community. The Lake Chapala Society is one of the most popular organizations, offering a range of services including Spanish classes, health services, and a library, as well as hosting numerous social events. There are also several sports clubs, such as the Chapala Country Club for golf enthusiasts, and the Raquet Club for those interested in tennis. For those who enjoy the arts, the Ajijic Society of the Arts provides a platform for local artists to showcase their work and organizes regular events and workshops. The Ajijic Writers' Group is another popular club, offering a supportive environment for writers to share their work and receive feedback. For those interested in giving back to the community, there are numerous volunteer opportunities available, such as at the local animal shelter or through various community outreach programs. In addition to joining clubs and participating in activities, expats often meet people through informal social gatherings. Many expats host dinner parties or casual get-togethers at their homes. There are also numerous restaurants and bars in Ajijic where expats often gather, providing an opportunity to meet new people. Furthermore, the local market is a popular meeting spot, as are the town's numerous festivals and events. These include the annual Chili Cook-Off, the Ajijic Carnival, and the Day of the Dead celebrations. Participating in these local traditions not only provides an opportunity to meet people, but also to immerse oneself in the local culture. Finally, many expats find that simply walking around the town and striking up conversations with locals and other expats is a great way to meet people. The friendly and welcoming nature of the Ajijic community makes it easy to make new friends and feel at home," remarked one expat who made the move to Ajijic.

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What should I bring when moving to Ajijic?

People living in Ajijic were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Ajijic, you should pack lightweight and breathable clothing due to the warm climate, including shorts, t-shirts, and sandals. Don't forget a few warmer items like sweaters or light jackets for cooler evenings or unexpected weather changes. Pack a good quality sunscreen, sunglasses, and a hat to protect yourself from the sun. Bring your prescription medications and a basic first aid kit, as certain medications might not be readily available. Also, pack toiletries and personal hygiene items, although most can be purchased locally. If you plan on cooking, consider packing some of your favorite spices or food items that may not be available in Mexico. Pack important documents such as your passport, driver's license, and any necessary visas or residency paperwork. Also, bring copies of your medical records and insurance information. Don't forget your electronics like your phone, laptop, and chargers. An adapter might be necessary as Mexico uses different electrical outlets than some countries. If you enjoy leisure activities, pack items like books, board games, or sporting equipment. Lastly, pack sentimental items like family photos or small keepsakes to make your new place feel like home," said one expat who made the move to Ajijic.

Where should I setup a bank account in Ajijic?

We asked expats in Ajijic what banks they use and there advice about banking. They advised:

"Ajijic, is a popular retirement destination for expats due to its mild climate, affordable cost of living, and vibrant expat community. Before retiring in Ajijic, it's important to understand the local culture, language, and customs. While many locals speak English, learning Spanish can greatly enhance your experience and help you integrate into the community. Healthcare in Ajijic is generally good, with several clinics and hospitals in the area, but it's advisable to have a comprehensive health insurance plan. The cost of living is lower than in many parts of the U.S., but it's still important to budget carefully and understand the local cost of goods and services. Safety is a concern for many expats, and while Ajijic is generally safe, it's important to take common-sense precautions like locking doors and not displaying wealth. It's also important to understand the local laws and regulations, particularly those related to immigration and residency. Housing in Ajijic ranges from modest apartments to luxury villas, so it's important to research the local real estate market and understand the process of buying or renting property in Mexico. It's also worth considering the local climate, which is mild but can be humid, and the local infrastructure, which may not be as developed as in some other countries. Finally, it's important to understand that while Ajijic has a large expat community, it's still a Mexican town with its own customs and traditions. Respecting these and making an effort to integrate into the local community can greatly enhance your retirement experience," remarked one expat who made the move to Ajijic.

Will I be able to find a job in Ajijic?

When we asked people about industries and career opportunities in Ajijic, they reponded:

"Foreigners in Ajijic often work as real estate agents, helping other expats to find suitable housing. They may also work in the hospitality industry, running bed and breakfasts, restaurants, or bars. Some foreigners offer private tutoring or language classes, particularly in English. Others may work as artists or writers, taking advantage of the town's creative atmosphere. There are also opportunities for foreigners to work in local charities or non-profit organizations. Some expats may also start their own businesses, such as boutiques or art galleries. Lastly, with the rise of remote work, many foreigners in Ajijic work online in various fields such as IT, marketing, or teaching," wrote a member in Ajijic.

What is life like in Ajijic?

When we asked people living in Ajijic what life is like and how people spend their time, they said:

"Life for expats and digital nomads in Ajijic is often described as relaxed and comfortable, with a slow pace of life that allows for plenty of leisure time. The town is known for its warm, sunny climate and beautiful natural surroundings, including Lake Chapala and the Sierra Madre mountains. The cost of living is relatively low, making it an attractive destination for those looking to stretch their budget. Expats and digital nomads in Ajijic enjoy a strong sense of community, with many social clubs, activities, and events to participate in. The town is home to a large number of expats, particularly from the United States and Canada, which makes it easy to meet new people and make friends. English is widely spoken, making it easier for those who do not speak Spanish to navigate daily life. Ajijic has a vibrant arts scene, with numerous galleries, studios, and craft shops. The town is also known for its culinary scene, with a wide variety of restaurants offering both local and international cuisine. Despite its small size, Ajijic has all the amenities one might need, including supermarkets, healthcare facilities, and reliable internet, which is particularly important for digital nomads. The town is also relatively safe, with low crime rates compared to other parts of Mexico. However, life in Ajijic is not without its challenges. Some expats and digital nomads may find the slower pace of life frustrating, and there can be cultural differences and language barriers to navigate. Additionally, while healthcare is generally good, it may not be up to the standards that some expats are used to. Overall, Ajijic offers a unique blend of Mexican culture and expat-friendly amenities, making it a popular destination for those looking to live abroad," wrote a member in Ajijic.

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Welcome Home Mexico occupies a niche in the market as a successful relocation and real estate firm helping expats moving to Mexico! As seen on CBS news, PBS, in the L.A. Times and more, we are one of the leading companies in this field. Welcome Home Mexico offers a wide range of services, multi-lingual knowledgeable brokers with experience, efficient and professional service.

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What do expats in Ajijic appreciate most about the local culture?

"Expats in Ajijic, appreciate the warm and welcoming nature of the local people, who are always ready to help and make them feel at home. They love the vibrant local culture, which is rich in traditions, festivals, and arts. The relaxed pace of life is another aspect that expats appreciate, as it allows them to slow down and enjoy life. They also value the strong sense of community in Ajijic, where neighbors look out for each other and social events are common. The local cuisine, which is both delicious and diverse, is another highlight for many expats. Lastly, the beautiful natural surroundings, including Lake Chapala and the Sierra Madre Mountains, are greatly appreciated for their beauty and the outdoor activities they offer," said one expat in Ajijic.

What do expats find most challenging?

"Expats in Ajijic often find the language barrier to be the most challenging aspect of the local culture, as not everyone speaks English and communication can be difficult. The slower pace of life, known as "Mexican time", can also be a challenge for those used to a more fast-paced lifestyle. Some expats may struggle with the local customs and traditions, which can be very different from their own. The bureaucracy and paperwork involved in things like obtaining residency or buying property can also be a challenge. Lastly, adjusting to the local cuisine, which can be quite spicy and different from what they're used to, can also be a challenge for some expats," explained one expat living in Ajijic, Mexico.

Is there a lot of crime in Ajijic?

We asked people if there is a lot of crime. They answered:

"Ajijic, is generally considered a safe town with a relatively low crime rate. Like any other place, it does experience some crime, but it is typically minor and non-violent in nature, such as petty theft or minor property crimes. Violent crime is relatively rare, and the town is popular among expatriates, particularly from the United States and Canada, due to its safety, beautiful surroundings, and pleasant climate. However, it's always important for residents and visitors to take standard safety precautions, such as not displaying valuable items in public and being aware of their surroundings," wrote one member in Ajijic.

Is there a lot of diversity? Are people in Ajijic accepting of differences?

"Ajijic is known for its diverse population, which includes a significant number of expatriates, primarily from the United States and Canada. This has resulted in a unique blend of cultures, with Mexican traditions intermingling with influences from North America. The local community is generally accepting of differences, with many residents appreciating the multicultural atmosphere. The town is also known for its vibrant art scene, which further reflects its diversity. However, like any place, individual experiences may vary," remarked one expat who made the move to Ajijic.

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What are the schools in Ajijic like?

"1. Instituto Terranova: Instituto Terranova is a bilingual school located in Ajijic. The school offers a comprehensive curriculum from preschool to high school. The school's mission is to develop students who are critical thinkers, creative, and socially responsible. The school's website is http://www.institutoterranova.edu.mx/. 2. American School Foundation of Guadalajara: Although not located directly in Ajijic, the American School Foundation of Guadalajara is a popular choice for expat families living in the area. The school offers an American-style education with a strong emphasis on bilingualism and multiculturalism. The school's website is https://www.asfg.mx/. 3. Lakeside School: Lakeside School is a bilingual school located in Ajijic. The school offers a curriculum that is based on the Mexican national curriculum but also incorporates elements of the American and British educational systems. The school's website is http://www.lakesideschool.mx/. 4. Colegio Octavio Paz: Colegio Octavio Paz is a bilingual school located in Ajijic. The school offers a curriculum that is based on the Mexican national curriculum but also incorporates elements of the American and British educational systems. The school's website is http://www.colegiooctaviopaz.com.mx/. 5. Colegio Tepeyac: Colegio Tepeyac is a bilingual school located in Ajijic. The school offers a curriculum that is based on the Mexican national curriculum but also incorporates elements of the American and British educational systems. The school's website is http://www.colegiotepeyac.edu.mx/. 6. Lincoln School: Lincoln School is a bilingual school located in Ajijic. The school offers a curriculum that is based on the Mexican national curriculum but also incorporates elements of the American and British educational systems. The school's website is http://www.lincolnschool.edu.mx/," said one parent with children at in Ajijic.

"Ajijic has a vibrant social scene that caters to both locals and expatriates. The town is known for its lively festivals, art galleries, and cultural events that bring people together. There are numerous restaurants and bars where people gather for food, drinks, and live music. The Lake Chapala Society is a popular social hub, offering language classes, health services, and various clubs for hobbies like gardening and photography. The expatriate community is particularly active, with many social groups and clubs catering to foreigners living in Ajijic. These groups often organize events, outings, and volunteer opportunities. The town also has a thriving arts scene, with local artists often displaying their work in galleries or at the weekly Art Walk. Despite its small size, Ajijic has a diverse food scene, with a range of restaurants offering both local and international cuisine. This provides another social outlet for residents and visitors. Outdoor activities are also a significant part of the social scene in Ajijic. The beautiful natural surroundings, including Lake Chapala and the Sierra Madre Mountains, provide ample opportunities for hiking, bird watching, and horseback riding. Overall, the social scene in Ajijic is friendly and inclusive, with a mix of traditional Mexican culture and international influences," wrote one expat living in Ajijic.

What advice to expats in Ajijic have about housing?

"Expats in Ajijic advise newcomers to thoroughly research the housing market before making a decision. They suggest renting a place first before buying, to get a feel for the area and understand the local real estate market. It's also recommended to hire a reputable real estate agent who is familiar with the local laws and regulations. Expats also advise to consider the location carefully, taking into account factors such as proximity to amenities, noise levels, and safety. They also suggest checking the quality of the construction, as some houses may not be built to the same standards as in other countries. It's also important to understand the cost of living, including utilities and maintenance costs, which can be higher than expected. Lastly, expats recommend learning some Spanish, as it can greatly help in dealing with landlords and real estate agents," wrote one expat living in Ajijic.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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