Expats Talk about Health Insurance and Healthcare in Cebu, Philippines
Last updated on Nov 07, 2024
Summary: The quality of medical care in Cebu, Philippines is generally considered to be good, though it may not be on par with the standards of care in the United States. There are a number of hospitals and clinics in Cebu, including the Cebu Doctors' University Hospital, the Vicente Sotto Memorial Medical Center, the Chong Hua Hospital, and the South General Hospital. Emergency services are available in Cebu, and an ambulance can be called by dialing 911 or the local emergency number.
How are healthcare services Cebu?
When we asked expats and global nomads about the quality of medical care in Cebu, they replied:
"Cebu offers a wide range of healthcare services, including primary care, specialty care, and hospital services. Primary care services include family medicine, pediatrics, and internal medicine. Specialty care services include cardiology, neurology, and oncology. Hospital services include emergency care, surgery, and obstetrics and gynecology. Additionally, Cebu has a number of private and public hospitals, clinics, and health centers that provide quality healthcare services. These facilities are staffed by experienced and qualified medical professionals who are dedicated to providing quality care to their patients," wrote one expat.
What are medical services in Cebu like?
When we asked expats and global nomads about the quality of medical care in Cebu, they replied:
"Competent doctors. Took an appointment a week in advance for an MRI that was needed immediately," wrote one expat.
"Cebu offers a wide range of medical services, including both public and private hospitals. The public hospitals provide basic medical care and are generally more affordable than private hospitals. Private hospitals offer more advanced medical services and treatments, such as specialized surgeries and treatments for chronic illnesses. Additionally, there are a number of clinics and medical centers in Cebu that provide general medical care and treatments. Many of these clinics and medical centers also offer specialized services such as physical therapy, occupational therapy, and speech therapy," commented one expat who moved to Cebu.
Are healthcare and health insurance expensive in Cebu?
"Healthcare and health insurance in Cebu can be expensive, depending on the type of care and coverage needed. Private healthcare facilities tend to be more expensive than public ones, and health insurance plans can vary in cost depending on the type of coverage and the provider. Generally, health insurance plans in Cebu are more expensive than in other parts of the Philippines, due to the higher cost of living in the area," remarked one expat living in Cebu.
"Cebu city health care is very affordable. Good, top doctors compared to the U.S. When you are hospitalized and you ring for a nurse for help, you immediately get help - not one nurse but sometimes 3. We have a good experience in Cebu," said one expat living in Cebu.
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What are emergency services like in Cebu?
When we asked about emergency services, members in Cebu wrote:
"In Cebu, emergency services are provided by the Philippine National Police (PNP) and the Bureau of Fire Protection (BFP). The PNP is responsible for responding to emergency calls for police assistance, while the BFP is responsible for responding to fire and medical emergencies. To call for an ambulance, you can dial 911 or contact the nearest hospital," said one expat.
Will I need to travel to see a specialist?
"Yes, there are a good number of medical specialists in Cebu. People in Cebu can access a wide range of medical specialists, including cardiologists, neurologists, oncologists, and orthopedic surgeons. For highly specialized medical care, people in Cebu can go to the Cebu Doctors' University Hospital, the Vicente Sotto Memorial Medical Center, or the Chong Hua Hospital. These hospitals offer advanced medical treatments and have highly trained specialists who can provide the best care for their patients," commented one expat who moved to Cebu.
Are common prescription medications available in Cebu?
"Yes, common prescription medications are available in Cebu. Most pharmacies in the area carry a wide variety of medications, including antibiotics, anti-inflammatory drugs, pain relievers, and other medications used to treat common illnesses. Many pharmacies also offer generic versions of brand-name medications, which can be more affordable for those on a budget. Additionally, some pharmacies offer online ordering and delivery services, making it easier for customers to get the medications they need," commented one expat who moved to Cebu.
Do you have anything more to add about local medical facilities in Cebu?
"Medical care in Cebu is generally of a high standard. The city has a number of well-equipped hospitals and clinics, staffed by experienced and qualified medical professionals. Many of the hospitals offer a range of services, including emergency care, general medical care, and specialist care. Additionally, there are a number of pharmacies and medical supply stores in the city, providing access to a wide range of medications and medical supplies. Overall, medical care in Cebu is of a high quality and is easily accessible to those living in the city," remarked one expat living in Cebu.
As a foreigner living in Cebu, will I have access to public healthcare? What is it like?
"Yes, foreigners living in Cebu have access to public healthcare. The public healthcare system in Cebu is generally considered to be of good quality, with a wide range of services available. The public healthcare system is funded by the government and is free for all citizens and residents of the Philippines. However, foreigners may be required to pay a fee for certain services. The public healthcare system in Cebu includes hospitals, clinics, and health centers, which provide a range of services including primary care, emergency care, and specialist care," said an expat in Cebu.
What have your experiences during the pandemic with the local healthcare system been like?
We asked expats in Cebu if they have access to public healthcare in Cebu. And, if they do have access, what is it like. They wrote...
"A guard at the entrance of every public place makes sure your temperature is taken and you write down your contact info ior possible contact tracing," commented one expat living in Cebu, Philippines.
"The pandemic has had a significant impact on the healthcare system in Cebu. Many hospitals and clinics have had to reduce their services due to the lack of resources and personnel. The government has implemented strict protocols to ensure the safety of healthcare workers and patients, such as mandatory temperature checks and the use of face masks. Despite these measures, the healthcare system has been overwhelmed by the influx of patients seeking medical attention. Long queues are common outside hospitals and clinics, and many people have had to wait for hours before being seen. The government has also implemented a “no-walk-in” policy, which requires patients to make an appointment before visiting a healthcare facility. Despite these challenges, the healthcare system in Cebu has been able to provide quality care to those in need," wrote one expat.
What advice do you have for expats having a baby in Cebu?
We asked expat moms who gave birth in Cebu about their experiences and advice they have for other moms to be. They said:
"1. Make sure to research the best hospitals and doctors in the area to ensure you have the best care for your baby. 2. Consider hiring a doula or midwife to provide additional support during the pregnancy and delivery. 3. Familiarize yourself with the local healthcare system and the available resources for new parents. 4. Join a local expat group or online forum to connect with other expats who have had babies in Cebu. 5. Take advantage of the many cultural activities and attractions in the area to make your transition to parenthood easier. 6. Make sure to get all the necessary vaccinations for your baby and yourself. 7. Consider enrolling your baby in a local daycare or preschool to help them adjust to their new environment. 8. Take time to explore the city and get to know the local culture and customs. 9. Make sure to take care of yourself during the pregnancy and postpartum period. 10. Have a plan in place for any medical emergencies that may arise," said one person in Cebu.
Are healthcare services good in Cebu?
We asked people if they have access to good medical care in Cebu. They wrote:
"Cebu offers a wide range of healthcare services, including primary care, specialty care, and hospital services. Primary care services are provided by general practitioners, family physicians, and pediatricians. Specialty care services are available in the form of cardiology, neurology, oncology, and other medical specialties. Hospital services are provided by both public and private hospitals, with the latter offering more advanced medical technology and higher quality of care. Additionally, Cebu has a number of medical centers and clinics that provide a variety of healthcare services, including diagnostic testing, physical therapy, and rehabilitation services," explained one expat.
"There are many decent hospitals all over Philippines, with their staff trained to work in other countries. Fortunately so far I have not required much care," said one person in Cebu City.
About the Author
Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.
Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.
Additional Information:
- Expat Guide to Cebu
- Healthcare & Health Insurance in Cebu
- Best Neighborhoods for Single Digital Nomads Living in Cebu
- Pros & Cons of Living in Cebu
- Best International Schools and Bilingual Schools in Cebu
- 7 Weekend Getaways for Digital Nomads Living in Cebu
- Fun Classes for Expats Living in Cebu
- Best Bookstores and Libraries in Cebu
- Public Transportation in Cebu
- Best Markets in Cebu
- Retire in Cebu Guide
- 7 Tips for Living in Cebu
- Pros & Cons of Living in Cebu
- Cost of Living in Cebu
- Health Care in Cebu
- Discover the Best of Cebu
- Healthcare & Health Insurance in Philippines
- Best Places to Live in Philippines
- Educational System in Philippines
- Pros and Cons of Living in Philippines 2025
- 2025 Guide to Moving to Philippines