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Retire in Dubai, UAE | Expat Exchange
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Retire in Dubai

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SJB Global
SJB Global
SJB Global

By Betsy Burlingame

Last updated on Mar 11, 2025

Summary: Dubai, UAE is an attractive destination for retirees due to its modern infrastructure, world-class healthcare, and tax-free income. The weather in Dubai is generally hot and sunny, with temperatures ranging from an average low of 59°F (15°C) in January to an average high of 108°F (42°C) in July. There are several retirement communities in Dubai, offering a range of amenities such as swimming pools, fitness centers, and social activities. The cost of a nice 2 bedroom home in Dubai is typically around $400,000 USD, while a nice 3 bedroom home can cost around $600,000 USD.

What is it like to retire in Dubai?

"Retirees in Dubai and its surroundings enjoy a vibrant and active lifestyle. There is a large expat community, with many retirees from all over the world, making it easy to make friends and find activities to do. There are plenty of cultural attractions to explore, such as the Dubai Museum, the Sheikh Mohammed Centre for Cultural Understanding, and the Dubai Opera. There are also plenty of recreational activities to enjoy, such as golf, tennis, sailing, and desert safaris. For those looking for a nightlife, there are plenty of bars, clubs, and restaurants to explore," said one retiree in living in Dubai, the UAE.

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William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
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What advice do overseas retirees have for others considering retiring abroad?

"When considering retiring abroad, it is important to do extensive research on various locations as well as the cost of living, visas and any other related paperwork that may be required to live in the country. Other important factors to consider are the healthcare system, climate, security and the availability of expat communities and activities. It is also worth researching the particular culture of the location to explore any traditions and contentment that the local population may provide for a fulfilling experience. It is also recommended to visit any prospective destination in person first to ensure that it is the right fit for you. Once retired abroad, do not be afraid to explore and embrace new experiences – it can be a great way to make new friends and imprint indelible memories," said a person in Dubai.

What are the most challenging aspects of retiring in Dubai?

"One of the most challenging aspects of retiring in Dubai is the cost of living. The cost of housing, food, and other necessities can be quite high, making it difficult to maintain a comfortable lifestyle. Additionally, the language barrier can be a challenge for those who are not fluent in Arabic. The culture and customs of the UAE can also be difficult to adjust to, as they are quite different from those of many other countries. Finally, the hot climate can be difficult to adjust to, especially for those who are used to cooler climates," said one retiree in Dubai.

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What are the most rewarding aspects of retiring in Dubai?

"Retiring in Dubai offers a number of rewarding aspects. One of the most attractive benefits is the tax-free income, which can help retirees to enjoy a comfortable lifestyle. Additionally, the city offers a wide range of leisure activities, from shopping and dining to outdoor activities such as golf and beach activities. The city also boasts a vibrant cultural scene, with a variety of museums, galleries, and cultural events. Finally, the city is home to a diverse population, making it a great place to meet new people and make new friends," explained a retiree in Dubai.

What are healthcare services like in Dubai?

We asked retirees if they have access to good medical care in Dubai. They wrote:

"Dubai offers a wide range of healthcare services, including both public and private hospitals and clinics. The public healthcare system is managed by the Dubai Health Authority, which provides free or low-cost healthcare services to citizens and residents. Private healthcare facilities offer a higher standard of care and are often more expensive. Dubai also has a number of specialized medical centers, such as the Dubai Diabetes Center and the Dubai Heart Center, which provide specialized care for specific conditions. Additionally, Dubai is home to a number of international healthcare providers, such as Johns Hopkins Medicine, Cleveland Clinic, and Medanta, which offer world-class medical care," explained a retiree in Dubai.

How do I meet people in Dubai?

When we asked people living in Dubai about club and activities where newcomers can meet others, they responded:

"From sailing to golf to sky diving to horseracing, Dubai is an emerging market that has it all. Wafi City is a great place for various activities such as Sport club, various bars and restaurants, mall and the newly opened Raffles Hotel. Dubai festival City housed some of the most prestigious hotels, mall and residential area as well as golf club. There loads of clubs (each country usually has their own) and activities from charity to commercial events, although you will miss nature's beauty - summers are very very hot (4-5 months)," explained one retiree living in Dubai.

"Expats in Dubai often join clubs and activities such as sports teams, book clubs, and language classes. These activities provide a great way to meet people and make friends. Expats can also meet people by attending events such as art exhibitions, concerts, and festivals. Additionally, many expats join social media groups and online forums to connect with other expats in the area. Finally, expats can also meet people by attending networking events, joining professional organizations, and attending meetups," said one retiree in living in Dubai, the UAE.

What is life like in Dubai?

When we asked people living in Dubai what life is like and how people spend their time, they said:

"People (expats) work hard and play hard, live revolves around malls and shopping, socialising, attending events/concert, some major sports events are happening during the winter season, Rugby 7, Dubai Horserace, Dubai Duty Free tennis, etc," commented one retiree living in Dubai, UAE.

"Life for expats and digital nomads in Dubai is generally quite comfortable. The city is modern and cosmopolitan, with a wide range of amenities and activities to enjoy. The cost of living is relatively high, but salaries tend to be higher than in other parts of the world, making it an attractive destination for expats and digital nomads. The city is also very safe, with a low crime rate and a strong police presence. The climate is hot and dry, but the city is well-equipped with air conditioning and other modern comforts. There is a vibrant nightlife, with plenty of bars, clubs, and restaurants to explore. The city is also home to a diverse range of cultures, making it a great place to meet people from all over the world," explained one retiree living in Dubai.

William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

Learn MoreGet Quote

William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

Learn MoreGet Quote

What do I need to know before retiring in Dubai?

When we asked people what advice they would give someone preparing to move to Dubai, they said:

"Before retiring in Dubai, expats should be aware of the cost of living, which is generally higher than in other parts of the world. It is important to research the different types of visas available and the associated costs and requirements. Additionally, expats should be aware of the local laws and customs, and familiarize themselves with the local language. Healthcare is also an important factor to consider, as expats should ensure they have access to quality medical care. Finally, expats should research the different neighborhoods and areas of Dubai to find the best fit for their lifestyle," remarked one retiree in Dubai.

"Remember your purpose of coming to the city, many cases you earn lots but also spends lots," said a retiree who moved to Dubai, UAE.

What type of recreational activities are there in Dubai?

"Golf at Emirates golf club, Els Club, Jumeirah Golf Estates, A qudrah golf club and many more. Swimming at Al Qudra sports complex, Horse riding at Arabian Ranches Equestrian Club, Tennis at Sports city, Rugby at the Rugby 7s stadium... There are many varied activities with options for all ages and interests. The city is vibrant and cater for everyone," explained one retiree living in Dubai.

"1. Wild Wadi Water Park: This is a popular outdoor water park in Dubai, featuring numerous thrilling water slides, wave pools, and a lazy river, providing fun for the whole family. 2. Ski Dubai: Located in the Mall of the Emirates, Ski Dubai is an indoor ski resort offering skiing, snowboarding, and other snow-based activities in a temperature-controlled environment. 3. Aquaventure Waterpark: Situated in Atlantis, The Palm, Aquaventure Waterpark offers a variety of water slides, river rides, and a private beach for visitors to enjoy. 4. Dubai Parks and Resorts: This is a massive entertainment complex that includes theme parks such as Motiongate, Bollywood Parks, and Legoland, as well as a water park and various dining and shopping options. 5. Kite Beach: A popular destination for water sports enthusiasts, Kite Beach offers activities such as kitesurfing, paddleboarding, and beach volleyball, along with a jogging track and numerous food trucks. 6. Al Mamzar Beach Park: This is a large public park with beautiful beaches, swimming pools, playgrounds, and picnic areas, providing a perfect spot for families to relax and enjoy outdoor activities. 7. Jumeirah Beach Park: Located along the coast, Jumeirah Beach Park offers a pristine beach, picnic areas, playgrounds, and a variety of water sports activities for visitors to enjoy. 8. Global Village: This seasonal cultural and entertainment destination features pavilions representing various countries, offering visitors a chance to experience different cultures, cuisines, and shopping experiences. 9. The Green Planet: An indoor tropical rainforest, The Green Planet is home to over 3,000 species of plants and animals, providing an educational and immersive experience for visitors of all ages. 10. Hatta Wadi Hub: Located in the Hatta mountains, this adventure park offers a range of outdoor activities such as mountain biking, hiking, and kayaking, as well as glamping options for overnight stays," said one retiree in living in Dubai, the UAE.

Where will I buy groceries and do other shopping in Dubai?

"There are big grocery stores, like Carrefour, Geant, Spinnies, Waitrose and Marks n Spencers. As the majority of the population is made up of expats, they are catered to very well and a lot of products are imported. There is very little that you can't get. Park n Shop is a store that imports exclusively from the USA and from the UK. Malls are amazing and have a lot of international stores," remarked one retiree in Dubai.

"Expats in Dubai can buy groceries and do other shopping at various locations across the city. One popular option is Carrefour, a French multinational retail corporation that offers a wide range of products, including groceries, electronics, and household items. They have multiple locations in Dubai, such as the Mall of the Emirates and the City Centre Deira. You can visit their website at https://www.carrefouruae.com/. Another popular choice for expats is Spinneys, a high-end supermarket chain that offers a wide selection of international products, fresh produce, and quality meats. They have several locations across Dubai, including the Al Ghurair Centre and the Golden Mile Galleria. Their website can be found at https://www.spinneys.com/. For organic and health-conscious shoppers, the Organic Foods and Café is a popular destination. They offer a range of organic and eco-friendly products, including fresh produce, dairy, and gluten-free items. They have a few locations in Dubai, such as the Sheikh Zayed Road and the Greens. You can visit their website at https://www.organicfoodsandcafe.com/. In addition to supermarkets, expats can also shop at local markets, such as the Ripe Market, which offers fresh, locally sourced produce, artisanal products, and handmade crafts. The market takes place at various locations throughout the week, including the Dubai Police Academy Park and the Times Square Center. More information can be found on their website at https://ripeme.com/. For clothing and other shopping needs, expats can visit the numerous malls in Dubai, such as the Dubai Mall, which is one of the largest shopping centers in the world. It features over 1,200 stores, including international brands, luxury boutiques, and local designers. The mall's website can be found at https://thedubaimall.com/," explained one retiree living in Dubai.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

William Russell
William Russell

Get a quote for international health insurance from our partner, William Russell.
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Get a quote for international health insurance from our partner, William Russell.
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