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Utrecht, Netherlands: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Utrecht | Expat Exchange
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Utrecht, The Netherlands

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By Joshua Wood, LPC

Last updated on Mar 14, 2024

Summary: The approximate population of Utrecht, Netherlands is 345,000. People describe Utrecht as a vibrant, student-friendly city with a rich history and plenty of cultural attractions. Expats love the city's convenient location, excellent public transportation, and friendly locals. The weather in Utrecht is generally mild, with temperatures ranging from an average low of 33°F (1°C) in the winter to an average high of 68°F (20°C) in the summer. The average cost of living in Utrecht for an expat is estimated to be around $2,000 per month. The cost of a one bedroom apartment is around $1,000 per month, while a two bedroom apartment is around $1,400 per month.

What are the pros and cons of living in Utrecht?

Expats, digital nomads and retirees living in Utrecht responded:

"Expats and digital nomads living in Utrecht appreciate the city's vibrant culture, with its many museums, galleries, and festivals. They also enjoy the city's excellent public transportation system, which makes it easy to get around. Additionally, the city's central location in the Netherlands makes it a great base for exploring the rest of the country. On the downside, some expats and digital nomads find the cost of living in Utrecht to be quite high. Additionally, the city can be quite crowded during peak tourist season," said one expat in living in Utrecht, The Netherlands.

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What type of social life can someone expect in Utrecht?

When we asked expats and global nomads about their social experiences in Utrecht, they replied:

"Expats, retirees and digital nomads living in Utrecht typically have an active social life. There are many opportunities to meet people and make friends, such as joining local clubs and organizations, attending cultural events, and taking part in outdoor activities. Utrecht is also home to a vibrant expat community, with many expat-focused meetups and events taking place throughout the year. Additionally, Utrecht is a great place to connect with other digital nomads, as there are many co-working spaces and networking events available," said one expat in Utrecht.

"Utrecht is a vibrant city with a lively social scene. There are plenty of bars, pubs, and clubs to explore, as well as a variety of cultural events and activities to take part in. The city is also home to a number of student societies and associations, making it easy to meet new people and make friends. Utrecht is also known for its many festivals, such as the Utrecht Summer Carnival and the Utrecht Light Festival, which attract people from all over the Netherlands and beyond," said one in Utrecht.

What advice to expats in Utrecht have about housing?

"When looking for housing in Utrecht, it is important to research the area thoroughly and be aware of the local rental laws. Utrecht is a popular city for expats, so it is important to start your search early and be prepared to move quickly. Utrecht is a relatively small city, so it is important to consider the commute to work and other amenities when choosing a location. Additionally, it is important to be aware of the cost of living in Utrecht, as it can be quite expensive. Finally, it is important to be aware of the local culture and customs when looking for housing in Utrecht," explained one expat living in Utrecht.

What are medical services in Utrecht like?

When we asked expats and global nomads about the quality of medical care in Utrecht, they replied:

"Utrecht offers a wide range of medical services, including general practitioners, specialists, hospitals, and pharmacies. The city is home to several large hospitals, such as the University Medical Center Utrecht, which provides a comprehensive range of medical services, including emergency care, surgery, and rehabilitation. Additionally, there are numerous smaller clinics and private practices throughout the city, offering specialized care in areas such as cardiology, neurology, and oncology. Utrecht also has a number of pharmacies, providing access to prescription and over-the-counter medications," said one expat in Utrecht.

Are healthcare and health insurance expensive in Utrecht?

"Healthcare and health insurance in Utrecht can be expensive, depending on the type of coverage and services needed. Generally, the cost of health insurance in the Netherlands is based on income, with those earning higher incomes paying more for coverage. Additionally, the cost of healthcare services can vary depending on the type of care needed and the provider. In general, the cost of healthcare in the Netherlands is higher than in many other countries, but the quality of care is also high," said one in Utrecht.

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William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

William RussellWilliam Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
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Is the cost of living in Utrecht high?

We asked people about the cost of living in Utrecht, they wrote:

"The cost of living in Utrecht is generally considered to be quite high. Rent for a nice 1 bedroom apartment in Utrecht can range from around $1,000 to $1,500 USD per month, while a nice 2 bedroom apartment can range from around $1,500 to $2,000 USD per month. Eating dinner at a moderately priced restaurant in Utrecht can cost around $20 USD per person," said one in Utrecht.

What are the visa & residency requirements in Utrecht?

"In order to visit Utrecht, visitors must obtain a Schengen visa from the Dutch embassy or consulate in their home country. The application process for a Schengen visa includes submitting a valid passport, a completed application form, a passport-sized photograph, proof of travel insurance, and proof of sufficient funds. In order to live in Utrecht, Netherlands, foreign nationals must apply for a residence permit. The application process for a residence permit includes submitting a valid passport, a completed application form, a passport-sized photograph, proof of sufficient funds, proof of health insurance, and proof of a valid address in the Netherlands. Depending on the purpose of the stay, additional documents may be required," wrote one expat in Utrecht.

Why do people move to Utrecht?

When we asked people why foreigners move to Utrecht, they responded:

"Utrecht is an attractive destination for expats due to its vibrant culture, excellent transport links, and high quality of life. The city is known for its beautiful canals, historic architecture, and lively nightlife. Utrecht is also home to a number of universities and research institutes, making it an ideal place for those looking to further their education or pursue a career in research. Additionally, the city is well connected to the rest of the Netherlands and Europe, making it easy to explore the region. With its diverse population, Utrecht is a great place to meet people from all over the world and experience a unique culture," remarked one expat in Utrecht.

What do I need to know about living in Utrecht?

When we asked people what advice they would give someone preparing to move to Utrecht, they said:

"Before retiring in Utrecht, expats should familiarize themselves with the local language, Dutch. It is also important to research the cost of living in Utrecht, as well as the availability of healthcare and other services. Additionally, expats should consider the climate in Utrecht, as well as the cultural and recreational activities available in the city. Finally, expats should research the visa and residency requirements for living in the Netherlands," replied an expat in Utrecht.

What do I need to know before moving to Utrecht?

When we asked people what advice they would give someone preparing to move to Utrecht, they said:

"Utrecht is a vibrant city with a rich history and culture. It is known for its canals, its many parks, and its lively nightlife. Expats should be aware that the cost of living in Utrecht is relatively high, so it is important to budget accordingly. Additionally, the city is well-connected to the rest of the Netherlands and Europe, with excellent public transportation and easy access to airports. Expats should also be aware that the Dutch language is widely spoken in Utrecht, so it is helpful to learn some basic Dutch before moving. Finally, Utrecht is a very welcoming city, and expats should take advantage of the many opportunities to meet new people and explore the city," replied an expat in Utrecht.

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William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

William RussellWilliam Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
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How do I find a place to live in Utrecht?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"One of the best ways to find a place to live in Utrecht is to use online resources such as websites like Pararius, Funda, and Kamernet. These websites allow you to search for rental properties in Utrecht and filter your search by location, price, and other criteria. Additionally, you can also use social media platforms such as Facebook and Twitter to connect with people who are looking for roommates or who have rental properties available. Finally, you can also contact local real estate agents who specialize in rental properties in Utrecht," explained one expat.

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What is a typical expat home or apartment like in Utrecht?

"Expat homes and apartments in Utrecht are typically modern and spacious. Many of the apartments are located in the city center, close to shops, restaurants, and other amenities. The apartments often have large windows, allowing plenty of natural light to enter the space. Many of the homes and apartments also have balconies or terraces, providing a great outdoor space to relax and enjoy the views. Utrecht is known for its canals, so many of the apartments have views of the canals and the surrounding city," said one expat in Utrecht.

What is the average cost of housing in Utrecht?

If you are thinking about moving to Utrecht, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The cost of housing in Utrecht is generally quite high, with the average price for a one-bedroom apartment in the city centre being around €1,200 per month. Prices for larger apartments and houses can be significantly higher, with some properties costing up to €2,500 per month," said one person in Utrecht.

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How do I meet people in Utrecht?

When we asked people living in Utrecht about club and activities where newcomers can meet others, they responded:

"Expats in Utrecht can join a variety of clubs and activities, such as sports clubs, language clubs, and cultural clubs. Expats can also join local meetup groups, which are a great way to meet people with similar interests. Additionally, many expats find it helpful to attend local events, such as festivals, concerts, and art exhibitions, as these are great opportunities to meet new people. Finally, expats can also join online forums and social media groups to connect with other expats in the area," replied an expat in Utrecht.

William RussellWilliam Russell
Get Quote

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

William RussellWilliam Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
Get Quote

What should I bring when moving to Utrecht?

People living in Utrecht were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Utrecht, it is important to pack warm clothing, as the climate is generally cool and wet. Rain gear such as a raincoat and waterproof shoes are also essential. An umbrella is also a good idea. It is also important to bring a good supply of sunscreen, as the sun can be quite strong in the summer months. Additionally, it is a good idea to bring a few basic kitchen items such as pots, pans, and utensils, as well as some basic cleaning supplies. Finally, it is important to bring a valid passport and any necessary documents for registering with the local authorities," said one expat in Utrecht.

William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

Learn MoreGet Quote

William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

Learn MoreGet Quote

Where should I setup a bank account in Utrecht?

We asked expats in Utrecht what banks they use and there advice about banking. They advised:

"Before retiring in Utrecht, expats should familiarize themselves with the local language, Dutch. It is also important to research the cost of living in Utrecht, as well as the availability of healthcare and other services. Additionally, expats should consider the climate in Utrecht, as well as the cultural and recreational activities available in the city. Finally, expats should research the visa and residency requirements for living in the Netherlands," said one person in Utrecht.

Will I be able to find a job in Utrecht?

When we asked people about industries and career opportunities in Utrecht, they reponded:

"Foreigners often have jobs in Utrecht in a variety of industries, such as hospitality, retail, education, and technology. Many foreigners also work in the service industry, such as restaurants, cafes, and hotels. Additionally, there are many opportunities for foreigners to work in the creative industries, such as graphic design, web development, and video production. Utrecht is also home to a number of international companies, which often employ foreigners in a variety of roles," remarked one expat in Utrecht.

What is life like in Utrecht?

When we asked people living in Utrecht what life is like and how people spend their time, they said:

"Life for expats and digital nomads in Utrecht is generally quite pleasant. The city is known for its vibrant culture, with plenty of cafes, restaurants, and bars to explore. The city is also well-connected, with excellent public transportation and easy access to the rest of the Netherlands and Europe. Utrecht is also home to a large international community, making it easy to meet other expats and digital nomads. The cost of living is relatively low compared to other cities in the Netherlands, making it an attractive option for those looking to live and work in the country," explained one expat.

What do expats in Utrecht appreciate most about the local culture?

"Expats in Utrecht appreciate the city's vibrant cultural scene, with its many museums, galleries, and theatres. They also enjoy the city's rich history, with its many historic buildings and monuments. The city's diverse population also adds to its charm, with people from all over the world living and working in Utrecht. The city's excellent public transport system makes it easy to get around, and the city's many parks and green spaces provide a great place to relax and enjoy the outdoors. Finally, the city's friendly locals make it easy to settle in and feel at home," said one person in Utrecht.

"The Dutch are very outdoorsy and I love that. They cycle everywhere and any time there is sun, no matter what the weather, you will find them out basking in it. It's the cycling culture that I have completely fallen in love with. I also enjoy how environmentally friendly they are. Most companies will reimburse employees 100% of their travel expenses as long as they use public transportation. The bikes take people most places and rarely do you get a plastic bag with your shopping purchase unless you pay extra for them. Most people carry their own vinyl bags for shopping or stuff purchases in a large purse, backpack, or bag. Time is also appreciated. Employees get, on average, five weeks of vacation in addition to the many many holidays. The average work week is 36 hours and an astounding number of people work four days a week. Healthcare is also affordable and easy to come by. Everyone must be covered by law. The government also gives generous childcare aid and maternity and paternity leaves are recognized," remarked one expat in Utrecht.

What do expats find most challenging?

"Of course, the language is challenging. It really does make all the difference when you speak the language. However, I would have to say that the biggest challenge is making friends. You really do have to start all over again from scratch. Thanks to the International Women's Club I joined, making expat friends has been easy and I've met some wonderful women. My Dutch classes have also proven to be great sources for friendships. But my only Dutch friends were those of my husband and, even then, they are still very much his friends and not so much mine. To meet more "locals" I joined an all-women Dutch singing group. The girls are lovely, but it has come to my attention that friendships here are valued much differently than in America. It is very American to have tons of "friends" that, in reality, are better described as acquaintances. The average American has several "best friends." Doesn't that sort of defy the meaning of "best friend". Because, there can really only be one best anything. In The Netherlands, once you have build up a strong friend base of 5 or so people, there is no longer a need for anymore friends. At a certain point, the Dutch aren't looking for any new friends. Because of this, they're much more difficult to develop friendships with. After several months in the group, I'm still working at it. But I have observed that once you break in, they are loyal friends for life. Something I think very few Americans really know about," remarked one expat in Utrecht.

"Expats in Utrecht often find the language barrier to be the most challenging aspect of the local culture. Dutch is the official language of the Netherlands, and while many people in Utrecht speak English, it is not as widely spoken as in other parts of the country. Additionally, the Dutch culture can be quite different from what expats are used to, with a strong emphasis on politeness and respect for others. This can be difficult to adjust to, especially for those who are used to a more relaxed attitude. Finally, the cost of living in Utrecht can be quite high, making it difficult for expats to find affordable housing and other necessities," explained one expat living in Utrecht.

Is there a lot of crime in Utrecht?

We asked people if there is a lot of crime. They answered:

"Utrecht is generally a safe city. However, like many other cities, crime does occur in Utrecht. The most commonly reported crimes are pickpocketing, thefts and car break-ins. It is important to remain alert, particularly in busy areas such as the city centre," explained one expat living in Utrecht.

Is there a lot of diversity? Are people in Utrecht accepting of differences?

"Utrecht is a diverse city, with people from many different backgrounds and cultures living and working together. The city is known for its acceptance of differences, and people from all walks of life are welcomed and respected. Utrecht is a vibrant and open-minded city, and its citizens are proud of its diversity," said one expat in Utrecht.

What are the schools in Utrecht like?

"The International School Utrecht (ISU) is one of the best international schools in Utrecht. It is an independent, non-profit, co-educational day school offering an international curriculum for students aged 4 to 18. ISU offers a rigorous academic program that is based on the International Baccalaureate (IB) curriculum, and is accredited by the Council of International Schools (CIS). The school also offers a wide range of extracurricular activities, including sports, music, and art. The British School of Utrecht (BSU) is another excellent international school in Utrecht. It is a co-educational day school offering an international curriculum for students aged 4 to 18. BSU is accredited by the Council of British International Schools (COBIS) and offers a range of extracurricular activities, including sports, music, and art. The International Bilingual School Utrecht (IBSU) is a great bilingual school in Utrecht. It is an independent, non-profit, co-educational day school offering a bilingual curriculum for students aged 4 to 18. IBSU offers a rigorous academic program that is based on the International Baccalaureate (IB) curriculum, and is accredited by the Council of International Schools (CIS). The school also offers a wide range of extracurricular activities, including sports, music, and art," commented one expat when asked about in Utrecht.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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