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Rotorua, New Zealand: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Rotorua | Expat Exchange
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Rotorua, New Zealand

By Betsy Burlingame

Last updated on May 12, 2024

Summary: Expats, digital nomads and retirees talk about what it is really like living in Rotorua, New Zealand. They offer advice about meeting people, cost of living, finding a home and more.

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What do I need to know before moving to Rotorua?

When we asked people what advice they would give someone preparing to move to Rotorua, they said:

"Rotorua is known for its geothermal activity, Maori culture, and outdoor adventures, making it a unique and exciting place to live. The cost of living in Rotorua is relatively low compared to other parts of New Zealand, but it's still important to budget carefully. The city is small, so while it offers a relaxed lifestyle, it may not have all the amenities of a larger city. Rotorua has a strong Maori presence, and understanding and respecting their culture is important for anyone moving to the area. The city is also a popular tourist destination, so it can get busy during peak travel times. The weather in Rotorua is mild, with warm summers and cool, wet winters. The city is surrounded by beautiful natural landscapes, including lakes, forests, and geothermal parks, providing plenty of opportunities for outdoor activities. The healthcare system in New Zealand is of a high standard, but it's advisable to have health insurance to cover any additional costs. Rotorua's economy is largely based on tourism, forestry, and agriculture, so job opportunities may be limited in other sectors. The education system in New Zealand is well-regarded, and Rotorua has a range of schools to choose from. Public transportation in Rotorua is limited, so having a car can be beneficial. English is the main language spoken in Rotorua, but Te Reo Maori is also commonly used. Finally, it's important to be aware of the city's geothermal activity, which can cause occasional earth tremors and has resulted in certain areas having a strong sulphur smell," wrote a member in Rotorua.

How do I find a place to live in Rotorua?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Rotorua involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from a single room in a shared house to a fully detached home. Next, you should research the different neighborhoods in Rotorua to find one that suits your lifestyle and needs. Some popular areas include Fenton Park, Lynmore, and Pukehangi. Consider factors such as proximity to work or school, access to public transportation, and the presence of amenities like shops and parks. Once you've identified your preferred areas, start your search for available properties. There are several online platforms where you can find listings, such as Trade Me Property, realestate.co.nz, and nz.open2view.com. These websites allow you to filter results based on location, property type, price range, and other criteria. In addition to online listings, you may also want to engage the services of a real estate agent. They can provide valuable local knowledge, help you navigate the rental or buying process, and potentially give you access to properties that aren't publicly listed. When you find a property you're interested in, arrange a viewing. This will give you a chance to inspect the property in person, assess its condition, and ask any questions you might have. If you're renting, this is also a good opportunity to meet the landlord or property manager and get a sense of how responsive and professional they are. If you're satisfied with the property, the next step is to submit an application or make an offer. For rentals, this usually involves filling out an application form and providing references. If you're buying, you'll need to negotiate the price and terms with the seller, usually through your real estate agent. Finally, once your application or offer has been accepted, you'll need to sign a lease or sales agreement. Be sure to read this document carefully and understand all the terms before signing. If you're renting, you'll also typically need to pay a bond (usually equivalent to four weeks' rent) and the first week's rent in advance. Remember, finding a place to live can take time, so start your search well in advance of when you need to move. And always do your due diligence to ensure you're making a good decision," said one expat who made the move to Rotorua.

What is a typical expat home or apartment like in Rotorua?

"A typical expat home or apartment in Rotorua, is often a modern, well-furnished space that offers a comfortable living environment. These homes usually have two to three bedrooms, a spacious living room, a fully equipped kitchen, and one or two bathrooms. Many of these homes also have a private outdoor area, such as a garden or a patio, where residents can enjoy the city's mild climate. The homes are often located in safe, residential neighborhoods that are close to amenities like shops, restaurants, and schools. Some expat homes might also offer beautiful views of the city's famous geothermal features or the surrounding countryside. Inside, the homes are designed to be warm and inviting, with plenty of natural light. They often feature modern appliances and fixtures, as well as high-speed internet connections. Some homes might also have additional amenities like a garage, a laundry room, or a home office. Despite being in a city known for its geothermal activity, these homes are built to be safe and secure. They are often well-insulated to keep the heat in during the winter and out during the summer, and they are built to withstand the occasional earthquake that can occur in this part of New Zealand. Overall, a typical expat home in Rotorua offers a comfortable, modern living environment that allows expats to enjoy all that this unique city has to offer," explained one expat living in Rotorua, New Zealand.

What is the average cost of housing in Rotorua?

If you are thinking about moving to Rotorua, cost of living in probably a key consideration. Expats commented about the cost of housing:

"As of 2021, the average cost of a house in Rotorua is approximately NZD 570,000. However, prices can vary significantly depending on the location, size, and condition of the property," said one expat who made the move to Rotorua.

Where should I setup a bank account in Rotorua?

We asked expats in Rotorua what banks they use and there advice about banking. They advised:

"Before retiring in Rotorua, expats should know that the cost of living is relatively low compared to other major cities in the country. They should also be aware that Rotorua is a popular tourist destination, known for its geothermal activity and Maori culture, which can make the city quite busy during peak tourist seasons. Expats should understand that the healthcare system in New Zealand is of a high standard, with a mix of public and private providers. However, it's important to have a comprehensive health insurance plan, as not all services are covered by the public system. Rotorua has a mild climate, with warm summers and cool winters, but it can be quite rainy throughout the year. Expats should also be aware that the city is located in a geothermal area, which means there can be a strong sulphur smell in certain parts of the city. The primary language spoken in Rotorua is English, but the city also has a strong Maori presence, so learning some basic Maori phrases could be beneficial. Expats should know that New Zealand has a relaxed lifestyle and Rotorua is no exception. The city offers a range of outdoor activities, including hiking, mountain biking, and water sports, which can be a great way to stay active and socialize. In terms of housing, expats have the option to rent or buy. The real estate market in Rotorua is competitive, so it's advisable to start the search for accommodation well in advance. Lastly, expats should be aware that New Zealand has strict biosecurity laws to protect its unique environment. This means there are restrictions on what can be brought into the country, including certain foods, plants, and animal products," commented one expat who made the move to Rotorua.

What do expats in Rotorua appreciate most about the local culture?

"Expats in Rotorua often appreciate the friendly and welcoming nature of the local people. They enjoy the laid-back lifestyle and the emphasis on work-life balance. The rich Maori culture, which is deeply ingrained in the local community, is also highly appreciated. Expats love the opportunity to learn about Maori traditions, language, and customs. The stunning natural beauty of Rotorua, with its geothermal parks, lakes, and forests, is another aspect of the local culture that expats greatly appreciate. They also value the strong sense of community and the numerous outdoor activities available, such as hiking, biking, and water sports. The local food culture, which includes traditional Maori hangi feasts, is another highlight for many expats," remarked one expat living in Rotorua, New Zealand.

What do expats find most challenging?

"Expats in Rotorua may find the local Maori culture challenging to understand at first, as it is deeply ingrained in the city's history and everyday life. The Maori language, customs, and traditions can be complex and unfamiliar to newcomers. Another challenge could be the laid-back and relaxed lifestyle, which might be a stark contrast to the fast-paced life they are used to. This slower pace can sometimes be interpreted as inefficiency, especially in business settings. The Kiwi slang and accent can also be difficult to understand for expats, making communication a bit challenging initially. New Zealand's geographical isolation can also be a challenge for some expats, as it can lead to feelings of homesickness and disconnect from their home country. Lastly, the weather in Rotorua can be unpredictable, with frequent rain and cooler temperatures, which might be a challenge for those used to a warmer climate," commented one expat who made the move to Rotorua.

Is there a lot of crime in Rotorua?

We asked people if there is a lot of crime. They answered:

"Like any city, Rotorua experiences some level of crime. However, the crime rate varies depending on the specific area and type of crime. The city has had issues with theft and burglary, as well as some instances of violent crime. The local police force is active in implementing strategies to reduce crime and ensure the safety of residents and tourists. It's important to note that compared to larger cities globally, Rotorua's crime rate is relatively low. The city is generally considered safe, especially for tourists who are visiting the area," remarked one expat living in Rotorua, New Zealand.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
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SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
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