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Napier, New Zealand: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Napier | Expat Exchange
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Napier, New Zealand

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By Betsy Burlingame

Last updated on Jan 13, 2024

Summary: Expats, digital nomads and retirees talk about what it is really like living in Napier, New Zealand. They offer advice about meeting people, cost of living, finding a home and more.

What do I need to know before moving to Napier?

When we asked people what advice they would give someone preparing to move to Napier, they said:

"Napier is a coastal city known for its stunning Art Deco architecture, vibrant arts scene, and world-class wineries. Before moving to Napier, expats should be aware that the cost of living is relatively high, particularly when it comes to housing and groceries. The city has a mild, Mediterranean-style climate with warm summers and cool, wet winters, so it's important to pack a variety of clothing. English is the primary language spoken in Napier, but learning some basic Maori phrases can be beneficial as the Maori culture is deeply ingrained in New Zealand society. The city is relatively safe, but like any urban area, it's important to take standard precautions to protect yourself and your belongings. Public transportation in Napier is limited, so having a car can be beneficial for getting around. However, the city is also very walkable and bike-friendly, with numerous cycling and walking paths. Healthcare in New Zealand is of a high standard, and expats who are legal residents have access to subsidized healthcare services. Napier has a strong job market, particularly in the sectors of tourism, agriculture, and wine production. However, it's recommended to secure a job before moving, as the job market can be competitive. The city has a range of educational options for families with children, including public, private, and international schools. Napier is known for its relaxed pace of life, so expats looking for a bustling, fast-paced city may find it a bit slow. However, for those who enjoy outdoor activities, wine, and a laid-back lifestyle, Napier can be an excellent choice. Lastly, it's important to note that New Zealand has strict quarantine laws to protect its unique ecosystem, so be sure to check what you can and cannot bring into the country," remarked one expat living in Napier, New Zealand.

How do I find a place to live in Napier?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Napier involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from a single room in a shared house to a fully detached home. Next, you should research the different neighborhoods in Napier to find one that suits your lifestyle and preferences. Some popular areas include Ahuriri, Taradale, and Marewa. Consider factors such as proximity to work or school, access to public transportation, and the presence of amenities like shops and parks. Once you have a clear idea of what you're looking for, you can start your search. There are several online platforms where you can find rental listings, such as Trade Me Property, realestate.co.nz, and nzflatmates. These websites allow you to filter results based on location, price, and property type. In addition to online listings, you might also want to consider engaging a real estate agent. They can provide valuable local knowledge and help you navigate the rental process. Some real estate agencies in Napier include Tremains, Harcourts, and Property Brokers. When you find a property you're interested in, you'll typically need to fill out an application and provide references. It's also common to pay a bond (usually equivalent to four weeks' rent) and the first week's rent in advance. Finally, before signing a lease, make sure to inspect the property thoroughly. Check for any signs of damage or disrepair, and ensure that all appliances are in working order. If you're not familiar with New Zealand tenancy laws, you might want to seek legal advice to understand your rights and responsibilities as a tenant," said one expat in Napier.

What is a typical expat home or apartment like in Napier?

"A typical expat home or apartment in Napier, is often a modern, well-furnished space with a blend of contemporary and traditional design elements. These homes usually have spacious living areas, comfortable bedrooms, and fully equipped kitchens. Many of these homes offer stunning views of the surrounding landscapes, including the ocean, mountains, or cityscape. Some apartments may also come with outdoor spaces like balconies or small gardens. The homes are often located in safe, friendly neighborhoods that are close to amenities like shops, restaurants, and schools. Many expats choose to live in areas that offer easy access to the city center, the beach, or recreational areas. The architecture of these homes often reflects the unique Art Deco style that Napier is famous for, with some homes featuring beautiful stained glass windows, intricate plasterwork, and other period details. However, there are also plenty of homes that feature more modern, minimalist designs. Inside, the homes are usually bright and airy, with plenty of natural light. They often feature open-plan living areas, high ceilings, and large windows. The decor is typically a mix of modern and traditional, with comfortable furniture, stylish fixtures, and tasteful artwork. Many expat homes in Napier also come with modern conveniences like high-speed internet, central heating, and air conditioning. Some may also have additional features like a home office, a gym, or a games room. In terms of size, expat homes in Napier can vary greatly, from compact one-bedroom apartments to large family homes with multiple bedrooms and bathrooms. However, regardless of size, these homes are typically well-maintained and offer a comfortable, welcoming environment for expats living in Napier," said one expat in Napier.

What is the average cost of housing in Napier?

If you are thinking about moving to Napier, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Napier can vary greatly depending on the area and type of home. However, as of recent data, the median house price is typically around the mid to high six-figure mark in New Zealand dollars. Prices have been on the rise in recent years due to increased demand and limited supply," said one expat who made the move to Napier.

Where should I setup a bank account in Napier?

We asked expats in Napier what banks they use and there advice about banking. They advised:

"Before retiring in Napier, expats should know that the cost of living is relatively high compared to other countries. They should also be aware that the healthcare system in New Zealand is of high quality, but private health insurance is recommended for more comprehensive coverage. Expats should understand that Napier has a temperate climate with warm summers and mild winters, making it a comfortable place to live year-round. They should also know that the city is known for its Art Deco architecture, wine industry, and beautiful landscapes, offering plenty of recreational activities. It's important for expats to know that they will need a visa to retire in New Zealand, and the process can be complex and time-consuming. They should also be aware that New Zealand has strict biosecurity laws to protect its unique ecosystem, so there are restrictions on what can be brought into the country. Expats should understand that New Zealand's primary language is English, but the country also has a significant Maori population, and learning some basic Maori phrases can be beneficial. They should also know that New Zealand has a relaxed and friendly culture, but it also values punctuality and directness in communication. Before retiring in Napier, expats should know that the city has a lower crime rate compared to other cities globally, making it a safe place to live. They should also be aware that New Zealand has a Goods and Services Tax (GST) that applies to most goods and services, including food and housing. Lastly, expats should know that driving is on the left side of the road in New Zealand, and they may need to obtain a New Zealand driver's license. They should also be aware that public transportation in Napier is limited, so owning a car can be beneficial," remarked one expat living in Napier, New Zealand.

What do expats in Napier appreciate most about the local culture?

"Expats in Napier often appreciate the friendly and welcoming nature of the local people. They enjoy the laid-back lifestyle and the emphasis on work-life balance that is prevalent in the local culture. The city's rich history and beautiful Art Deco architecture are also highly appreciated. Expats love the vibrant arts scene, with numerous galleries, festivals, and live performances. They also value the city's commitment to sustainability and the environment, with many parks, gardens, and opportunities for outdoor activities. The local food and wine culture, particularly the region's renowned vineyards, are also a highlight for many expats," remarked one expat living in Napier, New Zealand.

What do expats find most challenging?

"Expats in Napier may find the laid-back and relaxed pace of life challenging, especially if they are used to a fast-paced, high-stress environment. The local dialect and slang can also be difficult to understand for those not familiar with New Zealand English. Some expats may struggle with the isolation, as Napier is relatively small and remote compared to major global cities. The cost of living can also be high, particularly for housing, which may be a challenge for expats on a tight budget. Lastly, the cultural emphasis on outdoor activities and sports may be daunting for those who are not naturally inclined towards physical activity," said one expat who made the move to Napier.

Is there a lot of crime in Napier?

We asked people if there is a lot of crime. They answered:

"Like any city, Napier has its share of crime, but it is generally considered a safe place to live and visit. The crime rate is relatively low compared to other cities of similar size. The most common types of crime are property-related, such as theft and burglary. Violent crime does occur, but it is less common. The local police force is active and responsive, and the community as a whole is committed to maintaining a safe and secure environment. However, as with any location, it is always important for residents and visitors to remain vigilant and take necessary precautions to protect their personal safety and belongings," remarked one expat who made the move to Napier.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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