Expats Talk about Health Insurance and Healthcare in Panama City, Panama
Last updated on May 18, 2023
Summary: There are several hospitals and clinics in Panama City, Panama, including Hospital Punta Pacifica, Hospital Nacional, Hospital San Fernando, and Hospital Santa Fe. Emergency services in Panama City are generally reliable and ambulances can be called by dialing 911. The quality of medical care in Panama City is generally comparable to that of the United States, with many of the same treatments and technologies available.
How are healthcare services Panama City?
When we asked expats and global nomads about the quality of medical care in Panama City, they replied:
"Healthcare services in Panama City are provided by both public and private institutions. The public healthcare system is managed by the Ministry of Health and Social Protection, and provides free or low-cost services to citizens. Private healthcare services are also available, and are generally of a higher quality than public services. These services are provided by a variety of hospitals, clinics, and other medical facilities. In addition, there are a number of specialized medical centers that offer specialized treatments and services. The city also has a number of pharmacies, which provide medications and other medical supplies," remarked one expat living in Panama City.
"Private hospital will do it like Pacificasalud or San Fernando. I had a Spontaneous Pneumothorax and my surgeon (an open heart surgeon) did the surgery by removing a "bulla" from my right lung so yes they have the same expertise as the USA. San Fernando is cheaper than Pacificasalud and my surgeon work at both hospitals. They also offer the surgery in Public (Santo Tomas) but I had to wait three weeks and could not wait that long so my surgery was done in San Fernando. Surgery went A1 with great follow-up," said one expat living in Panama City.
What are medical services in Panama City like?
When we asked expats and global nomads about the quality of medical care in Panama City, they replied:
"Panama City offers a wide range of medical services, including both public and private hospitals and clinics. The public hospitals are generally well-equipped and staffed with experienced medical professionals, while the private hospitals offer more specialized services and treatments. In addition, there are a number of pharmacies and medical supply stores located throughout the city. Many of the larger hospitals also offer emergency services, and there are a number of medical centers that specialize in specific areas of medicine. The city also has a number of medical tourism options, with many international patients coming to Panama City for medical treatments," said an expat in Panama City.
"Health care in Panama exemplifies that of a small, developing country. The public system is very hit-or-miss, ranging from bad to terrible. The private system is adequate, but expensive for those coming from countries with universal health care systems," commented one expat living in Panama City, Panama.
Are healthcare and health insurance expensive in Panama City?
"Health care is excellent, in private hospitals, with excellent doctors, specialists, surgeons, nurses, etc....and price are cheaper than the USA. A Healthcare plan here (we are with Cigna but there are many other companies to choose from) covers us, my wife and I, in Panama and worldwide for a fraction of USA health plan cost so Healthcare is very affordable in Panama," commented one expat who moved to Panama City.
"We compared 5 different plans on pricing, deductible, co-pay. Out-of-pocket, coverage, network doctors, specialist and hospital and the more advantageous plan was Cigna International for a worldwide coverage except USA (you can include the USA but like all the other plans, you will pay more). We had a bad experience with Blue Cross Blue Shield Panama with months of waiting for payments that was less than expected since complicated contract was difficult to understand. We are now with Cigna International and we pay just a little bit more per month than BCBS but claim refunds takes about one to two weeks with no questions asked besides sending your doctors bills, pharmacy bills, hospital bills, etc using their App. ," said one expat.
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What are emergency services like in Panama City?
When we asked about emergency services, members in Panama City wrote:
"In Panama City, emergency services are available 24 hours a day, 7 days a week. To call for an ambulance, you can dial 911 from any phone. The emergency services are provided by the National Civil Protection System, which is a government agency. The ambulances are equipped with the necessary medical equipment and personnel to provide medical assistance in emergency situations," said one expat.
Will I need to travel to see a specialist?
"Yes, there are a good number of medical specialists in Panama City. People can go to the Hospital Punta Pacifica, which is part of the Johns Hopkins Medicine International network, for highly specialized medical care. The hospital offers a wide range of medical services, including cardiology, oncology, neurology, and orthopedics. Additionally, the Hospital Nacional is a public hospital that provides specialized care in many areas, including obstetrics and gynecology, pediatrics, and ophthalmology. For those seeking specialized care outside of Panama City, there are several private hospitals located in other parts of the country," said an expat in Panama City.
Are common prescription medications available in Panama City?
"Yes, common prescription medications are available in Panama City. Most pharmacies in the city carry a wide variety of medications, including both generic and brand-name drugs. Many of the pharmacies also offer online ordering and delivery services, making it easy to get the medications you need. Additionally, many of the larger hospitals in the city have pharmacies that offer a wide selection of prescription medications," commented one expat who moved to Panama City.
Do you have anything more to add about local medical facilities in Panama City?
"Medical care in Panama City is generally of a high standard. The city has a number of private hospitals and clinics that offer a wide range of medical services, including general practice, specialist care, and emergency services. The public health system is also well-developed, with a number of public hospitals and clinics providing free or low-cost care. In addition, there are a number of international hospitals and clinics in the city that offer medical services to expatriates and tourists. Overall, medical care in Panama City is of a high quality and is easily accessible," wrote one expat.
As a foreigner living in Panama City, will I have access to public healthcare? What is it like?
"Yes, foreigners living in Panama City have access to public healthcare. The public healthcare system in Panama is generally considered to be of good quality, with a wide range of services available. The public healthcare system is funded by the government and is free for all citizens and legal residents. The public healthcare system includes hospitals, clinics, and other health centers, which provide a range of services including primary care, emergency care, and specialist care. The public healthcare system also provides access to medications and vaccines at a reduced cost," remarked one expat living in Panama City.
What have your experiences during the pandemic with the local healthcare system been like?
We asked expats in Panama City if they have access to public healthcare in Panama City. And, if they do have access, what is it like. They wrote...
"The pandemic has had a significant impact on the local healthcare system in Panama City. Many hospitals and clinics have had to reduce their services due to the lack of resources and personnel. Additionally, the government has implemented strict measures to limit the spread of the virus, such as the closure of non-essential businesses and the restriction of movement. As a result, many people have had difficulty accessing medical care, as well as other essential services. Despite these challenges, the healthcare system in Panama City has been able to provide adequate care to those in need. The government has also implemented various initiatives to support the healthcare system, such as providing financial assistance to hospitals and clinics, and increasing the availability of medical supplies," commented one expat who moved to Panama City.
"Health care services have become dedicated 90% to caring for patients with Covid-19. For anybody with other health care needs during this time, you are basically out of luck. Fortunately, we haven't needed medical or dental care care in the last 11 months. Our regular doctor and dentist offices have been closed," said one expat.
What advice do you have for expats having a baby in Panama City?
We asked expat moms who gave birth in Panama City about their experiences and advice they have for other moms to be. They said:
"Don't be afraid, most medical professionals received their training in the United States. Panama is renowed for having the best medical care in all of Central America," said one expat in Panama City.
"1. Make sure to research the best hospitals and doctors in Panama City to ensure you have the best care for your baby. 2. Consider enrolling in a prenatal class to learn more about the birthing process and what to expect. 3. Make sure to familiarize yourself with the local laws and regulations regarding birth certificates and other paperwork. 4. Consider joining an expat group or forum to connect with other expats who have had babies in Panama City and can provide helpful advice. 5. Make sure to have a plan in place for after the baby is born, such as childcare and transportation. 6. Take advantage of the many cultural activities and attractions in Panama City to make the most of your time there," wrote a person living in Panama City.
Are healthcare services good in Panama City?
We asked people if they have access to good medical care in Panama City. They wrote:
"Healthcare services in Panama City are generally of a high quality. The city has a number of private hospitals and clinics that offer a wide range of medical services, including general practice, specialist care, and emergency services. The public healthcare system is also well-developed, with a number of public hospitals and clinics providing free or low-cost care. In addition, there are a number of pharmacies and health stores that provide over-the-counter medications and other health-related products," explained one expat living in Panama City.
About the Author
Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.
Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.
Additional Information:
- Expat Guide to Panama City
- Healthcare & Health Insurance in Panama City
- International Schools in Panama City
- Best Places to Live in Panama City, Panama
- Cost of Living in Panama City, Panama
- Healthcare & Health Insurance in Panama
- Best Places to Live in Panama
- 10 Cultural Faux Pas to Avoid While Living in Panama
- What It's Like Living in Panama City
- Pros and Cons of Living in Panama 2025
- 2025 Guide to Moving to Panama
- More Advice about Retiring in Panama
- Members Talk about the Cost of Living in Panama