Retire in Bilbao, Spain
Last updated on Mar 10, 2025
Summary: What is it like to retire in Bilbao , Spain? Retirees share their experiences living in Bilbao .
What is it like to retire in Bilbao?
"Life for a retiree in Bilbao, Spain, can be quite vibrant and fulfilling. The city is known for its rich culture, beautiful architecture, and friendly locals. There is an active expat community in Bilbao, with many retirees from different parts of the world choosing to spend their golden years in this charming city. This community often organizes social events and activities, providing a great opportunity for retirees to meet new people and make friends. Bilbao is a city that is rich in cultural attractions. The Guggenheim Museum is a must-visit, with its stunning architecture and impressive collection of modern and contemporary art. The city's Old Town, Casco Viejo, is another cultural gem, with its narrow streets, old churches, and traditional Basque restaurants. For those who enjoy outdoor activities, Bilbao offers plenty of options. The city is surrounded by green hills that are perfect for hiking and picnicking. The nearby beaches are great for swimming and sunbathing in the summer. The city also has several beautiful parks, such as the Doña Casilda Iturrizar park, which is perfect for leisurely walks or afternoon picnics. Bilbao's nightlife is quite lively, with many bars, pubs, and clubs that cater to different tastes. The city is famous for its pintxos bars, where retirees can enjoy small bites of delicious Basque cuisine along with a glass of local wine. There are also many cultural events and festivals throughout the year, such as the Semana Grande, a week-long festival in August with music, fireworks, and bullfights. In terms of healthcare, Bilbao has several high-quality hospitals and clinics, and Spain's healthcare system is considered one of the best in the world. The cost of living in Bilbao is also relatively affordable compared to other European cities, making it an attractive destination for retirees. Overall, life for a retiree in Bilbao can be quite enjoyable, with its rich culture, active expat community, and plenty of recreational activities," said a person in Bilbao .

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William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
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What advice do overseas retirees have for others considering retiring abroad?
"Retirees in Bilbao, Spain, advise others considering retiring abroad to learn the local language, as it not only helps in day-to-day communication but also in understanding and integrating into the local culture. They suggest researching the cost of living and healthcare facilities in the chosen country, as these are crucial factors for a comfortable retirement. They recommend visiting the place multiple times at different times of the year before making a decision, to get a feel for the climate and lifestyle. They also advise making connections with locals and other expats, as they can provide valuable insights and support. They suggest considering the proximity to family and friends, as well as the ease of travel back home. Lastly, they emphasize the importance of understanding the local laws and regulations, particularly those related to residency and taxes," said one retiree in Bilbao .
What are the most challenging aspects of retiring in Bilbao?
"1. One of the most challenging aspects of retiring in Bilbao, Spain could be the language barrier, as the primary languages spoken are Spanish and Basque, which may be difficult for non-native speakers to learn. 2. The cost of living in Bilbao is relatively high compared to other Spanish cities, which could pose a challenge for retirees on a fixed income. 3. The weather in Bilbao is often rainy and humid, which may not be ideal for retirees who prefer a warmer, drier climate. 4. Navigating the Spanish healthcare system can be complex, especially for those who are not fluent in Spanish or familiar with the system. 5. The cultural differences between Spain and other countries could be challenging for some retirees to adjust to, including differences in meal times, social norms, and daily routines. 6. Bilbao is a bustling city with a vibrant nightlife, which may not be suitable for retirees seeking a quiet, peaceful retirement. 7. The process of obtaining a visa and residency permit in Spain can be complicated and time-consuming, which could be a challenge for retirees planning to move to Bilbao. 8. Retirees may also face challenges in finding suitable housing in Bilbao, as the city is known for its high property prices. 9. The city's hilly terrain and narrow streets may pose difficulties for retirees with mobility issues. 10. Finally, retirees may find it challenging to establish a social network in Bilbao, especially if they do not speak Spanish or Basque fluently," said one retiree in Bilbao .

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What are the most rewarding aspects of retiring in Bilbao?
"1. Retiring in Bilbao, Spain offers a rich cultural experience, with numerous museums, art galleries, and historical sites to explore, including the world-renowned Guggenheim Museum. 2. The city boasts a vibrant culinary scene, with a wide range of restaurants and bars serving traditional Basque cuisine and world-class wines, making it a food lover's paradise. 3. Bilbao is surrounded by beautiful natural landscapes, from the stunning beaches of the Basque coast to the lush green mountains, providing ample opportunities for outdoor activities such as hiking, cycling, and swimming. 4. The city has a mild climate with warm summers and cool winters, making it an ideal place for those who enjoy a temperate weather. 5. Bilbao offers a high standard of living with excellent healthcare facilities, modern infrastructure, and a safe, clean environment. 6. The city is known for its friendly and welcoming locals, who are always ready to help and make newcomers feel at home. 7. Despite being a bustling city, Bilbao has a relaxed pace of life, allowing retirees to enjoy a laid-back lifestyle. 8. The cost of living in Bilbao is relatively lower compared to other major European cities, making it an affordable option for retirees. 9. Bilbao is well-connected to other parts of Spain and Europe by road, rail, and air, making it easy for retirees to travel and explore. 10. The city offers a range of social and community activities, providing plenty of opportunities for retirees to meet new people and stay active," explained a retiree in Bilbao .
What are healthcare services like in Bilbao?
We asked retirees if they have access to good medical care in Bilbao. They wrote:
"Healthcare services in Bilbao, Spain are of high quality and are easily accessible to both residents and visitors. The city is home to several well-equipped hospitals and clinics that offer a wide range of medical services. The healthcare system in Bilbao is a mix of public and private providers, with the public healthcare system being funded through taxes. All residents in Spain, including Bilbao, are entitled to the same healthcare services, which include general and specialist healthcare, hospital care, prescription medication, mental health services, and dental care for children. The healthcare staff in Bilbao are highly trained and many of them speak English, making it easier for tourists and expats. Emergency services are efficient and responsive. Private healthcare is also available and is often used by those who prefer quicker access to specialists and more personalized care. Pharmacies are plentiful and can be found throughout the city. Overall, Bilbao offers comprehensive and high-quality healthcare services," said one retiree in Bilbao .
How do I meet people in Bilbao?
When we asked people living in Bilbao about club and activities where newcomers can meet others, they responded:
"Expats in Bilbao, Spain often join various clubs and activities to meet new people and immerse themselves in the local culture. These include language exchange groups, where they can practice their Spanish and Basque skills while helping locals improve their English. They also participate in sports clubs, such as football, basketball, or cycling, which are popular in the city. Cultural clubs are another popular choice, offering opportunities to learn about Spanish and Basque history, art, and traditions. Cooking classes are also a favorite among expats, where they can learn to prepare traditional Basque dishes. Expats also join professional networking groups, which are particularly useful for those who have moved to Bilbao for work. These groups often organize events and seminars, providing a platform for expats to connect with local professionals in their field. In addition to joining clubs and activities, expats meet people in Bilbao through social events and festivals. The city is known for its vibrant nightlife and hosts numerous festivals throughout the year, such as the Semana Grande, a week-long festival filled with music, food, and fireworks. Volunteering is another way expats meet people in Bilbao. Many local charities and organizations welcome the help of foreign residents, providing a rewarding way to give back to the community and make new friends. Lastly, expats often meet people simply by exploring the city and striking up conversations with locals. Bilbao is known for its friendly and welcoming residents, who are often more than happy to chat with foreigners and share their recommendations for the best places to eat, drink, and visit in the city," commented one retiree living in Bilbao , Spain.
What is life like in Bilbao?
When we asked people living in Bilbao what life is like and how people spend their time, they said:
"Life for expats and digital nomads in Bilbao, Spain is vibrant and culturally rich. The city offers a mix of modern and traditional Spanish lifestyle, with its cutting-edge architecture and historic old town. Expats often find the locals friendly and welcoming, making it easier to integrate and make new friends. The city is also known for its high standard of living, with excellent healthcare and education facilities. For digital nomads, Bilbao offers a strong infrastructure with reliable internet, making it easy to work remotely. There are also numerous co-working spaces available for those who prefer a more structured work environment. The city's compact size makes it easy to navigate, and public transportation is efficient and affordable. Bilbao's food scene is a highlight for many expats, with a wide range of options from traditional Basque cuisine to international fare. The city also has a vibrant nightlife, with numerous bars and clubs offering a variety of entertainment options. Despite being a bustling city, Bilbao is surrounded by beautiful natural landscapes, providing plenty of opportunities for outdoor activities. The language barrier can be a challenge for some, as Basque and Spanish are the main languages spoken, but many locals also speak English. Overall, life for expats and digital nomads in Bilbao is exciting, comfortable, and full of opportunities for cultural immersion," said one retiree in Bilbao .

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
What do I need to know before retiring in Bilbao?
When we asked people what advice they would give someone preparing to move to Bilbao, they said:
"Expats considering retirement in Bilbao, Spain, should be aware of several key factors. Firstly, they should understand that the cost of living in Bilbao is relatively high compared to other Spanish cities, although it is still lower than in many other European cities. They should also be aware that Bilbao has a temperate oceanic climate, with mild winters and warm summers, which may be a significant change for those used to more extreme weather conditions. Expats should also know that while many locals speak English, the primary languages spoken in Bilbao are Spanish and Basque, so learning some basic phrases in these languages can be beneficial. Healthcare in Spain is of a high standard, and Bilbao is no exception, but expats should ensure they have appropriate health insurance coverage. Bilbao is known for its rich culture and history, with many museums, galleries, and architectural sites to explore. The city also has a strong culinary scene, with a focus on Basque cuisine, which may be a significant change for those used to different types of food. Public transportation in Bilbao is efficient and reliable, with a metro system, trams, and buses available, but owning a car can also be beneficial for exploring the surrounding Basque Country. Finally, expats should be aware that Bilbao has a relatively low crime rate, making it a safe city to live in. However, like any city, it's important to take common-sense precautions to protect oneself and one's property," explained one retiree living in Bilbao .
About the Author
Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC
Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.
Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.
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