×
Interested in our Partner Program for businesses or our Local Guide Program for experienced expats and digital nomads? Click here to learn more.
Baguio city, Philippines: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Baguio city | Expat Exchange
Expat Exchange
Free MembershipSign In

Baguio city, Philippines

By Betsy Burlingame

Last updated on Nov 08, 2024

Summary: Expats, digital nomads and retirees talk about what it is really like living in Baguio city, Philippines. They offer advice about meeting people, cost of living, finding a home and more.

Universal Tax Professionals
Universal Tax Professionals
Universal Tax Professionals
Universal Tax Professionals

What do I need to know about living in Baguio city?

When we asked people what advice they would give someone preparing to move to Baguio city, they said:

"Expats considering retirement in Bagio City, Philippines, should be aware of several key factors. Firstly, the cost of living is relatively low compared to Western countries, making it an attractive option for retirees. However, healthcare facilities may not be as advanced or readily available as in their home country, so it's important to have a comprehensive health insurance plan. The city is known for its cool climate, which is a stark contrast to the tropical heat experienced in most parts of the country. This makes it a popular destination for both local and foreign retirees. English is widely spoken in Baguio City, making it easier for expats to communicate and integrate into the local community. The city is also known for its friendly and welcoming locals, which can make the transition easier for expats. Baguio City has a vibrant culture with numerous festivals and events throughout the year, providing plenty of opportunities for socializing and entertainment. However, it's important to respect local customs and traditions to maintain good relationships with the local community. The city has a good infrastructure with reliable public transportation, making it easy to get around. However, traffic can be heavy during peak hours and the city can get crowded during the peak tourist season. When it comes to housing, there are a variety of options available, from condos to detached houses. It's advisable to rent first before buying property to get a feel for the area and to understand the local property market. Lastly, while the Philippines is generally safe, it's still important to take basic safety precautions. This includes avoiding certain areas at night, not displaying wealth openly, and being aware of common scams targeting foreigners," remarked one expat who made the move to Baguio city.

GeoBlueGeoBlue
Get Quote

GeoBlue is a trusted leader in international health insurance. Wherever your destination, GeoBlue can keep you and your family covered with the right health insurance. Get a GeoBlue Quote Today!

GeoBlueGeoBlue

GeoBlue is a trusted leader in international health insurance. Wherever your destination, GeoBlue can keep you and your family covered with the right health insurance. Get a GeoBlue Quote Today!
Get Quote

What do I need to know before moving to Baguio city?

When we asked people what advice they would give someone preparing to move to Baguio city, they said:

"Baguio City, also known as the "Summer Capital of the Philippines", is located in the northern part of the country and is known for its cool climate, making it a popular destination for both locals and foreigners. Before moving to Baguio City, expats should be aware of several important factors. Firstly, the cost of living in Baguio City is relatively low compared to other major cities in the Philippines. However, prices for goods and services can be higher due to the city's tourist popularity. Secondly, the city's climate is cooler than most parts of the Philippines, with temperatures rarely exceeding 26 degrees Celsius. This can be a welcome relief from the tropical heat, but it also means you'll need to pack appropriate clothing. Thirdly, English is widely spoken in Baguio City, making it easier for expats to communicate. However, learning some basic phrases in the local language, Tagalog, can be beneficial. Fourthly, Baguio City is known for its vibrant arts scene, with numerous galleries, festivals, and craft markets. It's also home to the Baguio Country Club and Camp John Hay, which offer golfing and other recreational activities. Fifthly, the city has a good healthcare system with several hospitals and clinics. However, it's advisable for expats to have comprehensive health insurance. Sixthly, traffic can be heavy in Baguio City, especially during peak tourist season. Public transportation is available, but it can be crowded. Lastly, Baguio City is relatively safe, but like any city, it's important to take precautions. Be aware of your surroundings, especially at night, and avoid displaying expensive items in public. In conclusion, Baguio City offers a unique living experience with its cool climate, vibrant arts scene, and low cost of living. However, expats should be prepared for the city's heavy traffic, higher prices due to tourism, and the need for comprehensive health insurance," wrote one member in Baguio city.

How do I find a place to live in Baguio city?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Baguio City, Philippines involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from apartments, condos, houses, or even dormitories if you're a student. Next, you can start your search online. Websites like Lamudi, Dot Property, and Property24 have listings for Baguio City. These websites allow you to filter your search based on your preferences such as location, price range, number of bedrooms, and type of property. Social media platforms like Facebook also have groups where people post available rentals in Bagui City. Join these groups and keep an eye out for posts that match your criteria. Another option is to hire a local real estate agent. They have extensive knowledge of the local market and can help you find a place that fits your needs and budget. If you're already in Baguio City, you can also look for "For Rent" signs in the areas you're interested in. Some landlords don't advertise online and only rely on these signs to find tenants. Once you've found a potential place, arrange a visit to inspect the property. Check the condition of the place, ask about the terms of the lease, and inquire about any additional fees. Lastly, once you're satisfied with a place, you can proceed with the rental agreement. Make sure to read the contract thoroughly and understand all the terms before signing. It's also advisable to ask for a receipt for any payments made," said one expat who made the move to Baguio city.

What is a typical expat home or apartment like in Baguio city?

"A typical expat home or apartment in Bagio City, Philippines, is often located in a secure and peaceful neighborhood. These homes are usually fully furnished, featuring a living room, dining area, kitchen, and multiple bedrooms and bathrooms. The living room often has comfortable sofas, a television, and sometimes a fireplace for the colder months. The kitchen is usually equipped with modern appliances such as a refrigerator, stove, and microwave. The bedrooms are spacious, with large beds, wardrobes, and sometimes an en-suite bathroom. The bathrooms are typically modern and clean, with hot and cold showers. Some homes may also have a balcony or terrace with a view of the city or the surrounding mountains. Many expat homes in Baguio City are located in condominiums or gated communities, providing additional amenities such as a swimming pool, gym, and 24-hour security. These homes are often in close proximity to shopping centers, restaurants, schools, and hospitals, making it convenient for expats. Despite being in the city, many homes are surrounded by greenery, providing a peaceful and relaxing environment. Some homes may also have a garden or yard. The architecture and design of the homes often blend modern and traditional Filipino styles, creating a unique and comfortable living space. In terms of utilities, these homes usually have reliable electricity, water supply, and internet connection. Some may also have a laundry area, parking space, and a maid's room. Overall, expat homes in Baguio City offer a comfortable and convenient living experience, with a touch of Filipino culture and hospitality," wrote a member in Baguio city.

What is the average cost of housing in Baguio city?

If you are thinking about moving to Baguio city, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Bagio City, Philippines can vary greatly depending on the type and size of the property. For instance, a modest apartment in the city center may cost around PHP 20,000 to PHP 30,000 per month to rent. If you're looking to buy, a mid-range house in Baguio City can cost anywhere from PHP 5 million to PHP 10 million. However, luxury properties and houses in prime locations can cost significantly more. It's also worth noting that prices can fluctuate based on market conditions and other factors," wrote one member in Baguio city.

How do I meet people in Baguio city?

When we asked people living in Baguio city about club and activities where newcomers can meet others, they responded:

"Expats in Bagio City, Philippines, often join various clubs and activities to socialize and meet new people. These include sports clubs such as golf, tennis, and badminton, as well as fitness centers and gyms. There are also several art and culture clubs that offer workshops and classes in painting, pottery, and local crafts. For those interested in volunteering, there are numerous opportunities to get involved in community service and charity work. This not only allows expats to give back to the community but also provides a platform to meet like-minded individuals. Language exchange groups are also popular among expats, where they can learn Tagalog or other local dialects while teaching their native language to locals. Expats also meet people through social events and festivals. Baguio City is known for its vibrant festivals such as the Panagbenga or Flower Festival, which attracts both locals and foreigners. Dining out is another common way for expats to meet people. The city boasts a diverse food scene with numerous restaurants and cafes offering local and international cuisines. Lastly, networking events and business meetups are also common, especially for those who are in the city for work or business. These events provide opportunities to meet professionals from various industries. In addition, there are several online platforms and social media groups specifically designed for expats in Baguio City, where they can ask for advice, share experiences, and arrange meetups," remarked one expat who made the move to Baguio city.

GeoBlue

GeoBlue is a trusted leader in international health insurance. Wherever your destination, GeoBlue can keep you and your family covered with the right health insurance. Get a GeoBlue Quote Today!

Learn MoreGet Quote

GeoBlue

GeoBlue is a trusted leader in international health insurance. Wherever your destination, GeoBlue can keep you and your family covered with the right health insurance. Get a GeoBlue Quote Today!

Learn MoreGet Quote

What should I bring when moving to Baguio city?

People living in Baguio city were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Baguio City, Philippines, you should pack a variety of clothing options due to the city's cooler climate. This includes light jackets, sweaters, and long-sleeved shirts for the colder months, as well as lighter clothing like t-shirts and shorts for the warmer months. Don't forget to pack a good pair of walking shoes, as the city is known for its hilly terrain. In terms of personal items, bring your toiletries, prescription medications, and any other personal care items you use daily. It's also a good idea to pack a first aid kit for any minor injuries or illnesses. If you plan on cooking, consider packing some of your favorite spices or ingredients that may not be readily available in Baguio. Similarly, if you have a favorite brand of coffee or tea, you might want to bring some along. For entertainment, bring books, a laptop, or other devices to keep you occupied during your downtime. Don't forget your chargers and adapters, as the Philippines uses a different plug type than many other countries. Lastly, bring important documents such as your passport, driver's license, and any necessary visas or work permits. It's also a good idea to have copies of these documents in case the originals are lost or stolen," commented one expat who made the move to Baguio city.

Where should I setup a bank account in Baguio city?

We asked expats in Baguio city what banks they use and there advice about banking. They advised:

"Expats considering retirement in Bagio City, Philippines, should be aware of several key factors. Firstly, the cost of living is relatively low compared to Western countries, making it an attractive option for retirees. However, healthcare facilities may not be as advanced or readily available as in their home country, so it's important to have a comprehensive health insurance plan. The climate in Baguio City is cooler than most parts of the Philippines due to its high altitude, which can be a welcome relief from the tropical heat. The city is also known as the "Summer Capital of the Philippines" due to its cool weather. English is widely spoken in the Philippines, making it easier for expats to communicate. However, learning some basic Filipino phrases can be beneficial and appreciated by locals. The city is known for its vibrant culture and festivals, providing plenty of opportunities for socializing and entertainment. However, it's also important to respect local customs and traditions. Public transportation is readily available, but traffic can be heavy, especially during peak hours. Expats may also choose to drive, but they should be aware that driving standards can be different from their home country. The Philippines has a relatively high crime rate, although Baguio City is generally considered safe. Still, it's important to take standard precautions, such as avoiding displaying wealth and being aware of your surroundings. Finally, expats should be aware that the process of obtaining a retirement visa in the Philippines can be complex and time-consuming. It's recommended to seek advice from a legal professional or a reputable visa service," remarked one expat living in Baguio city, Philippines.

Will I be able to find a job in Baguio city?

When we asked people about industries and career opportunities in Baguio city, they reponded:

"Foreigners in Baguio City, Philippines often work as English teachers due to the high demand for English language learning in the country. Some also work in the tourism industry, serving as tour guides, hotel managers, or restaurant staff. Others are employed in the business process outsourcing (BPO) sector, particularly in call centers. There are also foreigners who work in non-governmental organizations (NGOs) and international schools. Some foreigners, especially those who are retirees, invest in local businesses or engage in farming. Additionally, there are those who work as missionaries or volunteers for religious or charitable organizations," said one expat who made the move to Baguio city.

What is life like in Baguio city?

When we asked people living in Baguio city what life is like and how people spend their time, they said:

"Life for expats and digital nomads in Baguio City, Philippines is generally pleasant and comfortable. The city is known for its cool climate, which is a refreshing change from the tropical heat of other parts of the country. The cost of living is relatively low, making it an attractive destination for those who work remotely. Expats and digital nomads can enjoy a variety of local and international cuisines, as Baguio City is known for its vibrant food scene. The city also has a thriving arts and culture scene, with numerous museums, art galleries, and festivals throughout the year. The city is also known for its friendly and welcoming locals, making it easy for expats and digital nomads to integrate and make new friends. English is widely spoken, which makes communication easy. Baguio City also offers a range of accommodation options, from budget-friendly hostels to more luxurious apartments. The city is also well-connected with reliable internet, which is crucial for digital nomads. In terms of outdoor activities, Baguio City is surrounded by mountains and is close to several beaches, making it ideal for those who enjoy hiking, surfing, and other outdoor pursuits. However, it's worth noting that the city can get crowded, especially during peak tourist season. Traffic can also be a problem, especially in the city center. Despite these challenges, many expats and digital nomads find Baguio City a charming and comfortable place to live and work," wrote one member in Baguio city.

AGS Worldwide Movers

Relocating abroad soon? Make your move with AGS! AGS Worldwide Movers is a leader in the international moving industry. Our experience and expertise allows us to guarantee our clients the best quality moving services.

Learn MoreGet Quote

AGS Worldwide Movers

Relocating abroad soon? Make your move with AGS! AGS Worldwide Movers is a leader in the international moving industry. Our experience and expertise allows us to guarantee our clients the best quality moving services.

Learn MoreGet Quote

What do expats in Baguio city appreciate most about the local culture?

"Expats in Baguio City, Philippines, often appreciate the warm and welcoming nature of the local people. They are known for their hospitality and friendliness, making foreigners feel at home. The city's rich cultural heritage, reflected in its festivals, arts, and crafts, is also highly appreciated. Expats enjoy the vibrant local markets that offer a variety of fresh produce and local delicacies. The city's cool climate, beautiful landscapes, and clean environment are also highly valued. The slower pace of life in Baguio City compared to other major cities in the Philippines is another aspect that expats appreciate, as it allows for a more relaxed lifestyle. The city's strong sense of community and the locals' respect for nature and the environment are also aspects that expats find appealing," said one expat who made the move to Baguio city.

What do expats find most challenging?

"Expats in Baguio city may find the language barrier to be a significant challenge, as the local dialect, Kankanaey, is widely spoken, in addition to Filipino and English. The local customs and traditions, which are deeply rooted in the city's indigenous culture, may also be difficult to understand and adapt to for foreigners. The local cuisine, which includes exotic dishes like pinikpikan (a chicken dish prepared in a unique way) and etag (smoked pork), may be challenging for expats to get used to. The city's high altitude and cooler climate, compared to the rest of the country, may also pose a challenge for some expats. Lastly, the slower pace of life in Baguio, compared to major cities, may be a difficult adjustment for expats used to a faster, more hectic lifestyle," wrote a member in Baguio city.

Is there a lot of crime in Baguio city?

We asked people if there is a lot of crime. They answered:

"Baguio City, Philippines, generally has a lower crime rate compared to other cities in the country. The local government and police force have been working diligently to maintain peace and order in the city. However, like any other city, Baguio is not completely free from crime. Incidents such as theft, robbery, and physical assault do occur, but they are relatively infrequent. The city is known for its strict implementation of laws and ordinances, which contributes to its overall safety. Tourists and locals alike often commend the city for its safe and secure environment. Despite this, it is always recommended for residents and visitors to remain vigilant and take necessary precautions to avoid becoming victims of crime," commented one expat who made the move to Baguio city.

Is there a lot of diversity? Are people in Baguio city accepting of differences?

"Yes, Baguio City in the Philippines is known for its cultural diversity. It is a melting pot of different cultures and ethnicities, including the indigenous Ibaloi and Kankanaey people, as well as a mix of Tagalog, Ilocano, Kapampangan, Pangasinense, and other ethnic groups from different parts of the country. There is also a growing number of foreign residents, adding to the city's multicultural character. In terms of acceptance of differences, Baguio City is generally considered to be a tolerant and inclusive city. The city's diverse cultural background has fostered an environment of acceptance and respect for different cultures, traditions, and beliefs. The city is also known for its progressive views on gender equality and LGBTQ+ rights. For instance, it was one of the first cities in the Philippines to pass an anti-discrimination ordinance protecting the rights of the LGBTQ+ community. However, like any other place, individual experiences may vary," said one expat in Baguio city.

GeoBlueGeoBlue
Get Quote

GeoBlue is a trusted leader in international health insurance. Wherever your destination, GeoBlue can keep you and your family covered with the right health insurance. Get a GeoBlue Quote Today!

GeoBlueGeoBlue

GeoBlue is a trusted leader in international health insurance. Wherever your destination, GeoBlue can keep you and your family covered with the right health insurance. Get a GeoBlue Quote Today!
Get Quote

What are the schools in Baguio city like?

"Baguio City, Philippines, is home to several reputable international and bilingual schools. One of the most notable is the Brent International School Baguio, which is a part of the Brent Schools system. It offers an international curriculum from pre-kindergarten to grade 12, with a strong emphasis on holistic development. The school is known for its diverse student body and highly qualified faculty. More information can be found on their website: http://brentbaguio.edu.ph/. Another well-regarded institution is the Baguio Korean School, which caters primarily to Korean students residing in the city. The school offers a curriculum that aligns with the Korean education system, while also providing English language instruction. More details can be found on their Facebook page: https://www.facebook.com/BaguioKoreanSchool/. The Baguio Pines International Language School is a unique institution that focuses on English language instruction for both local and international students. The school offers a variety of programs, from short-term language courses to university preparation programs. More information can be found on their website: https://www.baguiopines.com/. The International School of Asia and the Pacific is another institution that offers a bilingual curriculum. The school provides a comprehensive education that combines academic excellence with character development. More details can be found on their website: http://www.isap.com.ph/. Lastly, the University of the Cordilleras, while not strictly an international school, is a highly respected institution that offers a variety of programs in both English and Filipino. The university is known for its strong emphasis on research and innovation. More information can be found on their website: https://www.uc-bcf.edu.ph/," explained one expat living in Baguio city, Philippines.

What are the pros and cons of living in Baguio city?

Expats, digital nomads and retirees living in Baguio city responded:

"In general, I like it. However, sometimes foreigners are treated differently. Many citizens try to overcharge or take advantage in other ways. Many locals want to be friends so they can take advantage of us. However, most people here are good, friendly, and courteous. Overall, I like it," commented one expat living in Baguio city, Philippines.

GeoBlueGeoBlue
Get Quote

GeoBlue is a trusted leader in international health insurance. Wherever your destination, GeoBlue can keep you and your family covered with the right health insurance. Get a GeoBlue Quote Today!

GeoBlueGeoBlue

GeoBlue is a trusted leader in international health insurance. Wherever your destination, GeoBlue can keep you and your family covered with the right health insurance. Get a GeoBlue Quote Today!
Get Quote

"The residents of Baguio City speak English more fluently than other places in the Philippines, in general," mentioned an expat living in Baguio city.

What advice to expats in Baguio city have about housing?

"Always better to rent for a few years to get a feel for the place. You can only own cindos in the Phiilippines. Only Filipinos can own land," said one expat living in Baguio city.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

GeoBlue
GeoBlue

Top-quality coverage for people who live, work, study and travel internationally.
Get Quote

GeoBlueGeoBlue

Top-quality coverage for people who live, work, study and travel internationally.
Get Quote

Contribute to Philippines Network Contribute
Help others in Philippines by answering questions about the challenges and adventures of living in Philippines.

Universal Tax Professionals
Universal Tax Professionals

Copyright 1997-2024 Burlingame Interactive, Inc.

Privacy Policy Legal Partners & Local Guides