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Dumaguete City, Philippines: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Dumaguete City | Expat Exchange
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Dumaguete City, Philippines

By Betsy Burlingame

Last updated on Mar 14, 2024

Summary: Expats, digital nomads and retirees talk about what it is really like living in Dumaguete City, Philippines. They offer advice about meeting people, cost of living, finding a home and more.

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What do I need to know about living in Dumaguete City?

When we asked people what advice they would give someone preparing to move to Dumaguete City, they said:

"Expats considering retirement in Dumaguete City should be aware of several key factors. Firstly, the cost of living is relatively low compared to Western countries, making it an attractive option for retirees. However, healthcare facilities may not be as advanced or readily available as in their home country, so it's important to have a comprehensive health insurance plan. The city is known for its friendly locals, beautiful scenery, and relaxed lifestyle, but it's also important to be aware of the cultural differences and respect local customs and traditions. English is widely spoken in Dumaguete City, which can make the transition easier for expats. The climate is tropical, with high temperatures and humidity throughout the year, and a rainy season from June to November. Expats should be prepared for this type of weather and take necessary precautions during the rainy season. The Philippines has a relatively high crime rate, although Dumaguete City is generally considered safe. Still, expats should take standard precautions to protect their personal safety and belongings. In terms of visa requirements, the Philippines offers a Special Resident Retiree’s Visa (SRRV) which allows unlimited stay and multiple entries, making it an ideal choice for retirees. Lastly, while Dumaguete City offers a range of amenities, it's not as developed as some other cities in the Philippines or Asia. Therefore, some Western comforts may not be available, and infrastructure such as roads and internet connectivity may not be as reliable," wrote a member in Dumaguete City.

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William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
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What do I need to know before moving to Dumaguete City?

When we asked people what advice they would give someone preparing to move to Dumaguete City, they said:

"Dumaguete City, also known as the "City of Gentle People," is a popular destination for expats due to its laid-back lifestyle, warm climate, and friendly locals. Before moving to Dumaguete City, expats should be aware of several important factors. Firstly, English is widely spoken in Dumaguete City, making it easier for expats to communicate and integrate into the local community. However, learning some basic phrases in the local language, Cebuano, can be beneficial and appreciated by the locals. The cost of living in Dumaguete City is relatively low compared to other cities in the Philippines and other countries. Expats can enjoy a comfortable lifestyle with affordable housing, food, and healthcare. However, it's important to note that while healthcare is affordable, the medical facilities may not be as advanced as those in larger cities or in Western countries. The city has a tropical climate, with a rainy season that typically runs from June to November. Expats moving from colder climates may need some time to adjust to the heat and humidity. Dumaguete City is known for its vibrant arts scene, with numerous galleries, music events, and festivals throughout the year. It's also home to several universities, which contribute to the city's youthful and energetic vibe. Public transportation in Dumaguete City mainly consists of tricycles, jeepneys, and buses. While these are affordable and readily available, traffic can be heavy during peak hours. The city is also known for its natural beauty, with numerous beaches, diving spots, and mountains nearby. However, expats should be aware that natural disasters such as typhoons and earthquakes can occur in the Philippines. Lastly, while Dumaguete City is generally safe, expats should still take basic precautions to protect their personal safety and belongings. It's also recommended to have a reliable local contact or support network in case of emergencies," said one expat who made the move to Dumaguete City.

How do I find a place to live in Dumaguete City?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Dumaguete City involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from apartments, condos, houses, or even dormitories if you're a student. Next, you can start your search online. Websites like Lamudi, Dot Property, and Rentpad have listings for Dumaguete City. These sites allow you to filter by property type, price range, and location. You can also check local classified ads in newspapers or online platforms like Craigslist or Facebook Marketplace. Another option is to hire a local real estate agent. They have extensive knowledge of the area and can help you find a place that suits your needs and budget. Make sure to communicate your preferences clearly to them, such as preferred neighborhoods, proximity to amenities, and whether you want a furnished or unfurnished place. Once you've found potential places, arrange for viewings. This will give you a chance to inspect the property, check its condition, and see the surrounding area. Don't forget to ask about the terms of the lease, including the duration, payment terms, and any additional fees. Lastly, once you've chosen a place, you'll need to secure it by signing a lease agreement and paying any necessary deposits. Make sure to read the lease agreement thoroughly and understand all the terms before signing. Remember, finding a place to live can take time, so it's best to start your search well in advance of your planned move," said one expat who made the move to Dumaguete City.

What is a typical expat home or apartment like in Dumaguete City?

"A typical expat home or apartment in Dumaguete City, is often located in a secure and peaceful neighborhood. These homes are usually fully furnished, featuring a living room, dining area, kitchen, and one or more bedrooms. The kitchen is typically equipped with modern appliances such as a refrigerator, stove, and sometimes even a dishwasher. The living room often has comfortable seating, a television, and sometimes even a home entertainment system. The bedrooms are usually spacious, with air conditioning units, comfortable beds, and ample storage space. Some homes may also have a study or home office, especially for those who work remotely. Bathrooms are typically modern and clean, with hot and cold showers. Many expat homes also have outdoor spaces like a balcony or a small garden, providing a place to relax and enjoy the tropical climate. Some apartments or homes may also have access to shared amenities like a swimming pool, gym, or barbecue area. The homes are often located close to local amenities such as supermarkets, restaurants, and schools. Some are even within walking distance to the beach or have a sea view. Despite being fully furnished and conveniently located, these homes are often quite affordable, making Dumaguete City a popular choice for expats. In terms of design, many homes blend modern and traditional Filipino styles. They often feature high ceilings, large windows, and tiled floors to keep the home cool in the tropical heat. Some homes may also incorporate local materials such as bamboo and native hardwoods in their design. Overall, a typical expat home in Dumaguete City offers a comfortable and convenient living environment, blending modern amenities with local charm," wrote a member in Dumaguete City.

What is the average cost of housing in Dumaguete City?

If you are thinking about moving to Dumaguete City, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Dumaguete City can vary greatly depending on the location, size, and type of property. For instance, a modest house in the city center may cost around PHP 3-5 million, while a luxury home in a prime location can go up to PHP 15-20 million. Renting a one-bedroom apartment in the city center may cost around PHP 10,000-15,000 per month, while a similar apartment outside the city center may cost around PHP 5,000-10,000 per month. However, these prices can fluctuate based on market conditions and other factors," said one expat in Dumaguete City.

How do I meet people in Dumaguete City?

When we asked people living in Dumaguete City about club and activities where newcomers can meet others, they responded:

"Dumaguete City, is a popular destination for expats, and there are numerous clubs and activities they can join to meet people and integrate into the local community. The Dumaguete Dive Club is a popular choice for those who enjoy exploring the underwater world, offering regular diving trips and social events. For those who prefer land-based activities, the Dumaguete Hash House Harriers is a social running club that organizes weekly runs and social gatherings. Expats with a love for the arts can join the Dumaguete Arts and Culture Circle, which organizes regular exhibitions, workshops, and cultural events. The Dumaguete Expats Club is another popular choice, offering a platform for expats to meet, share experiences, and participate in social and community service activities. In addition to joining clubs, expats can meet people in Dumaguete City by participating in local events and festivals, such as the Sandurot Festival, a week-long celebration of the city's history and culture. Volunteering is another great way to meet people and give back to the community. Organizations like the Little Children of the Philippines and the Dumaguete Animal Sanctuary are always looking for volunteers. Expats can also meet people by taking classes or workshops in local institutions. Silliman University, for example, offers a wide range of courses and often hosts events and lectures that are open to the public. Similarly, the Negros Oriental Arts & Heritage Center offers workshops in traditional Filipino crafts. Finally, simply exploring the city's vibrant food scene can be a great way to meet people. The city is known for its friendly and welcoming atmosphere, and striking up a conversation with locals at a café or restaurant is not uncommon," commented one expat who made the move to Dumaguete City.

William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

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William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

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What should I bring when moving to Dumaguete City?

People living in Dumaguete City were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Dumaguete City, you should pack lightweight and breathable clothing due to the tropical climate. Include a mix of short-sleeved shirts, shorts, and light dresses. Don't forget to pack a few formal outfits for special occasions or meetings. Since it can rain quite often, especially during the rainy season, it would be wise to pack a lightweight, waterproof jacket or a compact umbrella. Also, consider packing waterproof shoes or sandals. Sun protection is essential in Dumaguete City, so pack a good quality sunscreen, sunglasses, and a hat. If you plan on visiting the beach, which is quite popular in Dumaguete City, pack your swimsuit, beach towel, and snorkeling gear if you have it. For your toiletries, pack travel-sized essentials like shampoo, conditioner, toothpaste, and soap. However, these can also be easily purchased there. Don't forget to pack your necessary medications and a basic first aid kit. Pack your important documents such as your passport, visa, driver's license, and any other identification you might need. If you're planning on working or studying, pack your laptop, charger, and any other necessary electronics. Lastly, pack a reusable water bottle, as staying hydrated is important in the tropical climate," wrote a member in Dumaguete City.

Where should I setup a bank account in Dumaguete City?

We asked expats in Dumaguete City what banks they use and there advice about banking. They advised:

"Expats considering retirement in Dumaguete City, should be aware of several key factors. Firstly, the cost of living is relatively low compared to Western countries, making it an attractive option for retirees. However, healthcare facilities may not be as advanced or readily available as in their home country, so it's important to have a comprehensive health insurance plan. The city is known for its friendly locals and a laid-back lifestyle, but it's also important to understand the local culture and customs to integrate smoothly. English is widely spoken, which makes communication easier for expats. The climate is tropical, with high temperatures and humidity throughout the year, and a rainy season from June to December. Expats should be prepared for this type of weather and the potential for typhoons. Dumaguete City is also known for its natural beauty, with easy access to beaches, mountains, and diving spots. However, it's important to note that infrastructure may not be as developed as in Western countries, which can affect road conditions and internet connectivity. Safety is generally not a major concern in Dumaguete City, but like anywhere, it's important to take precautions, especially against petty crime. Finally, expats should familiarize themselves with the visa requirements for long-term stay in the Philippines. It's advisable to consult with a legal expert or the local embassy to understand the process and requirements," explained one expat living in Dumaguete City, Philippines.

Will I be able to find a job in Dumaguete City?

When we asked people about industries and career opportunities in Dumaguete City, they reponded:

"Foreigners in Dumaguete City often work as English teachers, given the high demand for English language instruction in the country. Some also find employment in the tourism industry, working in hotels, resorts, or travel agencies. Others may work in the city's growing IT and business process outsourcing sectors, particularly if they have specialized skills in these areas. There are also foreigners who work as dive instructors or marine conservationists, given the city's proximity to renowned diving spots. Additionally, some foreigners in Dumaguete City are retirees who run small businesses, such as restaurants or bars," said one expat in Dumaguete City.

What is life like in Dumaguete City?

When we asked people living in Dumaguete City what life is like and how people spend their time, they said:

"Life for expats and digital nomads in Dumaguete City is generally relaxed and comfortable. The city is known for its friendly locals, low cost of living, and a warm, tropical climate. It's a small city, so it's easy to get around, either by walking or by taking a tricycle, which is the local mode of transportation. The city is also known as a university town, which means there's a vibrant student population and a lot of cultural activities. There are plenty of cafes and restaurants, serving both local and international cuisine, which are great places to work or relax. For those who love the outdoors, there are plenty of opportunities for diving, snorkeling, and exploring nearby islands. The city is also close to mountains and waterfalls for those who prefer hiking or nature trips. Internet connectivity can be a bit of a challenge in some areas, but there are coworking spaces available with reliable internet. English is widely spoken in Dumaguete, making it easier for expats and digital nomads to communicate and get around. Healthcare facilities are adequate, with several hospitals and clinics in the city. Expats and digital nomads will also find it easy to fit in, as there's a growing community of foreigners living in the city. Overall, Dumaguete City offers a laid-back lifestyle, with a mix of city conveniences and natural attractions, making it an attractive destination for expats and digital nomads," wrote a member in Dumaguete City.

What do expats in Dumaguete City appreciate most about the local culture?

"Expats in Dumaguete City often appreciate the warm and welcoming nature of the local people. They are known for their hospitality and friendliness, making newcomers feel at home. The laid-back lifestyle is also a big draw for expats, as it offers a break from the hustle and bustle of big city life. The local culture is rich in tradition and history, with numerous festivals and events that expats can participate in. The city's vibrant arts scene, with its local music, dance, and visual arts, is also highly appreciated. The local cuisine, which features a mix of Filipino and international dishes, is another aspect of the culture that expats enjoy. Lastly, the natural beauty of Dumaguete, with its stunning beaches and mountains, is deeply appreciated by expats," explained one expat living in Dumaguete City, Philippines.

What do expats find most challenging?

"Expats in Dumaguete City may find the language barrier to be one of the most challenging aspects of the local culture, as the primary language spoken is Cebuano, followed by Tagalog and English. The slower pace of life, which is typical in many provincial areas in the Philippines, may also be a challenge for expats who are used to a faster, more hectic lifestyle. The local cuisine, which heavily features seafood and pork, may also be a challenge for those who are not used to such a diet. Additionally, the concept of "Filipino time", where events often start later than scheduled, may be difficult for expats who are used to strict punctuality. Lastly, the hot and humid tropical climate can be a challenge for those who are not used to such weather conditions," wrote one member in Dumaguete City.

Is there a lot of crime in Dumaguete City?

We asked people if there is a lot of crime. They answered:

"Like any city, Dumaguete City in the Philippines experiences crime, but it is generally considered to be a safe city. The most common crimes reported are petty crimes such as theft and pickpocketing. Violent crimes are less common and are usually not targeted at tourists or foreigners. The local police force is active and responsive in maintaining peace and order. However, it is always advisable for residents and visitors to take standard precautions to protect their personal safety and belongings," remarked one expat who made the move to Dumaguete City.

Is there a lot of diversity? Are people in Dumaguete City accepting of differences?

"Dumaguete City, is known for its rich cultural diversity. The city is home to people from various ethnic backgrounds, religions, and cultures, creating a vibrant and diverse community. It is also a popular destination for foreign retirees, adding to its multicultural atmosphere. People in Dumaguete City are generally accepting of differences. The city's diverse population has fostered a culture of tolerance and acceptance. The locals, known as Dumagueteños, are renowned for their hospitality and friendliness towards both locals and foreigners. The city's educational institutions also play a significant role in promoting cultural exchange and understanding, further enhancing the city's acceptance of diversity," remarked one expat living in Dumaguete City, Philippines.

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William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

William RussellWilliam Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
Get Quote

What are the schools in Dumaguete City like?

"Dumaguete City, is home to several educational institutions that cater to both local and international students. One of the most notable is Silliman University, a private research university that offers programs from kindergarten to postgraduate levels. It is the first American university in the Philippines and the entire Asian continent. The university is known for its programs in the liberal arts and sciences. It also offers a number of international programs and has partnerships with over 80 institutions in 25 countries. More information can be found on their website: http://www.su.edu.ph/. Another institution is the Negros Oriental State University (NORSU), a state university that offers a wide range of programs from basic education to graduate studies. NORSU is known for its strong programs in education, engineering, and technology. More about NORSU can be found on their website: http://www.norsu.edu.ph/. For younger students, there's the Dumaguete City High School, a public secondary school that offers a comprehensive curriculum for students in grades 7-12. The school is known for its strong academic programs and its commitment to serving the local community. More information can be found on their Facebook page: https://www.facebook.com/DumagueteCityHighSchool/. For bilingual education, there's the ABC Learning Center, a preschool that offers a bilingual curriculum in English and Filipino. The school is known for its nurturing environment and its emphasis on holistic development. More information can be found on their Facebook page: https://www.facebook.com/ABCLearningCenterDumaguete/. Lastly, there's the Dumaguete Montessori School, a private school that follows the Montessori method of education. The school offers programs for children aged 2-12 and is known for its emphasis on individualized learning and development. More information can be found on their website: http://dumaguetemontessori.com/," wrote an expat with kids at in Dumaguete City.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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