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Bacolod City, Philippines: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Bacolod City | Expat Exchange
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Bacolod City, Philippines

By Betsy Burlingame

Last updated on Oct 08, 2024

Summary: Expats, digital nomads and retirees talk about what it is really like living in Bacolod City, Philippines. They offer advice about meeting people, cost of living, finding a home and more.

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What do I need to know about living in Bacolod City?

When we asked people what advice they would give someone preparing to move to Bacolod City, they said:

"Expats considering retirement in Bacolod City, should be aware of several key factors. Firstly, the cost of living is relatively low compared to Western countries, making it an attractive option for retirees. However, healthcare facilities may not be as advanced or readily available as in their home country, so it's important to have a comprehensive health insurance plan. The official language is Filipino, but English is widely spoken, making communication easier for expats. The city is known for its friendly locals, vibrant festivals, and delicious food, offering a rich cultural experience. The climate is tropical, with a rainy season from June to November, and a dry season from December to May. Expats should be prepared for high humidity and occasional typhoons. Bacolod City has a slower pace of life compared to other major cities in the Philippines, which can be a positive or negative depending on personal preference. Public transportation is readily available, but traffic can be heavy, especially during peak hours. Safety is a concern in any city, and while Bacolod City is generally safe, expats should still exercise caution, especially at night. Finally, it's important to understand the visa requirements for retiring in the Philippines. The Special Resident Retiree’s Visa (SRRV) is a popular option for many expats, but it requires a deposit and has certain age and income requirements," remarked one expat who made the move to Bacolod City.

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What do I need to know before moving to Bacolod City?

When we asked people what advice they would give someone preparing to move to Bacolod City, they said:

"Bacolod City, also known as the City of Smiles, is located in the Philippines and is known for its friendly locals, delicious food, and vibrant festivals. Before moving to Bacolod City, expats should be aware of several important factors. Firstly, English is widely spoken in Bacolod City, making it easier for expats to communicate with locals. However, learning some basic phrases in Hiligaynon, the local language, can be beneficial and appreciated by the locals. The cost of living in Bacolod City is relatively low compared to other cities in the Philippines. Expats can expect to find affordable housing, food, and transportation. However, it's important to negotiate rental agreements and understand the terms before signing. Bacolod City has a tropical climate, with a wet and dry season. Expats should be prepared for high humidity and frequent rain during the wet season. It's also important to note that the city is prone to typhoons. Healthcare facilities in Bacolod City are adequate, with several hospitals and clinics available. However, more complex medical issues may require travel to larger cities. Expats should ensure they have comprehensive health insurance that covers medical evacuation if necessary. The city is known for its safety and low crime rate, but like any city, it's important to take standard precautions, especially at night or in less crowded areas. Bacolod City has a rich cultural heritage, with numerous festivals throughout the year. The most famous is the MassKara Festival, a month-long celebration held in October. Expats are encouraged to participate in these cultural events to fully immerse themselves in the local culture. Public transportation in Bacolod City mainly consists of jeepneys and tricycles. Expats may find it challenging to navigate at first, but locals are usually willing to help. Finally, Filipinos are known for their hospitality and friendliness. Expats moving to Bacolod City can expect a warm welcome and a strong sense of community," remarked one expat living in Bacolod City, Philippines.

How do I find a place to live in Bacolod City?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Bacolod City involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from apartments, condos, houses, or even dormitories. Next, you should research the different neighborhoods in Bacolod City to find one that suits your lifestyle and preferences. Some popular areas include the city center, Mandalagan, and Villamonte. Once you've identified your preferred area, you can start your search. There are several online platforms where you can find listings for available properties. Websites like Lamudi, Dot Property, and Property24 have extensive listings for Bacolod City. You can also check local newspapers like the Visayan Daily Star or SunStar Bacolod for classified ads. Another option is to hire a local real estate agent. They can help you navigate the local market, arrange viewings, and negotiate prices. When you find a property you're interested in, make sure to inspect it thoroughly. Check the condition of the property, ask about any additional fees, and inquire about the terms of the lease. Finally, once you're satisfied with the property, you can proceed with the rental or purchase process. This usually involves signing a contract and paying a deposit or down payment. Remember, it's important to take your time and not rush the process. Finding the right place to live can take time, but it's worth it to find a place you'll be happy with," wrote one member in Bacolod City.

What is a typical expat home or apartment like in Bacolod City?

"A typical expat home or apartment in Bacolod City, is often located in a secure and well-maintained residential area. These homes are usually spacious, with multiple bedrooms and bathrooms, a living room, a dining area, and a fully equipped kitchen. Some homes may also have a garden or a small yard. The apartments, on the other hand, are usually located in modern buildings with amenities such as a swimming pool, gym, and 24-hour security. They are often fully furnished, with air conditioning, internet connection, and cable TV. The interior design usually blends modern and traditional Filipino styles, with wooden furniture, bright colors, and local artwork. The location is also a key factor, with many expats choosing homes close to international schools, shopping centers, hospitals, and restaurants. Despite being in the city, these homes and apartments often offer peaceful and quiet surroundings, providing a comfortable living environment for expats," explained one expat living in Bacolod City, Philippines.

What is the average cost of housing in Bacolod City?

If you are thinking about moving to Bacolod City, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Bacolod City can vary greatly depending on the type and location of the property. For instance, a modest house in the city center may cost significantly less than a luxury condominium or a large house in a gated community. On average, however, you can expect to pay a moderate amount for a decent house in Bacolod City. Prices can be relatively affordable compared to other major cities in the Philippines, making it an attractive place for both locals and expatriates to settle down," remarked one expat living in Bacolod City, Philippines.

How do I meet people in Bacolod City?

When we asked people living in Bacolod City about club and activities where newcomers can meet others, they responded:

"Expats in Bacolod City, often join various clubs and activities to meet new people and immerse themselves in the local culture. They may participate in sports clubs such as golf, tennis, or swimming, which are popular in the city. There are also language exchange groups where expats can learn the local dialect while teaching their native language to locals. Cultural clubs are also popular, offering opportunities to learn about Filipino history, arts, and traditions. Expats may also join cooking classes to learn how to prepare local delicacies, or participate in wine tasting clubs, as Bacolod is known for its sugar cane plantations and rum production. In addition to joining clubs and activities, expats often meet people through community events and festivals. Bacolod City is known as the "City of Smiles" and hosts the annual MassKara Festival, a month-long celebration filled with street dancing, music, and colorful costumes. This event attracts both locals and foreigners, making it a great opportunity for expats to socialize and meet new people. Expats also meet people through volunteering. There are numerous non-profit organizations and charities in Bacolod City that welcome the help of foreigners. Volunteering not only allows expats to give back to the community, but also provides a platform to meet like-minded individuals. Networking events and business meetups are also common in Bacolod City, especially for expats involved in the booming BPO industry. These events provide opportunities to meet professionals from various fields and expand one's professional network. Lastly, expats often meet people simply by exploring the city, visiting local markets, dining in local restaurants, or attending church services. The people of Bacolod City are known for their friendliness and hospitality, making it easy for expats to feel welcomed and make new friends," explained one expat living in Bacolod City, Philippines.

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What should I bring when moving to Bacolod City?

People living in Bacolod City were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Bacolod City, you should pack lightweight and breathable clothing due to the tropical climate. Include items such as shorts, t-shirts, and light dresses. Don't forget to pack a raincoat or umbrella as Bacolod experiences a rainy season. Pack comfortable footwear suitable for walking, as well as flip-flops for the beach. If you plan on visiting religious sites, pack modest clothing that covers your shoulders and knees. Bring a hat, sunglasses, and plenty of sunscreen to protect yourself from the sun. Also, consider packing insect repellent to protect against mosquitoes. Pack all necessary toiletries, but remember that most items can be purchased locally. If you take prescription medication, bring enough to last your stay, along with a copy of your prescription. Don't forget to pack your passport, driver's license, and other necessary identification. Also, bring any necessary visas or paperwork for your stay in the Philippines. Pack a basic first aid kit with band-aids, antiseptic wipes, and over-the-counter medication for common ailments like headaches and stomach issues. If you plan on using electronics, bring a power adapter as the Philippines uses a different plug type than many other countries. Lastly, pack a few comfort items from home, such as your favorite snacks or books, to help you settle into your new home," said one expat in Bacolod City.

Where should I setup a bank account in Bacolod City?

We asked expats in Bacolod City what banks they use and there advice about banking. They advised:

"Expats considering retirement in Bacolod City should be aware of several key factors. Firstly, the cost of living is relatively low compared to Western countries, making it an attractive option for those on a fixed income. However, healthcare facilities may not be as advanced or readily available as in their home country, so it's important to have a comprehensive health insurance plan. The official language is Filipino, but English is widely spoken, making communication easier for English-speaking expats. The city has a tropical climate, with a rainy season from June to November, and a dry season from December to May. Bacolod City is known for its friendly locals, vibrant festivals, and delicious food. It's also home to several golf courses, shopping malls, and other amenities. However, it's important to note that the pace of life is slower than in many Western countries, which some may find relaxing, while others may find frustrating. The Philippines has a relatively high crime rate, although Bacolod City is generally considered safer than other parts of the country. Still, it's important to take standard safety precautions, such as avoiding displaying wealth in public and being aware of your surroundings. Finally, expats should be aware of the visa requirements for living in the Philippines. The country offers a Special Resident Retiree's Visa (SRRV) for foreign nationals who are at least 50 years old and meet certain financial requirements. This visa allows holders to live, work, and study in the Philippines, and comes with other benefits such as duty-free importation of household goods," said one expat who made the move to Bacolod City.

Will I be able to find a job in Bacolod City?

When we asked people about industries and career opportunities in Bacolod City, they reponded:

"Foreigners in Bacolod City often find employment in various sectors. Many work as English teachers in language schools due to the high demand for English education. Some foreigners also work in the booming call center industry as trainers, team leaders, or customer service representatives. Others are employed in the tourism industry, working in hotels, resorts, or travel agencies. There are also foreigners who work in the city's thriving IT sector, particularly in software development and digital marketing. Additionally, some foreigners start their own businesses in Bacolod City, such as restaurants or retail shops. Lastly, a number of foreigners work for non-governmental organizations, particularly those involved in community development or environmental conservation," commented one expat who made the move to Bacolod City.

What is life like in Bacolod City?

When we asked people living in Bacolod City what life is like and how people spend their time, they said:

"Life for expats and digital nomads in Bacolod City is generally comfortable and affordable. The city offers a relaxed lifestyle with a low cost of living, making it an attractive destination for those who work remotely. The local community is friendly and welcoming, with English widely spoken, making it easier for foreigners to communicate and integrate. Bacolod City is known for its vibrant food scene, with a wide variety of local and international cuisines available. The city also has a rich cultural heritage, with numerous festivals and events throughout the year that expats can enjoy. For digital nomads, the city offers reliable internet connectivity, with numerous co-working spaces and cafes providing suitable work environments. The city is also relatively safe, with a low crime rate compared to other cities in the Philippines. Despite its urban amenities, Bacolod City is also close to nature, with beautiful beaches and mountains nearby for weekend getaways. The city's healthcare facilities are decent, with a number of hospitals and clinics available for medical needs. However, expats may face challenges such as the hot and humid climate, and occasional power outages. Traffic can also be a problem, especially during peak hours. Despite these challenges, many expats and digital nomads find living in Bacolod City a rewarding and enjoyable experience," said one expat in Bacolod City.

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What do expats in Bacolod City appreciate most about the local culture?

"Expats in Bacolod City often appreciate the warm and friendly nature of the locals. They are known for their hospitality and willingness to help, making newcomers feel welcome and at ease. The city's vibrant festivals, particularly the MassKara Festival, are also a highlight, showcasing the city's rich culture and history. Expats also appreciate the local cuisine, which is a blend of Filipino, Spanish, and Chinese influences, offering a unique and flavorful dining experience. The slower pace of life in Bacolod City is another aspect that expats enjoy, as it provides a refreshing change from the hustle and bustle of larger cities. The city's natural beauty, with its stunning beaches and scenic landscapes, is also highly appreciated. Lastly, the cost of living in Bacolod City is relatively low, making it an attractive place for expats to live and work," said one expat in Bacolod City.

What do expats find most challenging?

"Expats in Bacolod City may find the language barrier to be the most challenging aspect of the local culture, as the majority of locals speak Hiligaynon or Ilonggo, and while English is taught in schools, not everyone is fluent. The slower pace of life can also be a challenge for those accustomed to a fast-paced, highly efficient lifestyle. The local cuisine, which is heavy on meat and rice, may be difficult for some to adapt to, especially for those with dietary restrictions or preferences. The tropical climate, with its high humidity and frequent rain, can also be a challenge for those not used to such conditions. Lastly, the local concept of time, known as "Filipino Time", where events often start later than scheduled, can be frustrating for those who value punctuality," wrote one member in Bacolod City.

Is there a lot of crime in Bacolod City?

We asked people if there is a lot of crime. They answered:

"Like any other city, Bacolod City in the Philippines experiences crime. However, the local government and police force are continuously working to maintain peace and order. The city has implemented various measures to prevent and control crime, such as increased police visibility, installation of CCTV cameras in public places, and community awareness programs. The types of crime that occur range from petty crimes like theft and robbery to more serious offenses like drug trafficking and murder. Despite these issues, many residents and visitors still consider Bacolod City relatively safe compared to other cities in the country. The city's vibrant culture, friendly people, and strong sense of community contribute to its overall safety," wrote a member in Bacolod City.

Is there a lot of diversity? Are people in Bacolod City accepting of differences?

"Bacolod City, is a melting pot of different cultures, traditions, and ethnicities, contributing to a rich diversity in the city. The city is home to a mix of locals, known as Bacolodnons, as well as people from other regions of the Philippines and expatriates from different parts of the world. This diversity is reflected in the city's vibrant culture, food, and festivals. Bacolod City is known for its warm and hospitable people. The locals are generally accepting and respectful of differences, whether it be in terms of culture, religion, or lifestyle. The city's welcoming atmosphere is one of the reasons why it is often referred to as the "City of Smiles". The people of Bacolod City are known for their resilience, friendliness, and their ability to embrace and celebrate diversity," commented one expat who made the move to Bacolod City.

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What are the schools in Bacolod City like?

"Bacolod City, is home to several reputable international and bilingual schools. One of them is the St. Scholastica's Academy Bacolod, a private Catholic school run by the Benedictine sisters. It offers a K-12 curriculum and is known for its strong emphasis on character development and academic excellence. The school's website is https://ssab.edu.ph/. Another notable institution is the University of St. La Salle, a private Catholic university run by the De La Salle Brothers. It offers a wide range of programs from basic education to postgraduate studies. The university is known for its commitment to holistic education, fostering both intellectual and moral growth. Their website is https://www.usls.edu.ph/. The Bacolod Tay Tung High School is a private Chinese school that offers a bilingual curriculum. It is one of the oldest and most respected Chinese schools in the region, known for its strong emphasis on academic excellence and character development. The school's website is https://www.taytunghighschool.com/. The John B. Lacson Foundation Maritime University is a maritime higher educational institution in Bacolod. It is the first maritime institution in the Philippines that was awarded full accreditation by the Maritime Industry Authority. The university's website is https://www.jblfmu.edu.ph/. Lastly, the Negros Occidental High School is a public secondary school in Bacolod City. It is one of the oldest public high schools outside Manila. The school is known for its strong academic programs and its commitment to serving the local community. The school's website is https://www.depednegor.net/," said one expat in Bacolod City with children at .

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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