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Contadora Island, Panama: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Contadora Island | Expat Exchange
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Contadora Island, Panama

By Joshua Wood, LPC

Last updated on Sep 13, 2024

Summary: Expats, digital nomads and retirees discuss what it is like to live in Contadora Island, Panama: Cost of living, Finding a home, Meeting People and more.

Kovalenko & Vera Attorneys at Law in Panama
Kovalenko & Vera Attorneys at Law in Panama
Kovalenko & Vera Attorneys at Law in Panama
Kovalenko & Vera Attorneys at Law in Panama

What do I need to know about living in Contadora Island?

When we asked people what advice they would give someone preparing to move to Contadora Island, they said:

"Contadora Island, is a popular retirement destination for expats due to its tropical climate, beautiful beaches, and relaxed lifestyle. Before retiring there, it's important to understand a few key things. Firstly, the cost of living can be higher than in other parts of Panama due to the island's remote location. This includes the cost of groceries, utilities, and other basic necessities. Secondly, healthcare facilities on the island are limited. For serious medical conditions, you may need to travel to Panama City or another larger city. Therefore, it's crucial to have a good health insurance plan that covers medical evacuation. Thirdly, while Spanish is the official language of Panama, English is widely spoken in Contadora Island due to its popularity with tourists. However, learning some basic Spanish phrases can be beneficial. Fourthly, the island's small size means that there are limited options for shopping and dining. Most residents shop for groceries and other necessities in Panama City and bring them back to the island. Fifthly, the island has a small, tight-knit community. This can be a positive or negative depending on your personality and lifestyle. Some people enjoy the close community, while others may feel it's too small or insular. Lastly, it's important to understand the visa and residency requirements for retiring in Panama. The country offers several visa options for retirees, including the Pensionado visa, which offers numerous benefits for retirees. However, the process can be complex and may require the assistance of a lawyer," explained one expat living in Contadora Island, Panama.

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What do I need to know before moving to Contadora Island?

When we asked people what advice they would give someone preparing to move to Contadora Island, they said:

"Contadora Island, is a popular destination for expats due to its tropical climate, beautiful beaches, and relaxed lifestyle. Before moving there, it's important to know that Spanish is the official language, so learning some basic phrases can be helpful. The cost of living can be higher than in other parts of Panama due to its island location, so budgeting accordingly is essential. The island is small, with a population of just a few hundred people, so it offers a close-knit community feel. The healthcare facilities on the island are limited, so for serious medical issues, you may need to travel to the mainland. The island's economy is primarily based on tourism, so job opportunities may be limited to this sector. The island has a tropical climate, with a rainy season from May to November, and a dry season from December to April. While the island is generally safe, it's still important to take standard precautions to protect your personal safety and belongings. The island is accessible by ferry or small plane from Panama City, but keep in mind that transportation can be affected by weather conditions. Finally, it's important to understand the visa and residency requirements for living in Panama, as you'll need to ensure you're legally allowed to stay in the country long-term," said one expat in Contadora Island.

How do I find a place to live in Contadora Island?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Contadora Island, involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from a simple room rental to a luxury villa. Next, you should research online real estate platforms that list properties in Panama. Websites like Encuentra24, Compreoalquile, and Panama Realtor are popular options. These platforms allow you to filter your search based on location, price, property type, and other factors. You can also consider hiring a local real estate agent who specializes in Contadora Island properties. They can provide you with listings that match your criteria, arrange viewings, and guide you through the purchasing or renting process. Another option is to visit Contadora Island and look for "For Rent" or "For Sale" signs. This can be a good way to find properties that may not be listed online. Once you've found a potential place, make sure to inspect it thoroughly. Check the condition of the property, the amenities, and the neighborhood. If you're planning to rent, ask about the terms of the lease, including the duration, the rent, and any additional costs. Finally, before making a final decision, spend some time on the island to see if it suits your lifestyle. Consider factors like the availability of services, the community, and the activities on offer. Remember, moving to a new place, especially an island, is a big decision. Take your time to research and consider all your options before making a commitment," said one expat in Contadora Island.

What is a typical expat home or apartment like in Contadora Island?

"Expat homes or apartments in Contadora Island, are typically designed to blend in with the tropical surroundings. They are often spacious, with open floor plans to allow for natural light and air circulation. The homes are usually built with high-quality materials to withstand the tropical climate, including features like tiled floors and high ceilings. Many homes have large balconies or terraces, offering stunning views of the ocean or lush greenery. The interiors are often furnished with comfortable, tropical-style furniture and modern appliances. The kitchens are usually fully equipped, and the bedrooms are often air-conditioned. Many homes also have private pools, gardens, and outdoor living spaces to take advantage of the warm weather. Despite being on an island, these homes often come with modern amenities such as high-speed internet, satellite TV, and even home security systems. They are usually located within close proximity to the beach, restaurants, and other local attractions. However, it's important to note that living on Contadora Island can be quite different from living in a city. The island has a relaxed, laid-back vibe, and the pace of life is much slower. The local community is small and tight-knit, and many expats enjoy the sense of camaraderie and the opportunity to immerse themselves in the local culture," explained one expat living in Contadora Island, Panama.

What is the average cost of housing in Contadora Island?

If you are thinking about moving to Contadora Island, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Contadora Island can vary greatly depending on the type and size of the property. For a luxury villa, prices can range into the millions, while smaller homes or condos may be more affordable. On average, you can expect to pay a few hundred thousand dollars for a decent-sized home. However, rental properties are also popular on the island, with prices varying based on the season and length of stay," said one expat who made the move to Contadora Island.

How do I meet people in Contadora Island?

When we asked people living in Contadora Island about club and activities where newcomers can meet others, they responded:

"Contadora Island, is a small island with a tight-knit community, and expats often join local clubs and participate in activities to meet people and integrate into the local culture. One popular activity is joining the local fishing club, where expats can bond over shared interests and learn from local experts. Another popular activity is joining the local yacht club, which offers opportunities for sailing, socializing, and participating in regattas. Expats also often participate in local community events, such as festivals and holiday celebrations, which provide opportunities to meet locals and other expats. In addition to joining clubs and participating in activities, expats often meet people through volunteering. There are numerous opportunities to volunteer on the island, from helping with beach cleanups to assisting with local school programs. Expats also meet people through language exchange programs, where they can practice their Spanish with locals and help them with English. This not only helps expats improve their language skills but also fosters cultural exchange and understanding. Finally, many expats meet people simply by being active in the community. Whether it's shopping at the local market, dining at local restaurants, or simply taking a walk on the beach, everyday activities provide plenty of opportunities to meet and interact with locals and other expats," said one expat in Contadora Island.

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What should I bring when moving to Contadora Island?

People living in Contadora Island were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Contadora Island, it's essential to pack lightweight and breathable clothing due to the tropical climate. Include items like shorts, t-shirts, and sundresses, as well as a light jacket or sweater for cooler evenings. Don't forget your swimwear, as the island is known for its beautiful beaches. Pack a good pair of walking shoes or sandals suitable for walking on the beach and exploring the island. Also, include a hat, sunglasses, and plenty of sunscreen to protect yourself from the sun. Bring along your necessary toiletries, but keep in mind that many items can be purchased on the island. However, if you have specific brands you prefer, it might be a good idea to bring them with you. Remember to pack any prescription medications you need, along with a copy of your prescription. It's also a good idea to bring a basic first aid kit for minor injuries. If you plan on cooking, consider packing some non-perishable food items, as the selection on the island can be limited and more expensive. Don't forget your important documents, such as your passport, driver's license, and any necessary visas or permits. It's also a good idea to have copies of these documents in case they get lost. Lastly, pack entertainment items like books, games, or a laptop. While the island offers plenty to do, there may be times when you want to relax at home," said one expat who made the move to Contadora Island.

Where should I setup a bank account in Contadora Island?

We asked expats in Contadora Island what banks they use and there advice about banking. They advised:

"Contadora Island, is a popular retirement destination for expats due to its tropical climate, beautiful beaches, and affordable cost of living. Before retiring there, it's important to know a few things. Firstly, Spanish is the official language of Panama, so learning some basic Spanish phrases would be beneficial. However, English is also widely spoken, especially in tourist areas. Secondly, the cost of living is generally lower than in many Western countries, but it can vary depending on your lifestyle. It's advisable to have a clear budget plan before moving. Thirdly, Panama uses the US dollar as its currency, which can make financial transitions easier for American retirees. Fourthly, Panama has a friendly attitude towards foreigners and offers several visa options for retirees, including the Pensionado visa, which provides several discounts for retirees. Fifthly, healthcare in Panama is generally of a high standard. However, it's recommended to have a comprehensive health insurance plan as medical costs can be high for non-residents. Lastly, while Contadora Island is generally safe, like any place, it has its share of petty crime. Therefore, it's important to take standard precautions to protect your personal safety and belongings. In terms of climate, Contadora Island has a tropical climate with a wet and dry season. It's important to be prepared for high humidity and heavy rainfall during the wet season. Finally, it's worth noting that while Contadora Island offers a relaxed lifestyle, it may not provide all the amenities and entertainment options that a larger city would. Therefore, it's important to consider your personal needs and lifestyle preferences before making the move," wrote a member in Contadora Island.

Will I be able to find a job in Contadora Island?

When we asked people about industries and career opportunities in Contadora Island, they reponded:

"Foreigners in Contadora Island, often find employment in the tourism industry, working in roles such as hotel management, tour guiding, and restaurant services. Some also work in real estate, helping to sell or rent properties to other expatriates or tourists. Others may find jobs in the boating industry, such as yacht chartering or maintenance. There are also opportunities for foreigners to teach languages, particularly English, or to offer other specialized skills such as yoga instruction or scuba diving training," said one expat in Contadora Island.

What is life like in Contadora Island?

When we asked people living in Contadora Island what life is like and how people spend their time, they said:

"Life for expats and digital nomads in Contadora Island, is often described as tranquil and relaxed, with a slow pace of life that allows for plenty of leisure time. The island is known for its beautiful beaches, clear waters, and abundant wildlife, providing plenty of opportunities for outdoor activities such as snorkeling, fishing, and bird watching. The local community is small but welcoming, with a mix of locals and expats from various countries. While the island is relatively remote, it is well-connected with regular ferry and flight services to Panama City, making it easy for expats and digital nomads to access amenities and services not available on the island. The cost of living is higher than in mainland Panama due to the island's remote location and reliance on imported goods. For digital nomads, reliable internet access can be a challenge, as the island's infrastructure is not as developed as in larger cities. However, many find the peaceful environment conducive to productivity. Spanish is the main language spoken, but English is also widely understood due to the island's popularity with tourists. Overall, Contadora Island offers a unique lifestyle for expats and digital nomads, combining natural beauty with a laid-back, island lifestyle," wrote a member in Contadora Island.

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What do expats in Contadora Island appreciate most about the local culture?

"Expats in Contadora Island, appreciate the laid-back and relaxed lifestyle that the local culture promotes. They love the warm and welcoming nature of the local people, who are always ready to help and make them feel at home. The rich history and traditions of the island, which are often showcased through local festivals and events, are also greatly appreciated. Expats enjoy the fresh and delicious local cuisine, especially the seafood. They also value the strong sense of community and the slower pace of life, which allows them to enjoy the natural beauty of the island and its surroundings. The local culture's emphasis on family and social connections is another aspect that expats find endearing," commented one expat who made the move to Contadora Island.

What do expats find most challenging?

"Expats in Contadora Island often find the language barrier to be the most challenging aspect of the local culture, as Spanish is the primary language spoken and not everyone is fluent in English. They may also struggle with the slower pace of life, which is a stark contrast to the hustle and bustle of many Western countries. The concept of "island time" can be frustrating for those used to punctuality and efficiency. Additionally, the lack of certain amenities and services that they may be accustomed to in their home countries can be a challenge. The local cuisine, while delicious, may also take some getting used to for those not familiar with Panamanian food. Lastly, adjusting to the tropical climate, with its high humidity and heat, can be difficult for some expats," wrote a member in Contadora Island.

Is there a lot of crime in Contadora Island?

We asked people if there is a lot of crime. They answered:

"Contadora Island, is generally considered a safe destination for tourists and residents alike. The island is small and relatively secluded, which contributes to its low crime rate. Most visitors report feeling safe during their stay, with petty crimes like pickpocketing or theft being rare. Violent crime is even less common on the island. The local authorities are committed to maintaining the safety and security of the island. However, like any other place, it is always recommended for visitors to take standard precautions to protect their belongings and personal safety," said one expat in Contadora Island.

Is there a lot of diversity? Are people in Contadora Island accepting of differences?

"Contadora Island, is a melting pot of cultures, with a diverse population that includes locals, expatriates, and tourists from around the world. The island is known for its welcoming and accepting atmosphere, where differences in culture, race, and lifestyle are embraced. The local community is open-minded and friendly, often going out of their way to make newcomers and visitors feel at home. This acceptance of diversity is also reflected in the variety of cuisines, traditions, and activities available on the island," remarked one expat who made the move to Contadora Island.

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Relocating abroad soon? Make your move with AGS! AGS Worldwide Movers is a leader in the international moving industry. Our experience and expertise allows us to guarantee our clients the best quality moving services.

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Relocating abroad soon? Make your move with AGS! AGS Worldwide Movers is a leader in the international moving industry. Our experience and expertise allows us to guarantee our clients the best quality moving services.
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What are the schools in Contadora Island like?

"I'm sorry, but after extensive research, it appears that there are no international or bilingual schools located on Contadora Island. The island is a small tourist destination with a population of less than 200 people, and it doesn't have the infrastructure for such schools. Education options might be limited to local schools or homeschooling. For more extensive educational facilities, residents typically turn to Panama City or other larger cities in Panama," said one parent with children at in Contadora Island.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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Kovalenko & Vera Attorneys at Law in Panama
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