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Oslo, Norway: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Oslo | Expat Exchange
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Aker Brygge in Oslo, Norway

Oslo, Norway

By Joshua Wood, LPC

Last updated on May 12, 2024

Summary: The approximate population of Oslo, Norway is 672,061. People describe Oslo as a vibrant, modern city with a rich cultural heritage. Expats love the city's natural beauty, its excellent public transportation system, and its diverse and welcoming population. The weather in Oslo is generally mild, with temperatures ranging from an average high of 59°F (15°C) in the summer to an average low of 28°F (-2°C) in the winter. The average cost of living in Oslo for an expat is estimated to be around $2,500 per month. The cost of a one bedroom apartment in Oslo is estimated to be around $1,500 per month, while a two bedroom apartment is estimated to be around $2,000 per month.

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What do I need to know about living in Oslo?

When we asked people what advice they would give someone preparing to move to Oslo, they said:

"Absolutely take this opportunity... what a beautiful country and great experience. You make what you want out of it... Take advantage of a country that offers incredible outdoor activities/sports. I was never into skiing, hiking, cycling, but I am a convert...at 45 years old and ejoying what the outdoors has to offer here and have yet to see anywhere else like it in the world," commented one expat who made the move to Oslo.

"Before retiring in Oslo, expats should be aware of the cost of living, which is higher than in many other countries. They should also be aware of the language barrier, as Norwegian is the official language of the country. Additionally, expats should research the healthcare system in Norway, as it is different from many other countries. It is also important to research the tax system in Norway, as taxes can be high. Finally, expats should research the visa requirements for Norway, as they may need to apply for a residence permit in order to stay in the country," remarked one expat living in Oslo, Norway.

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William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
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What do I need to know before moving to Oslo?

When we asked people what advice they would give someone preparing to move to Oslo, they said:

"Make sure you choose a reputable company to move your stuff overseas who know how to handle all of the documents- the customs people here hold shipments for crazy amounts of time. Choose a neighborhood close to public transport. It is pricier but well worth not having to walk 20 minutes very 2 in the winter. Be open minded about flats. I have yet to see a place with more than 1 bath and double vanities don't exist. The fridges are small- overall things are smaller and it's important not to let it bother you," remarked one expat living in Oslo, Norway.

"Oslo is the capital of Norway and is known for its stunning natural beauty and vibrant culture. Expats should be aware that the cost of living in Oslo is high, so it is important to budget accordingly. It is also important to note that the weather in Oslo can be quite cold and wet, so warm clothing and waterproof gear are essential. Additionally, the language spoken in Oslo is Norwegian, so it is beneficial to learn some basic phrases before moving. Finally, it is important to research the visa requirements for Norway before moving, as different types of visas may be required depending on the length of stay," wrote one member in Oslo.

How do I find a place to live in Oslo?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"One of the best ways to find a place to live in Oslo is to use online rental websites such as Finn.no or Hybel.no. These websites allow you to search for rental properties in Oslo and the surrounding areas. You can also use the search filters to narrow down your search to find the perfect place for you. Additionally, you can contact local real estate agents who specialize in rental properties in Oslo. They can provide you with more information about the rental market in the city and help you find the perfect place to live," remarked one expat living in Oslo, Norway.

"We live in the center of Oslo because it is close to the train and bus stations for us to get to work- it also has a great balcony. We also wanted two large bedrooms, and a w/d in the flat which can be tricky to find in older flats," wrote one member in Oslo.

What is a typical expat home or apartment like in Oslo?

"Most of our expat friends have slightly larger places, but none have as nice a patio or w/d. I think overall they are comparable," commented one expat who made the move to Oslo.

"Expat homes and apartments in Oslo are typically modern and spacious, with large windows that let in plenty of natural light. Many apartments come with balconies or terraces, offering stunning views of the city and surrounding countryside. Expat homes and apartments are usually well-equipped with modern appliances and amenities, such as dishwashers, washing machines, and dryers. Many apartments also come with access to a shared gym, sauna, and swimming pool. Oslo is a safe city, so expats can feel secure in their homes and apartments," remarked one expat living in Oslo, Norway.

What is the average cost of housing in Oslo?

If you are thinking about moving to Oslo, cost of living in probably a key consideration. Expats commented about the cost of housing:

"To be honest I don't know what we pay, but I would estimate it to be around 3,500 dollars/month, which is certainly higher than I would expect to pay in the center of Houston," commented one expat who made the move to Oslo.

"The cost of housing in Oslo is generally quite high. The average price for a one-bedroom apartment in the city center is around 8,000 to 10,000 Norwegian kroner (NOK) per month, while a three-bedroom apartment can cost up to 15,000 NOK per month. Prices outside of the city center tend to be lower, but still remain relatively expensive," remarked one expat living in Oslo, Norway.

How do I meet people in Oslo?

When we asked people living in Oslo about club and activities where newcomers can meet others, they responded:

"AWC of Oslo, Petroleum Women's Club, International Forum...there are classes offered in language, culture, arts, yoga, pilates...the list continues," explained one expat living in Oslo, Norway.

"Expats in Oslo can join a variety of clubs and activities, such as sports teams, language classes, and cultural events. Expats can also meet people by attending local festivals, joining meetup groups, or attending social events hosted by local organizations. Additionally, many expats find it helpful to join online forums and social media groups to connect with other expats living in Oslo," said one expat in Oslo.

William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

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William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

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What should I bring when moving to Oslo?

People living in Oslo were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Oslo, it is important to pack warm clothing, as the climate is cold and wet. A good waterproof jacket and boots are essential for the winter months. It is also important to bring a good supply of sunscreen and sunglasses, as the sun can be strong during the summer months. Additionally, it is a good idea to bring a few items of traditional Norwegian clothing, such as a bunad, to fit in with the locals. Finally, it is important to bring any necessary documents, such as a passport and visa, to ensure a smooth transition to your new home," remarked one expat living in Oslo, Norway.

"I wish I had brought more clothes, more kitchen stuff like pots and pans(too expensive here) and my skis- they were not cheap to buy! I wish I had left my small kitchen appliances- I brought voltage converters and they are a pain, it would have been easier to just buy Norwegian ones. I would not have brought so many shoes- coming from Houston I have a lot of sandals and heels, both are impractical to wear most of the year," wrote one member in Oslo.

Where should I setup a bank account in Oslo?

We asked expats in Oslo what banks they use and there advice about banking. They advised:

"Before retiring in Oslo, expats should be aware of the cost of living, which is higher than in many other countries. They should also be aware of the language barrier, as Norwegian is the official language of the country. Additionally, expats should research the healthcare system and the availability of medical services in the area. It is also important to research the tax system and any applicable tax breaks for retirees. Finally, expats should familiarize themselves with the culture and customs of Norway to ensure a smooth transition into their new home," remarked one expat who made the move to Oslo.

Will I be able to find a job in Oslo?

When we asked people about industries and career opportunities in Oslo, they reponded:

"Foreigners often have jobs in Oslo in a variety of industries, such as hospitality, retail, construction, and technology. Many foreigners also work in the service industry, such as restaurants, hotels, and cafes. Additionally, there are many opportunities for foreigners to work in the education sector, such as teaching English or other languages. Other popular jobs for foreigners include working in the finance and banking sector, as well as in the medical field," commented one expat who made the move to Oslo.

What is life like in Oslo?

When we asked people living in Oslo what life is like and how people spend their time, they said:

"Life for expats and digital nomads in Oslo is generally quite pleasant. The city is known for its high quality of life, with excellent public transportation, a vibrant cultural scene, and plenty of outdoor activities. Expats and digital nomads can find plenty of coworking spaces, cafes, and other places to work and socialize. The cost of living is relatively high, but the city offers a wide range of affordable housing options. The locals are friendly and welcoming, and the city is very safe. All in all, Oslo is an ideal destination for expats and digital nomads looking for a great place to live and work," wrote a member in Oslo.

William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

Learn MoreGet Quote

William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

Learn MoreGet Quote

What do expats in Oslo appreciate most about the local culture?

"Expats in Oslo appreciate the city's vibrant cultural scene, with its many museums, galleries, and theaters. They also enjoy the city's stunning natural beauty, with its fjords, mountains, and forests. The locals are known for their friendly and welcoming attitude, making it easy for expats to settle in and feel at home. Additionally, Oslo is a very safe city, with low crime rates and a high quality of life. Finally, the city offers a wide range of activities and events, from outdoor activities to cultural festivals, making it an exciting place to live," explained one expat living in Oslo, Norway.

"Challenging myself to make this move was exciting. Doing this makes you feel like you can try other things," said one expat in Oslo.

What do expats find most challenging?

"Expats in Oslo often find the language barrier to be one of the most challenging aspects of the local culture. Norwegian is the official language, and many Norwegians do not speak English fluently. Additionally, the Norwegian culture is quite reserved and formal, which can be difficult for expats to adjust to. Furthermore, the cost of living in Oslo is quite high, making it difficult for expats to find affordable housing and other necessities. Finally, the weather in Oslo can be quite extreme, with long, dark winters and short, cool summers," said one expat in Oslo.

"Cultural arrogance -- Notion that all things Norwegian are best, without testing the differences. Fear of confrontation and honesty," said one expat who made the move to Oslo.

Is there a lot of crime in Oslo?

We asked people if there is a lot of crime. They answered:

"Oslo is generally considered to be a safe city, with low levels of crime compared to other major cities. However, there have been reports of pickpocketing and other petty crimes in some areas, particularly in the city centre and around popular tourist attractions. As with any city, it is advisable to take sensible precautions when out and about," wrote a member in Oslo.

Is there a lot of diversity? Are people in Oslo accepting of differences?

"Yes, Oslo is a very diverse city. It is home to people from all over the world, including many immigrants and refugees. People in Oslo are generally accepting of differences and are welcoming to people from all backgrounds. The city is known for its open-mindedness and tolerance, and there are many initiatives in place to promote diversity and inclusion," wrote a member in Oslo.

"After reading the other profile on Norway I was completely surpised. I have yet to experience this here and have enjoyed every minute. Yes, it can be tough here only if you make it difficult," commented one expat who made the move to Oslo.

William RussellWilliam Russell
Get Quote

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

William RussellWilliam Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
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What are the schools in Oslo like?

"Oslo is home to a number of excellent international and bilingual schools. The International School of Oslo (ISO) is one of the most highly regarded international schools in the city. It offers a comprehensive curriculum in English, with a focus on developing students’ academic, social, and emotional skills. The school also offers a range of extracurricular activities, such as sports, music, and art. The Norwegian International School (NIS) is another top international school in Oslo. It offers a bilingual education in both English and Norwegian, with a focus on developing students’ language skills. The school also offers a range of extracurricular activities, such as sports, music, and art. The Oslo International School (OIS) is a bilingual school that offers a curriculum in both English and Norwegian. The school has a strong focus on developing students’ academic, social, and emotional skills. It also offers a range of extracurricular activities, such as sports, music, and art. The International School of Stavanger (ISS) is a bilingual school that offers a curriculum in both English and Norwegian. The school has a strong focus on developing students’ academic, social, and emotional skills. It also offers a range of extracurricular activities, such as sports, music, and art. The International School of Bergen (ISB) is a bilingual school that offers a curriculum in both English and Norwegian. The school has a strong focus on developing students’ academic, social, and emotional skills. It also offers a range of extracurricular activities, such as sports, music, and art," commented one expat when asked about in Oslo.

What are the pros and cons of living in Oslo?

Expats, digital nomads and retirees living in Oslo responded:

"Expats and digital nomads generally like the high quality of life, excellent public transportation, and beautiful natural surroundings in Oslo. They appreciate the city's cleanliness, safety, and well-organized infrastructure. The work-life balance, strong social welfare system, and focus on sustainability are also attractive features for many expats. The city's vibrant cultural scene, with numerous museums, galleries, and events, offers plenty of opportunities for entertainment and socializing. Expats also enjoy the outdoor activities available in and around Oslo, such as hiking, skiing, and cycling. However, there are some aspects of living in Oslo that expats and digital nomads may dislike. The high cost of living, particularly for housing, food, and entertainment, can be a significant challenge for those on a budget. The cold and dark winters can also be difficult to adjust to, especially for those coming from warmer climates. Additionally, some expats may find it challenging to make friends and integrate into Norwegian society, as locals can be perceived as reserved and distant. The language barrier can also be an issue, as learning Norwegian can be difficult for some, although most Norwegians speak English fluently. Lastly, the job market in Oslo can be competitive, and it may be challenging for expats to find employment, particularly if they do not speak Norwegian or have specialized skills in high demand industries," commented one expat who moved to Oslo.

William RussellWilliam Russell
Get Quote

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

William RussellWilliam Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
Get Quote

What type of social life can someone expect in Oslo?

When we asked expats and global nomads about their social experiences in Oslo, they replied:

"Expats, retirees, and digital nomads living in Oslo, typically have a diverse and vibrant social life. They often engage in various cultural events, outdoor activities, and social gatherings to connect with fellow expats and locals. Many join clubs, organizations, or attend language classes to meet new people and immerse themselves in Norwegian culture. They may also frequent popular expat hangouts, such as international bars, cafes, and restaurants, to network and make friends. Additionally, they often take advantage of Oslo's rich arts scene, attending concerts, galleries, and museums to further enrich their social experiences," remarked one expat living in Oslo.

"The social scene in Oslo, is diverse and vibrant, offering a wide range of activities and events for people of all ages and interests. The city is known for its lively nightlife, with numerous bars, clubs, and live music venues catering to various tastes and preferences. Oslo also has a thriving arts and culture scene, with numerous galleries, museums, and theaters showcasing local and international talent. In addition to nightlife and cultural events, Oslo offers many opportunities for socializing through outdoor activities, such as hiking, skiing, and cycling, thanks to its beautiful natural surroundings. The city also has a strong cafe culture, with many cozy cafes and coffee shops where locals and visitors can meet and socialize. Oslo is a multicultural city, with a significant immigrant population, which adds to the richness of its social scene. Various cultural events and festivals take place throughout the year, celebrating the city's diversity and providing opportunities for people to come together and learn about different cultures. Norwegians are generally known for their reserved nature, but they are also friendly and welcoming to newcomers. It may take some time to form close friendships, but joining clubs, attending events, and participating in local activities can help break the ice and make connections with locals. Overall, the social scene in Oslo is dynamic and offers a wide range of opportunities for people to connect, have fun, and experience the city's unique culture and lifestyle," commented one expat living in Oslo, Norway.

What advice to expats in Oslo have about housing?

"1. It is important to research the different neighborhoods in Oslo to find the one that best suits your needs. 2. Consider the cost of living in each area and the availability of public transportation. 3. Make sure to check the condition of the property before signing a lease. 4. Be aware that rental prices in Oslo can be quite high, so it is important to budget accordingly. 5. It is also important to be aware of the rental laws in Norway, as they can be quite different from other countries. 6. It is recommended to use a real estate agent to help you find the right property for your needs. 7. Make sure to ask questions and get all the information you need before signing a lease," said an expat in Oslo.

What are medical services in Oslo like?

When we asked expats and global nomads about the quality of medical care in Oslo, they replied:

"Medical services in Oslo, are known for their high quality and accessibility. The healthcare system is primarily public, funded through taxes and available to all residents. Hospitals and clinics in Oslo are well-equipped with modern facilities and staffed by highly trained medical professionals. Emergency services are efficient, and patients can expect prompt attention in urgent situations. Primary care is provided by general practitioners, who can refer patients to specialists when necessary. Pharmacies are widely available and well-stocked with medications. Private healthcare options also exist, offering additional choices for those who prefer or require specialized care. Overall, medical services in Oslo are reliable, comprehensive, and of a high standard," said one expat living in Oslo.

Are healthcare and health insurance expensive in Oslo?

"Healthcare and health insurance in Oslo, are generally not considered expensive for residents, as the country has a comprehensive public healthcare system funded through taxes. This system provides access to a wide range of medical services, including primary care, specialist treatments, and hospital care, at little to no cost for Norwegian citizens and residents. However, some individuals may choose to purchase private health insurance for additional coverage or faster access to certain services, which can be more expensive. For non-residents or tourists, healthcare costs can be higher, and it is recommended to have travel health insurance when visiting the country," mentioned an expat living in Oslo.

William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

Learn MoreGet Quote

William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

Learn MoreGet Quote

Is the cost of living in Oslo high?

We asked people about the cost of living in Oslo, they wrote:

"The cost of living in Oslo is generally considered to be high. Rent for a nice 1 bedroom apartment in Oslo can range from around $1,500 to $2,500 USD per month, while a nice 2 bedroom apartment can range from around $2,000 to $3,500 USD per month. Eating dinner at a moderately priced restaurant in Oslo can cost around $20 to $30 USD per person," remarked one expat living in Oslo.

What are the visa & residency requirements in Oslo?

"In order to visit Oslo, a visitor must obtain a visa from the Norwegian Embassy or Consulate in their home country. The visa application process requires the submission of a valid passport, a completed application form, a passport-sized photograph, and proof of sufficient funds to cover the duration of the stay. Depending on the purpose of the visit, additional documents may be required. In order to apply for residency in Oslo, Norway, an individual must submit an application to the Norwegian Directorate of Immigration. The application must include a valid passport, a completed application form, a passport-sized photograph, proof of sufficient funds to cover the duration of the stay, and documents that demonstrate the purpose of the stay. Depending on the purpose of the stay, additional documents may be required," remarked one expat in Oslo.

Why do people move to Oslo?

When we asked people why foreigners move to Oslo, they responded:

"Oslo is an attractive destination for expats due to its high quality of life, excellent public transportation system, and vibrant cultural scene. The city is known for its stunning natural beauty, with easy access to the nearby fjords, forests, and mountains. Expats will also appreciate the city's strong economy, low unemployment rate, and high wages. Additionally, Oslo is a safe and welcoming city with a diverse population and a strong international community. With its high standard of living, excellent job opportunities, and vibrant culture, Oslo is an ideal destination for expats looking for a new home," remarked one expat living in Oslo.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

Aker Brygge in Oslo, Norway

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