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Nelson, New Zealand: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Nelson | Expat Exchange
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Nelson, New Zealand

By Betsy Burlingame

Last updated on Sep 19, 2024

Summary: Expats, digital nomads and retirees talk about what it is really like living in Nelson, New Zealand. They offer advice about meeting people, cost of living, finding a home and more.

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What do I need to know before moving to Nelson?

When we asked people what advice they would give someone preparing to move to Nelson, they said:

"Nelson is known for its sunny climate, with the highest number of sunshine hours in the country, making it a popular destination for outdoor activities. The cost of living in Nelson is relatively high compared to other parts of New Zealand, particularly in terms of housing. The city is small and compact, making it easy to get around, but public transportation is limited, so having a car can be beneficial. Nelson is a hub for arts and crafts, with a thriving creative community and numerous galleries and workshops. The city is also surrounded by three national parks, offering plenty of opportunities for hiking, biking, and exploring the great outdoors. Nelson is known for its fresh local produce and seafood, and there are many farmers markets and restaurants where you can enjoy these. Healthcare in New Zealand is of a high standard, and residents have access to both public and private healthcare services. However, it's important to note that while public healthcare is free or low cost, there can be long wait times for non-emergency procedures. Therefore, many expats choose to have private health insurance. English is the primary language spoken in Nelson, but the city is also culturally diverse with a significant Maori population. The education system in New Zealand is highly regarded, and there are several good schools in Nelson. However, it's worth noting that some schools operate a zoning system, which means your address can determine where your child is eligible to attend school. Nelson has a relaxed pace of life, and the locals are known for being friendly and welcoming. However, it's also a popular tourist destination, particularly in the summer months, which can make the city feel crowded. Finally, it's important to be aware that New Zealand has strict biosecurity laws to protect its unique environment, so there are restrictions on what you can bring into the country," said one expat in Nelson.

How do I find a place to live in Nelson?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Nelson involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from a single room in a shared house, a studio apartment, or a family home. Next, you should research the different neighborhoods in Nelson to find one that suits your lifestyle and needs. Some popular areas include Stoke, Tahunanui, and The Wood. Consider factors such as proximity to work or school, access to public transportation, safety, and nearby amenities like shops, restaurants, and parks. Once you have a clear idea of what you're looking for, you can start your search. There are several online platforms where you can find rental listings, such as Trade Me Property, realestate.co.nz, and nzflatmates. These websites allow you to filter results based on location, price, property type, and number of bedrooms. In addition to online listings, you can also check local newspapers like The Nelson Mail for rental ads. Some people also find it helpful to drive or walk around their preferred neighborhoods to look for "For Rent" signs. When you find a property you're interested in, contact the landlord or real estate agent to arrange a viewing. It's important to inspect the property in person to check its condition and make sure it matches the description in the listing. If you're satisfied with the property, you'll need to fill out a rental application. This usually requires providing references and proof of income to show that you can afford the rent. Once your application is approved, you'll need to sign a tenancy agreement and pay a bond, which is usually equivalent to four weeks' rent. The bond is held by the Tenancy Services and can be returned to you at the end of your tenancy, provided you leave the property in good condition. Finally, once all the paperwork is done and the bond and first rent payment are made, you can move into your new home in Nelson," said one expat in Nelson.

What is a typical expat home or apartment like in Nelson?

"A typical expat home or apartment in Nelson is often a modern, well-furnished space with a blend of contemporary and traditional Kiwi design elements. These homes usually have spacious living areas, comfortable bedrooms, and fully equipped kitchens. Many of these homes also feature outdoor spaces like patios or balconies, offering stunning views of the surrounding landscapes, which could include the city, mountains, or the sea. The homes are often located in safe, friendly neighborhoods, close to local amenities such as shops, restaurants, and schools. Some may be situated near the city center for easy access to the vibrant arts and culture scene, while others might be nestled in more suburban or rural areas, offering a peaceful, laid-back lifestyle. Many expat homes in Nelson also come with eco-friendly features, such as solar panels or energy-efficient appliances, reflecting New Zealand's commitment to environmental sustainability. In terms of interior design, it's common to see a mix of modern comfort and rustic charm, with wooden furniture, warm colors, and local artwork. The homes are designed to be cozy and inviting, with plenty of natural light streaming in through large windows. In addition, some expats might opt for apartments or townhouses in Nelson, which offer a more compact, low-maintenance living option. These are typically modern, with open-plan living areas, sleek kitchens, and comfortable bedrooms. They might also come with shared amenities like a gym, pool, or communal garden. Overall, a typical expat home in Nelson, New Zealand offers a comfortable, relaxed lifestyle, with a strong connection to the local community and the stunning natural environment," commented one expat who made the move to Nelson.

What is the average cost of housing in Nelson?

If you are thinking about moving to Nelson, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Nelson can vary greatly depending on the type and size of the property. As of recent data, the median price for a residential property in Nelson is around the mid-six hundred thousand New Zealand dollars. However, prices can go up to over a million dollars for larger, more luxurious properties. On the lower end, smaller homes or apartments can be found for around the mid-four hundred thousand dollars range. It's important to note that these prices can fluctuate based on market conditions and other factors," remarked one expat who made the move to Nelson.

What should I bring when moving to Nelson?

People living in Nelson were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Nelson, you should pack a variety of clothing suitable for different weather conditions, as the city experiences warm summers and cool winters. Include lightweight clothing for the summer months, as well as warmer items such as sweaters, jackets, and long pants for the cooler months. Don't forget to pack rain gear, as Nelson receives a fair amount of rainfall throughout the year. In terms of footwear, comfortable walking shoes are a must, as Nelson is known for its outdoor activities. If you plan on hiking or exploring the nearby national parks, consider packing sturdy hiking boots. If you're moving for work, pack appropriate professional attire. If you're a student, casual and comfortable clothing should suffice for most situations. Remember to pack essential toiletries, prescription medications, and any other personal care items you use daily. While these items are readily available in Nelson, having a supply on hand can make the initial transition smoother. Pack your important documents, such as your passport, visa, driver's license, and any necessary medical records. It's also a good idea to bring copies of these documents, just in case. If you have any favorite non-perishable food items or spices that might be hard to find in New Zealand, consider packing those as well. Lastly, don't forget to pack items that will help make your new place feel like home, such as photos, small keepsakes, or favorite books," commented one expat who made the move to Nelson.

Where should I setup a bank account in Nelson?

We asked expats in Nelson what banks they use and there advice about banking. They advised:

"Before retiring in Nelson, expats should know that the cost of living can be high, especially when it comes to housing and groceries. They should also be aware that healthcare in New Zealand is of a high standard, but private health insurance is recommended for more comprehensive coverage. Expats should understand that Nelson has a temperate oceanic climate, with mild winters and warm summers. It is also one of the sunniest cities in New Zealand, which can be a draw for many retirees. They should be aware that the primary language spoken is English, but there is also a significant Maori cultural presence. Expats should know that Nelson is known for its vibrant arts scene, with numerous galleries, craft markets, and festivals throughout the year. It is also surrounded by stunning natural beauty, including three national parks, making it a great location for outdoor enthusiasts. They should also understand that New Zealand has a Goods and Services Tax (GST) that applies to most goods, services, and items sold or consumed in the country. Expats should be aware that they will need a visa to retire in New Zealand, and the requirements for this can be quite strict, including health checks and proof of sufficient funds. Finally, they should know that the pace of life in Nelson is generally relaxed and laid back, which can be a significant change for those used to a fast-paced city lifestyle," wrote one member in Nelson.

What do expats in Nelson appreciate most about the local culture?

"Expats in Nelson often appreciate the friendly and welcoming nature of the local people, who are known for their hospitality and willingness to help newcomers feel at home. They also enjoy the laid-back lifestyle and slower pace of life, which is a refreshing change from the hustle and bustle of larger cities. The strong sense of community is another aspect that expats value, as it allows them to quickly form connections and friendships. The local culture also places a strong emphasis on outdoor activities and maintaining a healthy work-life balance, which many expats find appealing. Additionally, the rich Maori heritage and the respect for the environment that is deeply ingrained in the local culture are aspects that expats in Nelson greatly appreciate," commented one expat who made the move to Nelson.

What do expats find most challenging?

"Expats in Nelson may find the laid-back and relaxed pace of life challenging, especially if they are used to a fast-paced, high-stress environment. The local culture is very much focused on enjoying life, spending time outdoors, and maintaining a healthy work-life balance, which can be a significant adjustment for some. Another challenge could be the local dialect and slang. While English is the primary language, the New Zealand accent and local slang can be difficult to understand initially. The isolation of New Zealand can also be a challenge. Being far away from other countries can make international travel expensive and time-consuming, which can be difficult for expats who are used to being able to travel more freely. Additionally, the cost of living in Nelson can be high, with housing being particularly expensive. This can be a shock for expats coming from countries with a lower cost of living. Lastly, while New Zealand is a diverse country, Nelson is less diverse than larger cities like Auckland or Wellington. This lack of diversity can be challenging for expats who are used to a more multicultural environment," explained one expat living in Nelson, New Zealand.

Is there a lot of crime in Nelson?

We asked people if there is a lot of crime. They answered:

"Nelson, generally enjoys a relatively low crime rate compared to other regions. The city is known for its safe and secure environment, with most crimes being minor and non-violent in nature. However, like any other city, it does experience occasional instances of crime, including theft, burglary, and vandalism. The local police force is proactive in maintaining law and order, and community initiatives also contribute to the overall safety of the area. Despite these occasional incidents, Nelson remains a safe place to live and visit," said one expat who made the move to Nelson.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
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