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El Nido, Philippines: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in El Nido | Expat Exchange
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El Nido, Philippines

By Betsy Burlingame

Last updated on Mar 03, 2024

Summary: Expats, digital nomads and retirees talk about what it is really like living in El Nido, Philippines. They offer advice about meeting people, cost of living, finding a home and more.

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What do I need to know about living in El Nido?

When we asked people what advice they would give someone preparing to move to El Nido, they said:

"Expats considering retirement in El Nido, should be aware that the cost of living is generally lower than in Western countries, but it can vary depending on lifestyle choices. They should also know that the primary language spoken is Filipino, but English is widely understood and spoken. Healthcare in El Nido is basic, so expats with serious health conditions may need to travel to larger cities for treatment. Expats should also be aware that the climate is tropical, with a dry season from November to May and a wet season from June to October. El Nido is known for its natural beauty, including beaches, lagoons, and wildlife, making it a popular destination for tourists. However, this also means that it can get crowded during peak travel seasons. Expats should also know that they will need a visa to stay in the Philippines long-term. There are several types of visas available, including a Special Resident Retiree’s Visa (SRRV) which is specifically for foreign nationals who wish to retire in the Philippines. In terms of safety, while El Nido is generally safe, expats should still exercise caution, especially at night or when in less populated areas. Lastly, expats should be aware that while the infrastructure in El Nido has improved in recent years, it is still developing. Power outages can be common, and internet service can be unreliable," remarked one expat who made the move to El Nido.

"Electricity still the major issue - install a solar panel. Communication and internet is improving - StarLink is already available. Road Network is improving - new roads open and cemented," explained one expat living in El Nido, Philippines.

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What do I need to know before moving to El Nido?

When we asked people what advice they would give someone preparing to move to El Nido, they said:

"El Nido is a beautiful tropical paradise, known for its stunning beaches, clear waters, and diverse marine life. Before moving there, expats should be aware that the cost of living is relatively low compared to Western countries, but the wages are also significantly lower. The official language is Filipino, but English is widely spoken, especially in tourist areas. However, learning some basic Filipino phrases can be beneficial. The climate is tropical, with a dry season from November to April and a wet season from May to October. It can get very hot and humid, especially during the summer months. Healthcare facilities in El Nido are basic, so for serious medical conditions, you may need to travel to Puerto Princesa or Manila. It's recommended to have comprehensive health insurance that covers medical evacuation. The local cuisine is a mix of Filipino, Spanish, and Asian influences, with seafood being a staple. Public transportation is limited to tricycles, motorcycles, and jeepneys. For longer distances, you can rent a car or take a boat. The internet connection can be slow and unreliable, especially in remote areas. El Nido is generally safe, but like anywhere, it's important to take precautions against petty crime. The culture is very friendly and welcoming, but it's important to respect local customs and traditions. Finally, while El Nido is a popular tourist destination, it's also a protected area. Expats should be mindful of their environmental impact and adhere to local regulations to preserve the area's natural beauty," wrote one member in El Nido.

How do I find a place to live in El Nido?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in El Nido involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from a simple room rental to a more luxurious villa or apartment. Next, you should research the different areas in El Nido. Some popular areas include the town proper, Corong-Corong, and Las Cabanas. Each area has its own unique vibe and advantages, so it's important to choose one that suits your lifestyle and preferences. Once you've decided on an area, you can start looking for available accommodations. There are several online platforms where you can find listings, such as Airbnb, Booking.com, and local real estate websites. You can also check social media groups or forums for expats living in El Nido, as they often share information about available rentals. When you find a place that you're interested in, contact the owner or property manager to arrange a viewing. This is a crucial step, as it allows you to see the place in person and assess its condition, location, and proximity to amenities. During the viewing, don't hesitate to ask questions about the property. You might want to inquire about the terms of the lease, the payment method, and any additional costs such as utility bills or maintenance fees. If you're satisfied with the place, you can proceed to negotiate the lease terms and sign the contract. Make sure to read the contract carefully and understand all the terms before signing. Finally, once the contract is signed, you can arrange for the move-in. You might need to hire a moving company or rent a vehicle, depending on the amount of stuff you have. Remember, finding a place to live in El Nido might take some time and patience, but with careful planning and research, you can find a place that suits your needs and budget," commented one expat who made the move to El Nido.

What is a typical expat home or apartment like in El Nido?

"A typical expat home or apartment in El Nido, is often located near the beach, offering stunning views of the ocean and the surrounding natural beauty. These homes are usually designed to blend in with the tropical environment, featuring open layouts, large windows, and balconies to allow for natural light and fresh air. The interiors are often furnished with locally sourced materials, such as bamboo and rattan, giving them a rustic yet comfortable feel. Many expat homes also come with modern amenities like air conditioning, Wi-Fi, and fully equipped kitchens. Some may even have a small garden or a pool. Despite being in a relatively remote location, these homes are usually within easy reach of local shops, restaurants, and other amenities," explained one expat living in El Nido, Philippines.

What is the average cost of housing in El Nido?

If you are thinking about moving to El Nido, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in El Nido can vary greatly depending on the type of accommodation. For a simple local house or apartment, the monthly rent can be quite affordable. However, for more luxurious villas or beachfront properties, the cost can be significantly higher. It's also important to note that buying property can be a complex process for foreigners due to local laws and regulations. Overall, while El Nido can be more expensive than other parts of the Philippines due to its popularity as a tourist destination, it is still generally more affordable than many Western countries," said one expat who made the move to El Nido.

How do I meet people in El Nido?

When we asked people living in El Nido about club and activities where newcomers can meet others, they responded:

"El Nido, is a popular destination for expats, and there are numerous clubs and activities they can join to meet people and immerse themselves in the local culture. Many expats join local sports clubs, such as diving, surfing, and yoga groups, which are popular due to the town's coastal location. There are also language exchange groups where expats can learn Tagalog or other local languages while teaching their own. In addition to clubs, there are many other ways for expats to meet people in El Nido. Many expats volunteer with local charities or environmental organizations, which is a great way to give back to the community and meet like-minded individuals. Others get involved in the local arts scene, attending gallery openings, music festivals, and other cultural events. Dining out is another popular activity in El Nido, and many expats meet people by frequenting local restaurants and bars. The town has a vibrant nightlife scene, with many establishments hosting live music and other events. Finally, many expats in El Nido meet people simply by being active in the community. This could involve participating in local festivals and events, shopping at local markets, or even just striking up conversations with neighbors and shopkeepers. The people of El Nido are known for their friendliness and hospitality, and many expats find that they quickly feel at home in this welcoming community," said one expat who made the move to El Nido.

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SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.

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What should I bring when moving to El Nido?

People living in El Nido were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to El Nido, you should pack lightweight and breathable clothing due to the tropical climate. Include items such as shorts, t-shirts, and sundresses. A swimsuit is a must-have as El Nido is famous for its beautiful beaches. You should also pack a light jacket or sweater for cooler evenings. Footwear should include comfortable walking shoes for exploring the town and flip-flops for the beach. Don't forget to pack a hat, sunglasses, and plenty of sunscreen to protect yourself from the sun. Bring along your toiletries, but remember that most items can be purchased locally. If you have specific brands or products you prefer, it might be best to bring them with you. Pack any necessary medications and a basic first aid kit. It's also a good idea to bring a water bottle to stay hydrated. If you plan on using electronic devices, remember to pack the necessary chargers and adapters as the Philippines uses a different plug type. Lastly, don't forget important documents such as your passport, driver's license, and any necessary visas or permits. It's also a good idea to have copies of these documents in case of loss or theft," said one expat in El Nido.

Where should I setup a bank account in El Nido?

We asked expats in El Nido what banks they use and there advice about banking. They advised:

"Expats considering retirement in El Nido, should be aware that the cost of living is generally lower than in Western countries, but it can vary depending on lifestyle choices. They should also know that the primary language spoken is Filipino, but English is widely understood and spoken. Healthcare in El Nido is basic, so expats with serious health conditions may need to travel to larger cities for treatment. Expats should also be aware that the climate is tropical, with a dry season from November to May and a wet season from June to October. El Nido is known for its natural beauty, including beaches, lagoons, and wildlife, making it a popular destination for tourists. However, this also means that it can get crowded during peak travel seasons. Expats should also know that they will need a visa to stay in the Philippines long-term. There are several types of visas available, including a Special Resident Retiree’s Visa (SRRV) which is specifically for foreign nationals who wish to retire in the Philippines. In terms of safety, while El Nido is generally safe, expats should still exercise caution, especially at night or when in less populated areas. Lastly, expats should be aware that while the infrastructure in El Nido has improved in recent years, it is still developing. Power outages can be common, and internet service can be unreliable," wrote one member in El Nido.

Will I be able to find a job in El Nido?

When we asked people about industries and career opportunities in El Nido, they reponded:

"Foreigners in El Nido often work in the tourism industry, taking roles such as dive instructors, tour guides, or hotel and resort staff. Some also establish their own businesses, like restaurants, bars, or souvenir shops catering to the influx of tourists. Others may work in non-profit organizations, contributing to local community development or environmental conservation efforts. There are also foreigners who work remotely in fields like writing, graphic design, or digital marketing while living in El Nido," wrote a member in El Nido.

What is life like in El Nido?

When we asked people living in El Nido what life is like and how people spend their time, they said:

"Life for expats and digital nomads in El Nido is often described as a tropical paradise. The town is known for its stunning beaches, crystal clear waters, and diverse marine life, making it a popular destination for diving and snorkeling. The cost of living is relatively low, allowing expats and digital nomads to enjoy a comfortable lifestyle. The local community is friendly and welcoming, making it easy for newcomers to settle in. English is widely spoken, which makes communication easy. The food is a blend of local and international cuisines, with plenty of fresh seafood available. For digital nomads, the internet connection can be a bit unreliable, but there are several cafes and co-working spaces that offer high-speed internet. The town is also quite small, so everything is within walking distance. Despite its remote location, El Nido has a vibrant nightlife with plenty of bars and restaurants. There are also numerous outdoor activities to enjoy, such as hiking, island hopping, and exploring the many hidden beaches and lagoons. However, it's worth noting that the healthcare facilities in El Nido are basic, so for serious medical conditions, one would need to travel to Puerto Princesa or even Manila. Overall, life in El Nido offers a laid-back, beach lifestyle with a strong sense of community, making it an attractive destination for expats and digital nomads," remarked one expat who made the move to El Nido.

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What do expats in El Nido appreciate most about the local culture?

"Expats in El Nido often appreciate the warm and welcoming nature of the local people. They are known for their hospitality and friendliness, always ready to help or offer a smile. The laid-back lifestyle is another aspect that expats enjoy. The pace of life in El Nido is slower and more relaxed compared to many Western countries, which can be a refreshing change. Expats also appreciate the rich cultural heritage of El Nido. The local culture is a blend of indigenous traditions and influences from Spanish, American, and Asian cultures, which is reflected in the local cuisine, festivals, and arts. The strong sense of community in El Nido is another aspect that expats value. Locals often come together to celebrate festivals, help each other in times of need, and maintain the beauty of their surroundings. Lastly, expats love the natural beauty of El Nido. The stunning landscapes, pristine beaches, and diverse wildlife are a constant source of awe and inspiration. The local culture's respect for nature and commitment to preserving it is something that expats deeply appreciate," commented one expat who made the move to El Nido.

What do expats find most challenging?

"Expats in El Nido often find the language barrier to be the most challenging aspect of the local culture, as not everyone speaks English fluently. The slower pace of life can also be a challenge for those accustomed to a faster, more efficient lifestyle. The lack of certain amenities and conveniences that they may be used to in their home countries, such as reliable internet or a wide variety of food options, can also be difficult to adjust to. Some expats may also struggle with the local customs and social norms, which can be quite different from what they are used to. The tropical climate, while beautiful, can also be challenging for those not used to the heat and humidity. Lastly, the local transportation system, which relies heavily on tricycles and jeepneys, can be a bit of a culture shock for newcomers," said one expat who made the move to El Nido.

Is there a lot of crime in El Nido?

We asked people if there is a lot of crime. They answered:

"El Nido, is generally considered a safe destination for tourists. The crime rate is relatively low compared to other areas in the country. Most reported incidents are petty crimes like pickpocketing or theft, which are common in areas frequented by tourists. Violent crimes are rare, and locals are known for their hospitality and friendliness towards visitors. However, like any other tourist destination, it is always advisable for visitors to be vigilant and take standard safety precautions to avoid any potential issues," explained one expat living in El Nido, Philippines.

Is there a lot of diversity? Are people in El Nido accepting of differences?

"El Nido, is a place that showcases a rich diversity in terms of culture, ethnicity, and traditions. It is home to various ethnic groups, each with their unique customs and practices, contributing to the vibrant cultural tapestry of the area. The locals, known for their warm hospitality, are generally accepting of differences. They are accustomed to interacting with tourists from different parts of the world, which has fostered a culture of acceptance and respect for diversity. This welcoming attitude extends not just to foreign visitors but also to their fellow locals who may have different backgrounds or beliefs," wrote one member in El Nido.

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SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.

Click connect to have our partner contact you via e-mail and/or phone.

SJB GlobalSJB Global

SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.
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Click connect to have our partner contact you via e-mail and/or phone.

What are the schools in El Nido like?

"El Nido is a small town known for its beautiful beaches and natural attractions. It's not a major city, so it doesn't have a wide range of international or bilingual schools like you would find in Manila or Cebu. Most of the schools in El Nido are public schools that follow the Philippine education system. However, there are some educational institutions that cater to the needs of the local and expatriate community. One of them is the Palawan Hope Christian School, located in Puerto Princesa, the capital of Palawan province. This school offers a K-12 program and uses English as the medium of instruction. It's not exactly in El Nido, but it's the closest option for an English-speaking school. Here is the link to their Facebook page: https://www.facebook.com/PalawanHopeChristianSchool/ Another option is the International School of Sustainable Tourism (ISST), which is also located in Puerto Princesa. This school offers courses related to tourism and sustainability, which are relevant to the local context of El Nido. Here is the link to their website: http://www.isst.edu.ph/ For younger children, there's the Talaandig Tribe School, a Montessori-inspired school that offers a bilingual program in English and Filipino. It's located in the nearby town of Taytay, which is about an hour's drive from El Nido. Here is the link to their Facebook page: https://www.facebook.com/TalaandigTribeSchool/ Please note that these schools are not exactly in El Nido, but they are the closest options available. If you're looking for a full-fledged international school, you might need to consider other cities in the Philippines," said one parent with children at in El Nido.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
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