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Retire in Margate, UK | Expat Exchange
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Retire in Margate, England

By Joshua Wood, LPC

Last updated on Apr 07, 2025

Summary: What is it like to retire in Margate, UK? Retirees share their experiences living in Margate.

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What is it like to retire in Margate?

"Life for a retiree in Margate, can be quite pleasant and fulfilling. The town is known for its beautiful sandy beaches and charming old town, offering a peaceful and relaxed lifestyle. There is a thriving arts scene, with the Turner Contemporary gallery being a major cultural attraction. The gallery showcases contemporary and historical art, often featuring works by JMW Turner, who was inspired by the Margate landscape. In terms of recreation, there are plenty of opportunities for walking and cycling along the coast. The Viking Coastal Trail is a popular route, offering stunning views of the sea. For those interested in gardening or nature, the Draper's Windmill and the Walpole Bay Hotel and Museum are must-visit spots. While Margate may not have a bustling nightlife like larger cities, it does have a selection of cosy pubs and restaurants. The town also has a theatre, the Theatre Royal, which is the second oldest theatre in the country. It offers a variety of performances, from plays to concerts and comedy shows. As for the expat community, Margate is more of a traditional British seaside town, so it may not have a large expat community compared to cities like London or Manchester. However, its proximity to London makes it easy to connect with larger expat communities. The town itself is quite diverse and welcoming, so retirees from different backgrounds should feel at home. In conclusion, Margate offers a peaceful seaside lifestyle with a touch of arts and culture, making it an attractive place for retirees," said one retiree in Margate.

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What advice do overseas retirees have for others considering retiring abroad?

"Retirees in Margate, advise others considering retiring abroad to thoroughly research their chosen destination, including its cost of living, healthcare system, and cultural norms. They suggest learning the local language to help integrate into the community and make daily life easier. It's also important to understand the tax implications and any potential changes to your pension. They recommend visiting the location multiple times at different times of the year before making a final decision. It's also crucial to consider the distance from family and friends and the impact this may have on your social life and support system. Lastly, they advise seeking professional advice to ensure all legal and financial aspects are covered," remarked one retiree in Margate.

What are the most challenging aspects of retiring in Margate?

"1. The cost of living in Margate can be quite high, especially for retirees who are living on a fixed income. This includes the cost of housing, utilities, groceries, and healthcare. 2. The weather in Margate can be quite unpredictable, with cold, rainy winters that can be difficult for older individuals, especially those with health issues. 3. Access to high-quality healthcare can be a challenge in Margate, especially for specialized care or emergency services. This can be a significant concern for retirees who often require more frequent medical attention. 4. Public transportation in Margate may not be as reliable or accessible as in larger cities, making it difficult for retirees who no longer drive to get around. 5. Margate is a popular tourist destination, which can lead to overcrowding during peak seasons. This can make it difficult for retirees to enjoy the town's amenities and can lead to increased prices. 6. While Margate has a lot to offer in terms of leisure activities, it may not provide the same level of cultural or entertainment options as larger cities, which could be a drawback for some retirees. 7. For retirees who are used to a faster pace of life, adjusting to the slower, more relaxed pace of life in Margate can be challenging. 8. The town's population is relatively small, which could potentially lead to feelings of isolation or loneliness for retirees, especially those who are used to living in larger, more bustling communities. 9. Depending on where family and friends are located, retirees in Margate may find it challenging to maintain close relationships due to the distance. 10. Lastly, as with any location, the process of moving and adjusting to a new place can be stressful and challenging, particularly for older individuals," remarked one retiree in Margate.

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What are the most rewarding aspects of retiring in Margate?

"1. Margate offers a peaceful and relaxed lifestyle, perfect for those looking to unwind after years of hard work. 2. The town is home to beautiful sandy beaches, providing a serene environment for retirees to enjoy leisurely walks or picnics by the sea. 3. Margate has a rich cultural scene, with the Turner Contemporary art gallery and the Theatre Royal offering a range of exhibitions and performances. 4. The town has a strong sense of community, with numerous clubs and societies for retirees to join and make new friends. 5. Margate's location in the South East of England means it enjoys a milder climate than many other parts of the UK, making it an attractive place for retirees. 6. The town is well-connected to London and other major cities by train, making it easy for family and friends to visit. 7. Margate has a range of amenities, including healthcare facilities, shops, and restaurants, ensuring retirees have everything they need close by. 8. The cost of living in Margate is generally lower than in many other parts of the UK, making it a financially viable option for many retirees. 9. The town's historic architecture, including the iconic Dreamland amusement park, provides a charming backdrop for retirement. 10. Margate's surrounding countryside and coastal paths offer plenty of opportunities for retirees to stay active and enjoy the great outdoors," said one retiree in Margate.

What are healthcare services like in Margate?

We asked retirees if they have access to good medical care in Margate. They wrote:

"Healthcare services in Margate are comprehensive and accessible, provided by the National Health Service (NHS). The town is home to the Queen Elizabeth The Queen Mother Hospital, which offers a wide range of services including emergency care, maternity services, and various specialist departments. There are also several GP practices throughout the town, providing primary care services to residents. In addition to these, there are dental practices and opticians available for routine check-ups and treatments. Mental health services are also provided, with support available for a range of conditions. For elderly residents, there are care homes and home care services available. The healthcare services in Margate are generally well-regarded, with a focus on patient-centered care," said a person in Margate.

How do I meet people in Margate?

When we asked people living in Margate about club and activities where newcomers can meet others, they responded:

"Expats in Margate, often join local clubs and activities to meet new people and immerse themselves in the local culture. They may join sports clubs such as golf, tennis, or football clubs, or participate in activities like yoga, painting, or cooking classes. The Turner Contemporary art gallery often hosts events and workshops that attract a diverse crowd, including expats. There are also several social clubs and groups in Margate that cater to a variety of interests. These include book clubs, gardening clubs, and even clubs for expats specifically, where they can meet others in the same situation and share experiences. Expats may also volunteer in local charities or community events to meet locals and give back to the community. This could be anything from helping out at a local food bank to participating in beach clean-ups. In terms of nightlife, Margate has a vibrant scene with many pubs, bars, and restaurants where expats can socialize and meet new people. The Old Town area, in particular, is a popular spot with a range of eateries and bars. Networking is another way expats meet people in Margate. This could be through work, attending local business events, or joining professional networking groups. Finally, online platforms and social media groups also provide opportunities for expats to connect with others in Margate. Websites like Meetup or Facebook groups for Margate expats can be a great way to find out about upcoming events or simply to ask for advice and tips from those who have been in the same situation," remarked one retiree in Margate.

What is life like in Margate?

When we asked people living in Margate what life is like and how people spend their time, they said:

"Life for expats and digital nomads in Margate, is often described as vibrant and culturally rich. The town offers a unique blend of traditional British seaside charm and a thriving arts scene, with the Turner Contemporary gallery being a major attraction. The cost of living is relatively affordable compared to London, making it an attractive place for those who work remotely. The town is also known for its creative community, which can be appealing for digital nomads and expats involved in the arts or creative industries. There are plenty of coworking spaces and coffee shops that cater to the needs of remote workers. Margate has a diverse food scene, with a range of restaurants and cafes offering everything from traditional British fare to international cuisine. The town is also home to a number of independent shops and vintage boutiques, adding to its charm. While Margate is a smaller town, it is well-connected to London by train, making it easy for expats and digital nomads to travel to the capital for business or leisure. The town also boasts beautiful beaches and scenic views, providing plenty of opportunities for outdoor activities and relaxation. Despite its many attractions, some expats and digital nomads may find the pace of life in Margate slower than in larger cities. The town's population is also less diverse than in larger urban areas, which may be a consideration for some. However, many find the welcoming community and laid-back lifestyle an appealing aspect of life in Margate," remarked one retiree in Margate.

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What do I need to know before retiring in Margate?

When we asked people what advice they would give someone preparing to move to Margate, they said:

"Before retiring in Margate, expats should know that the cost of living is relatively lower compared to other parts of the UK, especially London. The town is known for its beautiful beaches, vibrant arts scene, and historic architecture, offering a relaxed lifestyle. English is the primary language spoken, but the community is diverse and welcoming to foreigners. Healthcare in the UK is primarily provided by the National Health Service (NHS), which is free at the point of use for all UK residents. Expats, however, should check their eligibility for NHS services and may need to consider private health insurance. The weather in Margate is milder than in many other parts of the UK, with warmer summers and milder winters. However, it can be quite windy due to its coastal location. Public transportation in Margate is reliable, with regular bus and train services. The town is also quite walkable, and cycling is a popular mode of transport. Expats should also be aware of the UK's tax system. The UK has a double taxation agreement with many countries, which means you won't have to pay tax in two countries. However, it's important to get advice on this matter as it can be complex. Finally, while Margate is generally safe, like any place, it has areas that are safer than others. It's advisable to research neighborhoods thoroughly before deciding where to live," said one retiree in living in Margate, England.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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