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Ocho Rios, Jamaica: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Ocho Rios | Expat Exchange
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Ocho Rios, Jamaica

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By Betsy Burlingame

Last updated on Jun 09, 2023

Summary: The approximate population of Ocho Rios, Jamaica is approximately 25,000 people. People describe Ocho Rios as a vibrant and lively town with a laid-back atmosphere. Expats love the warm and friendly locals, the beautiful beaches, and the easy access to outdoor activities. The weather in Ocho Rios is typically warm and humid, with temperatures ranging from the mid-70s to the mid-80s Fahrenheit. The average cost of living in Ocho Rios for an expat is around $1,500 to $2,000 USD per month. The cost of a one bedroom apartment is around $500 to $700 USD per month, and a two bedroom apartment is around $700 to $1,000 USD per month.

What are the pros and cons of living in Ocho Rios?

Expats, digital nomads and retirees living in Ocho Rios responded:

"Expats and digital nomads living in Ocho Rios, often like the beautiful beaches, warm weather, and stunning natural scenery that the area offers. They appreciate the laid-back and friendly atmosphere, as well as the rich cultural heritage and vibrant music scene. The cost of living is relatively affordable, and there is a wide variety of delicious local cuisine to enjoy. On the other hand, some expats and digital nomads may dislike the limited availability of reliable high-speed internet, which can be a challenge for those who rely on it for work. Additionally, the infrastructure and public transportation options may not be as developed as in other countries, making it difficult to get around without a car. Crime and safety can also be a concern, particularly in certain areas of the city. Finally, some expats may find it challenging to navigate the local bureaucracy and deal with the slower pace of life when it comes to getting things done," remarked one expat in Ocho Rios.

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What type of social life can someone expect in Ocho Rios?

When we asked expats and global nomads about their social experiences in Ocho Rios, they replied:

"Expats, retirees, and digital nomads living in Ocho Rios typically enjoy a vibrant and diverse social life. They often engage in various activities such as attending local events, exploring the beautiful beaches, and participating in water sports. Many expats and digital nomads also join clubs and organizations to meet like-minded individuals and make new friends. They often frequent local bars, restaurants, and cafes, where they can socialize with both locals and fellow expats. Additionally, they may take advantage of the numerous cultural experiences available in Ocho Rios, such as visiting art galleries, attending live music performances, and participating in local festivals. Overall, the social life for expats, retirees, and digital nomads in Ocho Rios is lively, engaging, and full of opportunities to connect with others and immerse themselves in the local culture," remarked one expat in Ocho Rios.

"The social scene in Ocho Rios, is vibrant and lively, offering a mix of local culture and international influences. Visitors can expect a warm and friendly atmosphere, with locals eager to share their music, food, and traditions. The town is known for its lively nightlife, with numerous bars, clubs, and restaurants offering live music, dancing, and entertainment. Reggae music is a significant part of the social scene, and many venues feature live performances by local musicians. Additionally, there are various cultural events and festivals throughout the year, such as the Ocho Rios Jazz Festival and the annual Independence Day celebrations. The town also offers a range of dining options, from local Jamaican cuisine to international fare, allowing visitors to experience the diverse flavors of the island. Overall, the social scene in Ocho Rios is a lively and welcoming experience for both locals and tourists alike," explained one expat living in Ocho Rios.

What advice to expats in Ocho Rios have about housing?

"Expats in Ocho Rios recommend researching the area thoroughly before committing to a rental property. It is important to visit the property in person and to check for any potential safety or security issues. Additionally, it is important to ensure that the property is in good condition and that all necessary amenities are available. Expats also suggest negotiating the rental price and terms with the landlord to ensure that the agreement is fair and reasonable. Finally, expats recommend asking for references from previous tenants to ensure that the landlord is reliable and trustworthy," remarked one expat in Ocho Rios.

What are medical services in Ocho Rios like?

When we asked expats and global nomads about the quality of medical care in Ocho Rios, they replied:

"Medical services in Ocho Rios, are generally adequate for routine and emergency care. The town has a public hospital, St. Ann's Bay Hospital, which provides basic medical services and emergency care. There are also several private clinics and medical centers in the area that offer a range of healthcare services, including general practice, dental care, and specialist consultations. However, for more complex medical procedures or specialized treatments, patients may need to travel to larger cities like Kingston or Montego Bay. It is important to note that medical facilities in Jamaica may not be as advanced as those in more developed countries, and payment for services is often required upfront. Visitors are advised to have comprehensive travel insurance to cover any medical expenses," remarked one expat in Ocho Rios.

Are healthcare and health insurance expensive in Ocho Rios?

"Healthcare and health insurance in Ocho Rios, can be considered expensive, especially for those with limited financial resources. The cost of healthcare services and insurance premiums may be high for some individuals, making it difficult for them to access quality healthcare. Public healthcare facilities are available, but they may be overcrowded and under-resourced, leading to long wait times and potentially lower quality care. Private healthcare facilities offer better services but at a higher cost, which may be unaffordable for many residents. Health insurance can help cover some of these expenses, but the premiums can also be costly, and not everyone may be able to afford comprehensive coverage. Overall, the affordability of healthcare and health insurance in Ocho Rios can be a challenge for many residents," explained one expat living in Ocho Rios.

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Is the cost of living in Ocho Rios high?

We asked people about the cost of living in Ocho Rios, they wrote:

"The cost of living in Ocho Rios is generally considered to be moderate. A nice 1 bedroom apartment in Ocho Rios can cost around $500 USD per month, while a nice 2 bedroom apartment can cost around $700 USD per month. Eating dinner at a moderately priced restaurant in Ocho Rios can cost around $15 USD per person," explained one expat living in Ocho Rios.

What are the visa & residency requirements in Ocho Rios?

"In order to visit Ocho Rios, visitors must obtain a visa prior to their arrival. The process of applying for a visa involves submitting an application form, providing a valid passport, and paying the applicable visa fee. Depending on the purpose of the visit, additional documents may be required. In order to obtain residency in Ocho Rios, Jamaica, applicants must submit an application form, provide a valid passport, and pay the applicable fee. Additionally, applicants must provide proof of employment, proof of financial stability, and a police record. Once the application is approved, the applicant will be issued a residency permit," remarked one expat in Ocho Rios.

Why do people move to Ocho Rios?

When we asked people why foreigners move to Ocho Rios, they responded:

"Ocho Rios is a popular destination for expats due to its stunning natural beauty, vibrant culture, and welcoming locals. The area is known for its stunning white sand beaches, lush rainforests, and majestic waterfalls, making it a paradise for outdoor enthusiasts. The city also offers a wide variety of activities, from snorkeling and diving to zip-lining and river rafting. Additionally, the cost of living in Ocho Rios is relatively low, making it an attractive option for expats looking to stretch their budget. With its laid-back atmosphere, friendly locals, and abundance of activities, Ocho Rios is an ideal destination for expats looking for a new home," explained one expat living in Ocho Rios.

What do I need to know about living in Ocho Rios?

When we asked people what advice they would give someone preparing to move to Ocho Rios, they said:

"Before retiring in Ocho Rios, expats should be aware of the cost of living, which is higher than in many other Caribbean countries. They should also research the availability of healthcare services and the quality of the local infrastructure. Additionally, expats should familiarize themselves with the local culture and customs, as well as the climate and weather patterns. It is also important to research the local job market and the availability of recreational activities. Finally, expats should ensure that they have the necessary visas and permits to live and work in Jamaica," said one person in Ocho Rios.

What do I need to know before moving to Ocho Rios?

When we asked people what advice they would give someone preparing to move to Ocho Rios, they said:

"Ocho Rios is a popular tourist destination in Jamaica, so expats should be prepared for a bustling atmosphere. The local currency is the Jamaican Dollar, so expats should familiarize themselves with the exchange rate before moving. English is the official language, but many locals also speak Patois. Expats should also be aware of the tropical climate, with temperatures ranging from the mid-70s to the mid-90s Fahrenheit. Additionally, expats should research the cost of living in Ocho Rios, as prices can vary depending on the area. Finally, expats should be aware of the local culture and customs, as they may be different from what they are used to," explained one expat living in Ocho Rios.

"If you have a chance, give yourself plenty time to look for a good place. Call the realtors around, ask friends and acquaintances if they know of a good place. The town is very small and everyone knows one another. So, if you get in the right circle, you are bound to find help in all areas," said one expat in Ocho Rios.

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William RussellWilliam Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
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How do I find a place to live in Ocho Rios?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"One option for finding a place to live in Ocho Rios is to search online for rental listings. Websites such as Airbnb, HomeAway, and VRBO offer a variety of rental properties in the area. Additionally, there are many local real estate agents who specialize in helping people find a place to live in Ocho Rios. It is also possible to find rental listings in local newspapers and on bulletin boards in the area. Finally, asking around in the local community can be a great way to find out about available rental properties," remarked one expat in Ocho Rios.

"When we first moved to Ochi, we were staying in an apartment that was rented out by my husband's company. Since the apartment was a bit far from downtown and also very dark, we started looking around for a new place. Our lease was almost up, so we were actively on the lookout. A friend of ours saw a sign right outside a nice looking complex advertising a real estate agency and we called right away. Now we live in an ocean front apt and couldn't be happier," explained one expat living in Ocho Rios.

William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

Learn MoreGet Quote

William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

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What is a typical expat home or apartment like in Ocho Rios?

"We got lucky with our apartment. We have all the amenities many people in Jamaica go without (running water, washer & drier, hot water, AC etc). We even have a dishwasher which we never used, since electricity here is extremely expensive. Our kitchen appliances are modern and really nice. Our internet is much faster than in the US. We have a 2 bedroom/2 bathroom, with a nice balcony overlooking the ocean and the pool. We take our baby son for a swim almost every day," explained one expat.

"Expat homes and apartments in Ocho Rios are typically modern and spacious, with large windows that let in plenty of natural light. Many of the homes and apartments have balconies or terraces that offer stunning views of the Caribbean Sea. The interiors are often decorated with bright colors and tropical accents, and the kitchens are usually well-equipped with modern appliances. Expats in Ocho Rios can also enjoy access to a variety of amenities, such as swimming pools, fitness centers, and tennis courts," said one person in Ocho Rios.

What is the average cost of housing in Ocho Rios?

If you are thinking about moving to Ocho Rios, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The cost of housing in Ocho Rios varies depending on the type of accommodation and location. Generally, the cost of renting a one-bedroom apartment in the city center is around $500 to $700 per month, while a two-bedroom apartment can cost up to $1,000 per month. Prices for larger homes and villas can range from $1,500 to $3,000 per month," said one person in Ocho Rios.

"I think the housing costs are about the same, since we lived in a very expensive area in the US. That being said, I think that the cost of living here may be higher than in the US. Our supermarket runs are much pricier than back home, and electricity alone is more than triple down here," remarked one expat in Ocho Rios.

William RussellWilliam Russell
Get Quote

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

William RussellWilliam Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
Get Quote

How do I meet people in Ocho Rios?

When we asked people living in Ocho Rios about club and activities where newcomers can meet others, they responded:

"Expats living in Ocho Rios can join a variety of clubs and activities, such as the Ocho Rios Expat Club, which organizes social events and activities for expats. Other activities include golfing, sailing, and scuba diving. Expats can also join the Ocho Rios International Women's Club, which provides a forum for expat women to meet and socialize. Additionally, expats can attend local festivals and events, such as the Ocho Rios Jazz Festival, which is held annually. Expats can also meet people by attending local churches, joining a gym, or taking classes at a local school or university. Additionally, expats can meet people by attending local bars and restaurants, or by joining a local sports team," explained one expat living in Ocho Rios.

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What should I bring when moving to Ocho Rios?

People living in Ocho Rios were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"I wish I had brought more baby toys, baby clothes and baby accessories in general. I wish I had left our winter clothes behind! Also, I haven't worn any dressy clothes, nor my high heels," replied an expat in Ocho Rios.

"When moving to Ocho Rios, it is important to pack items that will help you adjust to the tropical climate. Pack lightweight, breathable clothing such as shorts, t-shirts, and sundresses. Bring a hat and sunglasses to protect yourself from the sun. Don't forget to bring comfortable walking shoes for exploring the area. Bring a swimsuit and beach towel for enjoying the beautiful beaches. Be sure to pack any necessary medications and toiletries. Lastly, bring a few items that will remind you of home," remarked one in Ocho Rios.

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Relocating abroad soon? Make your move with AGS! AGS Worldwide Movers is a leader in the international moving industry. Our experience and expertise allows us to guarantee our clients the best quality moving services.

Learn MoreGet Quote

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Relocating abroad soon? Make your move with AGS! AGS Worldwide Movers is a leader in the international moving industry. Our experience and expertise allows us to guarantee our clients the best quality moving services.

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Where should I setup a bank account in Ocho Rios?

We asked expats in Ocho Rios what banks they use and there advice about banking. They advised:

"Before retiring in Ocho Rios, expats should be aware of the cost of living, which is higher than in many other Caribbean countries. They should also research the availability of healthcare services and the quality of the local infrastructure. Additionally, expats should familiarize themselves with the local culture and customs, as well as the climate and weather patterns. It is also important to research the local job market and the availability of recreational activities. Finally, expats should ensure that they have the necessary visas and permits to live and work in Jamaica," explained one expat.

Will I be able to find a job in Ocho Rios?

When we asked people about industries and career opportunities in Ocho Rios, they reponded:

"Foreigners often find employment in Ocho Rios in the hospitality industry, such as working in hotels, restaurants, and resorts. Tour guides, dive instructors, and other outdoor activity professionals are also in demand. Additionally, many foreigners find work in the retail sector, such as in souvenir shops, boutiques, and other stores. Other popular job opportunities for foreigners include teaching English, working in the medical field, and providing administrative support," said one person in Ocho Rios.

What is life like in Ocho Rios?

When we asked people living in Ocho Rios what life is like and how people spend their time, they said:

"Ocho Rios is a popular destination for expats and digital nomads due to its stunning natural beauty, vibrant culture, and laid-back atmosphere. Expats and digital nomads in Ocho Rios can enjoy a relaxed lifestyle with plenty of outdoor activities, such as swimming, snorkeling, and hiking. The city also offers a variety of restaurants, bars, and cafes, as well as a lively nightlife. Expats and digital nomads in Ocho Rios can also take advantage of the city's excellent healthcare system and affordable cost of living. With its stunning beaches, lush rainforest, and friendly locals, Ocho Rios is an ideal destination for expats and digital nomads looking for a unique and exciting experience," replied an expat in Ocho Rios.

What do expats in Ocho Rios appreciate most about the local culture?

"Expats in Ocho Rios appreciate the laid-back atmosphere and the friendly locals. They also enjoy the vibrant music and art scene, as well as the delicious local cuisine. The stunning natural beauty of the area is also a major draw, with its lush rainforests, stunning beaches, and majestic waterfalls. The city also offers a variety of activities, from snorkeling and diving to zip-lining and river tubing. Finally, expats appreciate the fact that Jamaica is a safe and welcoming place to live," said one person in Ocho Rios.

What do expats find most challenging?

"Expats in Ocho Rios often find the local culture to be quite different from what they are used to. The language barrier can be a challenge, as English is not widely spoken in the area. Additionally, the local customs and traditions can be difficult to understand and navigate. Expats may also find the pace of life to be slower than what they are accustomed to, as well as the lack of modern amenities and infrastructure. Finally, the hot and humid climate can be a challenge for those who are not used to it," explained one expat.

Is there a lot of crime in Ocho Rios?

We asked people if there is a lot of crime. They answered:

"Ocho Rios is generally considered a safe destination for tourists, however, petty crime such as pickpocketing and purse snatching can occur. It is recommended to take extra precautions when travelling in the area, such as avoiding carrying large amounts of cash and leaving valuables in a secure location. Additionally, visitors should be aware of their surroundings and avoid walking alone at night," said one expat in Ocho Rios.

Is there a lot of diversity? Are people in Ocho Rios accepting of differences?

"Ocho Rios is a diverse city with a variety of cultures and backgrounds. People from all over the world come to visit and live in Ocho Rios, and the locals are generally welcoming and accepting of differences. The city is known for its vibrant culture and its friendly people, and visitors often remark on the warm hospitality they receive," remarked one expat in Ocho Rios.

What are the schools in Ocho Rios like?

"Ocho Rios is home to a number of excellent international and bilingual schools. The International School of Jamaica (ISJ) is a private, co-educational school offering an international curriculum for students from pre-kindergarten to grade 12. ISJ is accredited by the Council of International Schools and the Middle States Association of Colleges and Schools. The school offers a rigorous academic program, with a focus on developing critical thinking and problem-solving skills. Additionally, ISJ offers a wide range of extracurricular activities, including sports, music, and art. The Ocho Rios Bilingual School is a private, co-educational school offering a bilingual curriculum in English and Spanish. The school provides a comprehensive academic program, with a focus on developing language skills and cultural awareness. Additionally, the school offers a wide range of extracurricular activities, including sports, music, and art. The Ocho Rios International Academy is a private, co-educational school offering an international curriculum for students from pre-kindergarten to grade 12. The school is accredited by the Council of International Schools and the Middle States Association of Colleges and Schools. The school provides a rigorous academic program, with a focus on developing critical thinking and problem-solving skills. Additionally, the school offers a wide range of extracurricular activities, including sports, music, and art. The Ocho Rios International School is a private, co-educational school offering an international curriculum for students from pre-kindergarten to grade 12. The school is accredited by the Council of International Schools and the Middle States Association of Colleges and Schools. The school provides a rigorous academic program, with a focus on developing critical thinking and problem-solving skills. Additionally, the school offers a wide range of extracurricular activities, including sports, music, and art," said one expat in Ocho Rios with children at .

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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