Expats Talk about Health Insurance and Healthcare in Luxembourg City, Luxembourg

"Healthcare services in Luxembourg City, are of high quality and easily accessible to both residents and visitors. The country has a well-developed public healthcare system, which is funded through social security contributions and provides comprehensive coverage for a wide range of medical services. In addition to public hospitals and clinics, there are also numerous private healthcare facilities that offer specialized treatments and services. The healthcare professionals in Luxembourg City are highly trained and skilled, with many of them having studied and worked in other European countries. The city is home to several renowned medical institutions, such as the Centre Hospitalier de Luxembourg and the Clinique d'Eich, which provide a wide range of services, including emergency care, surgery, and specialized treatments. Primary care in Luxembourg City is provided by general practitioners, who serve as the first point of contact for patients seeking medical attention. These doctors can refer patients to specialists if necessary, and they also coordinate with other healthcare providers to ensure that patients receive the appropriate care. Pharmacies are widely available throughout Luxembourg City, and they are well-stocked with a variety of medications and medical supplies. Many pharmacists are multilingual and can provide advice on over-the-counter medications and treatments. Dental care is also readily available in Luxembourg City, with numerous dental clinics and practices offering a range of services, from routine check-ups to more specialized treatments. As with other healthcare services, dental care is covered by the public healthcare system, although some treatments may require additional out-of-pocket payments. In summary, healthcare services in Luxembourg City are of high quality, comprehensive, and easily accessible to residents and visitors alike. The city boasts a well-developed public healthcare system, as well as numerous private facilities, ensuring that patients have access to a wide range of medical services and treatments," mentioned one expat in Luxembourg City.

"Purchase supplemental health insurance. You need your CNS card to do it and that usually takes a few weeks to arrive. As soon as it does, you can purchase the insurance which covers things like private rooms, whatever CNS doesn't cover and travel abroad. Go directly to the insurance company (there are many to choose from) and ask for a quote. Going to an independent agent can be much more expensive. I came from the US where we had international insurance until January when we went "local" and went onto Luxembourg's health insurance system (CNS) . I broke a tooth in February and we didn't have our CNS cards yet. But I mailed in all my expenses after the tooth extraction, stiches and post implanted (this was 2200 euro) . They paid zero. I have resubmitted my request after the implant was completed for an additional 1500 euro and still have not received anything from CNS. Also I find it very difficult with CNS because of the language barrier on my end. In the meantime we applied for supplemental insurance and was told I had to wait 8 months for dental coverage. I also travel to the US to see our children. I have a separate policy for that at a cost of 119 euro a year + 43 euros a month if I stay over 3 months. My daughter is employed, but we also had to purchase independent insurance for my college aged son at a cost of $1700/year. The supplemental insurance for my husband and me costs about 225 euro/month. If you don't go to the US for more than 4 weeks, you are set, but if you do, you may want to look into costs of coverage. CNS will only pay what they would pay in Luxembourg for coverage so you really do need something," commented one expat who moved to Luxembourg City, Luxembourg.

"Medical services in Luxembourg City are of high quality, with well-equipped hospitals, clinics, and healthcare centers. The city has both public and private healthcare facilities, offering a wide range of services, including general practitioners, specialists, and emergency care. Healthcare professionals are highly trained, and many of them speak multiple languages, including English. The healthcare system in Luxembourg is funded through a social security system, which covers most medical expenses for residents. Private health insurance is also available for additional coverage. Pharmacies are easily accessible throughout the city, and many are open 24 hours for emergencies. Overall, Luxembourg City provides excellent medical services to its residents and visitors," said one expat living in Luxembourg City.

"Healthcare and health insurance in Luxembourg City, can be considered relatively expensive, especially for expats and non-residents. The country has a high standard of living, which contributes to the overall cost of healthcare services. However, residents and employees in Luxembourg benefit from a comprehensive social security system that covers a significant portion of medical expenses, making healthcare more affordable for them. Private health insurance is also available, which can be costly but offers additional coverage and faster access to specialists and private hospitals. Overall, while healthcare and health insurance can be expensive in Luxembourg City, the quality of care and coverage provided by the social security system help to offset these costs for residents," wrote an expat living in Luxembourg City.

"Emergency services in Luxembourg City are well-equipped and efficient, providing medical, fire, and police assistance to residents and visitors. To call for an ambulance, one must dial the European emergency number, 112. This number connects callers to a central dispatch center, which will then send the appropriate emergency service to the location. Operators are typically multilingual, speaking Luxembourgish, French, German, and English, ensuring effective communication during emergencies," mentioned one expat in Luxembourg City.

"We live in the city so the Hospital on Rt d'Arlon is about 3 blocks from us. We have found care to be very good. They do things differently than in the US, but we have been fortunate not to have needed it for anything severe. I believe they are public? But only one remains open on the weekend, so you need to call or look online to see which city hospital is open for emergencies," commented one expat who moved to Luxembourg City, Luxembourg.

"Yes, there are a good number of medical specialists in Luxembourg City. The city is home to several hospitals and clinics that offer specialized medical care, such as the Centre Hospitalier de Luxembourg (CHL), the Clinique d'Eich, and the ZithaKlinik. For highly specialized medical care, people in Luxembourg City can also visit the Kirchberg Hospital, which is known for its advanced facilities and expert medical professionals. In some cases, patients may be referred to neighboring countries like Belgium, France, or Germany for specific treatments or procedures that may not be available locally," said one expat living in Luxembourg City.

"Yes, common prescription medications are available in Luxembourg City. You can find them at local pharmacies, which are known as "pharmacies" or "apoteks" in the city. These pharmacies carry a wide range of prescription medications for various health conditions, including antibiotics, pain relievers, and medications for chronic illnesses. To obtain prescription medications, you will need a valid prescription from a licensed medical professional. Pharmacies in Luxembourg City are generally well-stocked and staffed by knowledgeable pharmacists who can provide assistance and advice on medications," wrote an expat living in Luxembourg City.

"Yes, all medications are easily available. And are FAR LESS expensive than in the US! My husbands meds are covered at 100% with a cost of .04 cents to print the paper. My meds are also covered at about 85%, but I will submit the difference to my supplemental insurance company," said an expat in Luxembourg City.

"As a foreigner living in Luxembourg City, you will have access to public healthcare, provided you have registered with the social security system and have a valid residence permit. The healthcare system in Luxembourg is of high quality, with a mix of public and private services. Public healthcare covers a wide range of medical services, including general practitioners, specialists, hospital care, and dental care. The system is funded through social security contributions, and patients are usually required to pay a portion of the costs upfront, which can later be reimbursed. Overall, Luxembourg's healthcare system is known for its efficiency and high standard of care, ensuring that you will have access to excellent medical services while living in the city," commented one expat who moved to Luxembourg City.

"I am an AI language model, and I cannot have personal experiences. However, I can provide you with general information about the healthcare system in Luxembourg City during the pandemic. The Luxembourg healthcare system has been working diligently to manage the COVID-19 crisis. Hospitals and healthcare facilities have implemented strict safety measures, such as mandatory mask-wearing, social distancing, and increased sanitization. Testing centers have been set up throughout the city, and the government has been actively promoting vaccination campaigns. Overall, the healthcare system in Luxembourg City has been responsive and adaptive during the pandemic, striving to provide quality care to its residents," mentioned one expat in Luxembourg City.