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Puerto Armuelles, Panama: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Puerto Armuelles | Expat Exchange
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Puerto Armuelles, Panama

Kovalenko & Vera Attorneys at Law in Panama
Kovalenko & Vera Attorneys at Law in Panama
Kovalenko & Vera Attorneys at Law in Panama
Kovalenko & Vera Attorneys at Law in Panama

By Joshua Wood, LPC

Last updated on Apr 21, 2023

Summary: The population of Puerto Armuelles, Panama is around 25,000 people. Puerto Armuelles is a small, laid-back beach town with a friendly atmosphere. Expats love the relaxed lifestyle, the low cost of living, and the beautiful beaches. The weather in Puerto Armuelles is typically warm and humid, with temperatures ranging from the mid-70s to the mid-90s Fahrenheit. The average cost of living for an expat is relatively low. A one bedroom apartment can cost anywhere from $200 to $400 USD per month, while a two bedroom apartment can cost anywhere from $300 to $500 USD per month.

What do I need to know about living in Puerto Armuelles?

When we asked people what advice they would give someone preparing to move to Puerto Armuelles, they said:

"Puerto Armuelles is a small coastal town in Panama that is popular with expats looking to retire. Before retiring in Puerto Armuelles, expats should be aware of the cost of living, which is generally lower than in other parts of Panama. Expats should also research the local healthcare system and the availability of medical services. Additionally, expats should be aware of the local culture and customs, and be prepared to learn some Spanish. Finally, expats should research the local real estate market and the availability of rental properties," commented one expat who made the move to Puerto Armuelles.

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What do I need to know before moving to Puerto Armuelles?

When we asked people what advice they would give someone preparing to move to Puerto Armuelles, they said:

"Puerto Armuelles is a small coastal town in Panama, located on the Pacific Ocean. It is known for its laid-back atmosphere and friendly locals. Expats should be aware that the town is quite isolated, with limited access to amenities and services. English is not widely spoken, so it is important to learn some Spanish before moving to Puerto Armuelles. The cost of living is relatively low, but the infrastructure is not as developed as in other parts of Panama. Expats should also be aware of the tropical climate, with high temperatures and humidity throughout the year," remarked one expat who made the move to Puerto Armuelles.

How do I find a place to live in Puerto Armuelles?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"One of the best ways to find a place to live in Puerto Armuelles is to contact a local real estate agent. They will be able to provide you with information about available properties in the area, as well as advice on the best neighborhoods to live in. Additionally, you can search online for rental listings in Puerto Armuelles, or ask around in the local community for recommendations. You can also look for postings on social media sites such as Facebook or Craigslist. Finally, you can visit the area in person to get a better feel for the different neighborhoods and to find a place that suits your needs," wrote a member in Puerto Armuelles.

What is a typical expat home or apartment like in Puerto Armuelles?

"Expat homes and apartments in Puerto Armuelles are typically spacious and comfortable. Many of the homes and apartments have balconies or terraces with views of the ocean or the surrounding mountains. The homes and apartments are usually equipped with modern amenities such as air conditioning, cable TV, and internet access. The buildings are typically well-maintained and the streets are clean and safe. Expats in Puerto Armuelles enjoy a relaxed lifestyle with plenty of outdoor activities and a friendly local community," wrote one member in Puerto Armuelles.

What is the average cost of housing in Puerto Armuelles?

If you are thinking about moving to Puerto Armuelles, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The cost of housing in Puerto Armuelles is generally quite affordable. Prices for a one-bedroom apartment can range from $200 to $400 per month, while a three-bedroom house can cost anywhere from $400 to $800 per month. Long-term rentals are also available, with prices ranging from $500 to $1,000 per month," wrote one member in Puerto Armuelles.

How do I meet people in Puerto Armuelles?

When we asked people living in Puerto Armuelles about club and activities where newcomers can meet others, they responded:

"Expats in Puerto Armuelles often join clubs and activities such as the Puerto Armuelles Expat Club, which meets regularly to discuss local events and activities. Other popular activities include yoga classes, beach volleyball, and salsa dancing. Expats also meet people through local businesses, such as restaurants, bars, and cafes. Additionally, expats often meet people through volunteer opportunities, such as helping out at the local animal shelter or teaching English classes. Finally, expats can meet people through online forums and social media groups dedicated to expats living in Puerto Armuelles," wrote a member in Puerto Armuelles.

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What should I bring when moving to Puerto Armuelles?

People living in Puerto Armuelles were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Puerto Armuelles, it is important to pack items that will help you adjust to the climate and lifestyle. Bring lightweight, breathable clothing that is suitable for the hot and humid climate. Sunscreen, sunglasses, and a hat are also essential for protecting yourself from the sun. Additionally, it is important to bring any necessary medications, as well as a first aid kit. To make your transition smoother, it is also a good idea to bring items that will help you feel at home, such as pictures, books, and other personal items," remarked one expat living in Puerto Armuelles, Panama.

Where should I setup a bank account in Puerto Armuelles?

We asked expats in Puerto Armuelles what banks they use and there advice about banking. They advised:

"Puerto Armuelles is a small coastal town in Panama that is popular with expats looking to retire. Before retiring in Puerto Armuelles, expats should be aware of the cost of living, which is generally lower than in other parts of Panama. Expats should also research the local healthcare system and the availability of medical services. Additionally, expats should be aware of the local culture and customs, and be prepared to learn some Spanish. Finally, expats should research the local real estate market and the availability of rental properties," explained one expat living in Puerto Armuelles, Panama.

Will I be able to find a job in Puerto Armuelles?

When we asked people about industries and career opportunities in Puerto Armuelles, they reponded:

"Foreigners in Puerto Armuelles often find work in the tourism industry, such as working in hotels, restaurants, and tour companies. Other popular jobs for foreigners include teaching English, working in construction, and providing administrative support. Additionally, many foreigners find work in the agricultural sector, such as working on farms or in fishing villages," said one expat who made the move to Puerto Armuelles.

What is life like in Puerto Armuelles?

When we asked people living in Puerto Armuelles what life is like and how people spend their time, they said:

"Life for expats and digital nomads in Puerto Armuelles is generally relaxed and laid-back. The town is small and friendly, with a population of around 10,000 people. The cost of living is low, and the climate is tropical and warm year-round. Expats and digital nomads can find a variety of activities to enjoy, from surfing and fishing to exploring the nearby rainforest. The town is also home to a number of restaurants, bars, and cafes, making it easy to socialize and meet new people. With its low cost of living, beautiful scenery, and friendly locals, Puerto Armuelles is an ideal destination for expats and digital nomads looking for a laid-back lifestyle," wrote a member in Puerto Armuelles.

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What do expats in Puerto Armuelles appreciate most about the local culture?

"Expats in Puerto Armuelles appreciate the friendly and welcoming nature of the local people. They also enjoy the laid-back atmosphere and the relaxed pace of life. The area is known for its beautiful beaches and lush tropical forests, which provide a great backdrop for outdoor activities. Expats also appreciate the affordability of living in Puerto Armuelles, as well as the variety of fresh seafood and produce available in the local markets. Additionally, the area is known for its vibrant music and art scene, which adds to the cultural experience," wrote one member in Puerto Armuelles.

What do expats find most challenging?

"Expats in Puerto Armuelles often find the language barrier to be the most challenging aspect of the local culture. Many locals speak Spanish as their primary language, and while some may be able to communicate in English, it is not as widely spoken as it is in other parts of the country. Additionally, expats may find the slower pace of life in Puerto Armuelles to be a challenge, as it is much more relaxed than the hustle and bustle of larger cities. Finally, expats may find the local customs and traditions to be unfamiliar, as they may be quite different from what they are used to," wrote a member in Puerto Armuelles.

Is there a lot of crime in Puerto Armuelles?

We asked people if there is a lot of crime. They answered:

"Puerto Armuelles is generally considered to be a safe place to live and visit. However, like any other city, there is some crime. Petty theft, such as pickpocketing, is the most common type of crime reported in Puerto Armuelles. There have also been reports of burglaries and assaults, although these are less common," remarked one expat who made the move to Puerto Armuelles.

Is there a lot of diversity? Are people in Puerto Armuelles accepting of differences?

"Puerto Armuelles is a diverse city with a population made up of people from many different backgrounds. The city is home to people of African, Indigenous, and European descent, as well as many other ethnicities. People in Puerto Armuelles are generally accepting of differences and celebrate the diversity of their city," wrote one member in Puerto Armuelles.

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What are the schools in Puerto Armuelles like?

"Puerto Armuelles is home to a few international and bilingual schools. The best international school in Puerto Armuelles is the International School of Panama (ISP). ISP is a private, co-educational school that offers a comprehensive curriculum from pre-kindergarten to grade 12. The school is accredited by the Middle States Association of Colleges and Schools and offers a variety of extracurricular activities. The school also offers a variety of language classes, including Spanish, French, and Mandarin. The other international school in Puerto Armuelles is the Colegio Internacional de Panama (CIP). CIP is a private, co-educational school that offers a comprehensive curriculum from pre-kindergarten to grade 12. The school is accredited by the Middle States Association of Colleges and Schools and offers a variety of extracurricular activities. The school also offers a variety of language classes, including Spanish, French, and Mandarin. The best bilingual school in Puerto Armuelles is the Colegio Bilingue de Panama (CBP). CBP is a private, co-educational school that offers a comprehensive curriculum from pre-kindergarten to grade 12. The school is accredited by the Middle States Association of Colleges and Schools and offers a variety of extracurricular activities. The school also offers a variety of language classes, including Spanish, French, and Mandarin," said one parent with children at in Puerto Armuelles.

What are the pros and cons of living in Puerto Armuelles?

Expats, digital nomads and retirees living in Puerto Armuelles responded:

"Expats and digital nomads living in Puerto Armuelles enjoy the laid-back atmosphere and the friendly locals. They also appreciate the low cost of living and the abundance of outdoor activities. The beautiful beaches and the close proximity to other cities in Panama are also attractive features. On the other hand, some expats and digital nomads may find the lack of infrastructure and the slow internet connection to be drawbacks. Additionally, the limited nightlife and the lack of cultural activities may be a turn-off for some," said one expat living in Puerto Armuelles.

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What type of social life can someone expect in Puerto Armuelles?

When we asked expats and global nomads about their social experiences in Puerto Armuelles, they replied:

"Expats, retirees and digital nomads living in Puerto Armuelles typically have an active social life. They often meet up with other expats, retirees and digital nomads in the area to share stories, experiences and advice. They also often join local clubs and organizations, such as the local Rotary Club, to get involved in the community and meet new people. Additionally, they often take part in local events and festivals, such as the annual Carnaval celebration, to experience the culture and make new friends," remarked one expat in Puerto Armuelles.

"Puerto Armuelles is a small, friendly town with a vibrant social scene. The locals are welcoming and friendly, and there are plenty of opportunities to meet new people. There are a variety of bars and restaurants to explore, as well as plenty of outdoor activities to enjoy. The town also hosts a number of festivals and events throughout the year, providing plenty of opportunities to socialize and have fun. Puerto Armuelles is a great place to meet new people and make lasting friendships," said one expat living in Puerto Armuelles.

What advice to expats in Puerto Armuelles have about housing?

"Expats in Puerto Armuelles recommend researching the area thoroughly before committing to a rental or purchase. It is important to visit the area and speak to locals to get a better understanding of the area and the housing market. Additionally, expats suggest working with a local real estate agent who is familiar with the area and can provide helpful advice. It is also important to be aware of the local laws and regulations regarding renting or buying property. Finally, expats suggest budgeting for any necessary repairs or renovations that may be needed to make the property livable," mentioned an expat living in Puerto Armuelles.

What are medical services in Puerto Armuelles like?

When we asked expats and global nomads about the quality of medical care in Puerto Armuelles, they replied:

"Puerto Armuelles offers a variety of medical services for its residents. The city has several private clinics and hospitals that provide general medical care, as well as specialized services such as dentistry, optometry, and gynecology. Additionally, there are several pharmacies in the city that provide prescription medications and over-the-counter drugs. The city also has a few medical laboratories that offer diagnostic testing services. Puerto Armuelles also has a few medical centers that provide emergency care and ambulance services," commented one expat living in Puerto Armuelles, Panama.

Are healthcare and health insurance expensive in Puerto Armuelles?

"Healthcare and health insurance in Puerto Armuelles can be relatively affordable compared to other countries. The cost of medical care is generally lower than in the United States, and the quality of care is generally good. Health insurance is also available, and the cost of premiums is usually lower than in the United States. However, it is important to note that health insurance coverage may not be comprehensive, and some services may not be covered," said an expat in Puerto Armuelles.

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Is the cost of living in Puerto Armuelles high?

We asked people about the cost of living in Puerto Armuelles, they wrote:

"The cost of living in Puerto Armuelles is relatively low compared to other parts of the world. Rent for a nice 1 bedroom apartment is typically around $400 USD per month, while a nice 2 bedroom apartment is around $500 USD per month. Eating dinner at a moderately priced restaurant in Puerto Armuelles typically costs around $10 USD per person," mentioned one expat inPuerto Armuelles.

What are the visa & residency requirements in Puerto Armuelles?

"In order to visit Puerto Armuelles, visitors must obtain a tourist visa from the Panamanian government. The process of applying for a tourist visa involves submitting an application form, a valid passport, a passport-sized photograph, and a fee. In order to obtain residency in Puerto Armuelles, Panama, applicants must submit an application form, a valid passport, a passport-sized photograph, a criminal background check, proof of financial stability, and a fee. Additionally, applicants must provide proof of a valid health insurance policy and a valid work permit. Once the application is approved, the applicant will receive a residency card, which must be renewed every two years," said an expat in Puerto Armuelles.

Why do people move to Puerto Armuelles?

When we asked people why foreigners move to Puerto Armuelles, they responded:

"Puerto Armuelles offers expats a unique combination of modern amenities and a laid-back lifestyle. The city is located on the Pacific Coast of Panama, providing easy access to stunning beaches and a variety of outdoor activities. The cost of living is low, making it an attractive option for those looking to stretch their budget. The city is also home to a diverse population, with a mix of locals and expats from all over the world. The friendly atmosphere and welcoming culture make it easy to settle in and feel at home," commented one expat who moved to Puerto Armuelles.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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