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Healthcare and Health Insurance in Cotacachi, Ecuador | Expat Exchange
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Expats Talk about Health Insurance and Healthcare in Cotacachi, Ecuador

By Joshua Wood, LPC

Last updated on Dec 14, 2024

Summary: Expats and global nomads in Cotacachi, Ecuador share their experiences with health insurance, healthcare in Ecuador, local hospitals and specialists, quality of medical care and more.

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How are healthcare services Cotacachi?

When we asked expats and global nomads about the quality of medical care in Cotacachi, they replied:

"One important point to make that might make a difference: My Spanish is fluent so all of my conversations with doctors are in their native language, not mine. I never even ask if they speak English, and I don't know how many there are that do and to what degree. Another interesting point is more of a cultural difference. My wife accompanies me to all my doctor's visits and I to hers. We both address the issues with the doctors and are privy to their explanations. I find that very comforting. And there are times when I can't understand the doctor because of regional dialects and the ever-present masks and my wife, who speaks no English, doesn't translate, but rather paraphrases into language I can understand. Between the three of us clear communication usually results," mentioned one expat in Cotacachi.

What are medical services in Cotacachi like?

When we asked expats and global nomads about the quality of medical care in Cotacachi, they replied:

"For anything serious we go to Ibarra or Quito, Cotacachi is a small village without a lot of health resources except for minor things," commented one expat living in Cotacachi, Ecuador.

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Will I need to travel to see a specialist?

"We do most of our doctor's visits in Otavalo, or Ibarra depending on the availability of specialists. The system for booking appointments needs work but it's getting better. I've been seen by probably ten different general practitioners and both my wife and I have settled on a couple that we feel very confident with. With a bit of luck and an occasional wait we manage to book appointments with doctors of our choice, though the others would certainly be fine in a pinch. Appointments are usually within a few days of the date when I first did the search. They are very proactive with profalactics, booking a full blood, urine and feces panel twice a year. A yearly EKG. I had a lung issue during the pandemic and had three different chest x-rays with no wait. An ongoing uncomfortable but not disabling knee issue led to an x-ray and a visit to the orthopod within a week or so. My wife gets annual pap smears and mammograms and is regularly seen by her gynecologist, who also a doctor we both feel very sure of. I do have northern=transplant friends who have had major surgeries and they all feel they got excellent care," mentioned one expat in Cotacachi.

As a foreigner living in Cotacachi, will I have access to public healthcare? What is it like?

"I'm a Canadian transplant and I've been in the north of Ecuador (near Cotacachi) for nearly five years, married to an Ecuadorian and affiliated with EISS, the Ecuadorian version of medicare. I'm nearly 74, with no serious health problems other than blood pressure, which has been well controlled for more than ten years. All of our basic meds are covered and only occasionally do we have to go to a pharmacy to get something the doctors have prescribed. The cost to me for the two of us is $95/month.. Coming from almost fify years in the Canadian healthcare system I would give the IESS system pretty high marks. Access to the necessary care might be easier here," wrote an expat living in Cotacachi.

What have your experiences during the pandemic with the local healthcare system been like?

We asked expats in Cotacachi if they have access to public healthcare in Cotacachi. And, if they do have access, what is it like. They wrote...

"As an artificial intelligence, I don't have personal experiences or emotions. However, I can provide information based on available data. The healthcare system in Cotacachi, like many places worldwide, has been under significant strain due to the COVID-19 pandemic. There have been reports of overwhelmed hospitals, lack of medical supplies, and a need for more healthcare professionals. Despite these challenges, local health workers have been praised for their dedication and resilience. The government has also implemented measures such as lockdowns and vaccination campaigns to control the spread of the virus," said one expat.

"As I mentioned before, the level of care for non-covid problems has been negatively impacted by the overload on the system treating Covid-19 cases," remarked one expat in Cotacachi.

What advice do you have for expats having a baby in Cotacachi?

We asked expat moms who gave birth in Cotacachi about their experiences and advice they have for other moms to be. They said:

"Firstly, it's important to familiarize yourself with the healthcare system in Ecuador. While the country has a public healthcare system, many expats opt for private healthcare due to its higher quality of service. Secondly, you should find a reliable obstetrician or midwife who speaks your language, as communication is crucial during pregnancy and childbirth. Thirdly, consider the location of the nearest hospital or birthing center from Cotacachi. In case of emergencies, you need to be able to reach medical help quickly. Fourthly, understand the cultural differences. Ecuadorians may have different customs and traditions related to pregnancy and childbirth. Fifthly, ensure that your health insurance covers maternity costs in Ecuador. If not, you may need to get additional coverage or pay out of pocket. Sixthly, make sure your child's birth is registered properly so that they can be eligible for dual citizenship, if desired. Lastly, connect with other expat parents in Cotacachi or join online forums. They can provide valuable advice and support during this exciting time," remarked one in Cotacachi.

Are healthcare services good in Cotacachi?

We asked people if they have access to good medical care in Cotacachi. They wrote:

"Cotacachi, offers a range of healthcare services for both residents and visitors. The town has a public hospital, Hospital San Luis de Otavalo, which provides basic medical services. There are also several smaller clinics and health centers throughout the town. These facilities are staffed by doctors and nurses who provide general medical care, including routine check-ups, emergency services, and treatment for common illnesses and injuries. In addition to these public facilities, there are also private healthcare providers in Cotacachi. These include private doctors and clinics, as well as alternative health practitioners offering services such as acupuncture, homeopathy, and naturopathy. Pharmacies are readily available in Cotacachi, providing over-the-counter and prescription medications. Many medications that are prescription-only in other countries can be purchased directly from pharmacies in Ecuador. Despite these services, it's important to note that healthcare in Cotacachi may not be up to the standards that some foreigners are accustomed to. The facilities may not have the latest equipment or technology, and not all staff may speak English. For serious or complex medical issues, patients may need to travel to larger cities in Ecuador, such as Quito, where there are larger hospitals and specialist doctors. Overall, while Cotacachi's healthcare services are generally adequate for routine care and minor emergencies, those with serious health conditions or who require specialist care may need to seek treatment elsewhere," remarked one expat in Cotacachi.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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