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Retire in Cartagena, Colombia | Expat Exchange
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Cartagena, Colombia

Retire in Cartagena, Colombia

By Betsy Burlingame

Last updated on Apr 09, 2025

Summary: Retirees share their experiences living in Cartagena, Colombia. What are the challenges and rewards of retiring in Cartagena?

Colombian Visa Services
Colombian Visa Services
Colombian Visa Services
Colombian Visa Services

What is it like to retire in Cartagena?

"Life for a retiree in Cartagena can be quite vibrant and fulfilling. The city is known for its rich history, beautiful architecture, and warm, tropical climate, making it an attractive destination for retirees from around the world. There is indeed an active expat community in Cartagena, with many retirees from the United States, Canada, and Europe choosing to spend their golden years in this charming city. Cultural attractions abound in Cartagena. The city's old town, a UNESCO World Heritage site, is a living testament to the city's rich history. Here, retirees can explore well-preserved colonial buildings, visit the Palace of the Inquisition, or simply enjoy a leisurely stroll along the city's ancient walls. The city is also home to numerous museums, art galleries, and theaters, offering plenty of opportunities for cultural immersion. Recreational activities are plentiful in and around Cartagena. The city's beautiful beaches are perfect for swimming, sunbathing, or simply enjoying the stunning views of the Caribbean Sea. For those who enjoy outdoor activities, the nearby Rosario Islands offer excellent snorkeling and diving opportunities. Additionally, the city's numerous parks and plazas provide serene spaces for walking, jogging, or practicing yoga. Cartagena's nightlife is lively and diverse, offering something for everyone. From salsa clubs and jazz bars to fine dining restaurants and rooftop lounges, the city offers a wide range of options for evening entertainment. Many retirees also enjoy attending the city's numerous festivals and events, which often feature live music, dance performances, and local cuisine. In terms of amenities, Cartagena offers a high standard of living at a relatively low cost. The city has modern healthcare facilities, numerous shopping centers, and a wide range of dining options, from traditional Colombian eateries to international restaurants. Public transportation is readily available, and many retirees find it easy to navigate the city on foot or by bicycle. Overall, life for a retiree in Cartagena can be as relaxed or as active as one chooses. With its rich history, vibrant culture, and beautiful surroundings, it's no wonder that so many expats choose to call this city home," said a person in Cartagena.

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We have over 10 years of experience helping foreigners obtain visas, invest, and do business in Colombia. Take the stress out of immigrating to Colombia by working with an experienced, bilingual immigration attorney.

Click connect to have our partner contact you via e-mail and/or phone.

Colombian Visa ServicesColombian Visa Services

We have over 10 years of experience helping foreigners obtain visas, invest, and do business in Colombia. Take the stress out of immigrating to Colombia by working with an experienced, bilingual immigration attorney.
Connect

Click connect to have our partner contact you via e-mail and/or phone.

What advice do overseas retirees have for others considering retiring abroad?

"Retirees in Cartagena advise others considering retiring abroad to learn the local language, as it will make daily life and integration into the community much easier. They also suggest researching the cost of living and healthcare facilities in the area, as these are crucial factors for a comfortable retirement. It's also important to understand the local culture and customs to avoid any potential misunderstandings or conflicts. They recommend visiting the place multiple times before making a final decision, to get a real feel for the lifestyle and environment. They also advise to check the safety and security situation of the area, and to consider the proximity to your home country for ease of visits from family and friends. Lastly, they suggest consulting with a local attorney to understand the legal implications of moving, such as visa requirements, taxes, and property laws," said a person in Cartagena.

What are the most challenging aspects of retiring in Cartagena?

"One of the most challenging aspects of retiring in Cartagena is the language barrier, as Spanish is the primary language spoken and not everyone may speak English. The healthcare system, while generally good, can be difficult to navigate for foreigners, especially those who are not fluent in Spanish. The hot and humid climate can also be a challenge for those who are not used to such conditions. The cost of living, while lower than in many Western countries, can still be high in certain areas, especially in the more touristy parts of the city. Safety can also be a concern, as while Cartagena is generally safe, crime does exist, particularly in certain areas. Lastly, adjusting to a new culture and being far from family and friends can be emotionally challenging for some retirees," explained one retiree living in Cartagena.

Colombian Visa Services

We have over 10 years of experience helping foreigners obtain visas, invest, and do business in Colombia. Take the stress out of immigrating to Colombia by working with an experienced, bilingual immigration attorney.

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Colombian Visa Services

We have over 10 years of experience helping foreigners obtain visas, invest, and do business in Colombia. Take the stress out of immigrating to Colombia by working with an experienced, bilingual immigration attorney.

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What are the most rewarding aspects of retiring in Cartagena?

"Retiring in Cartagena offers a rich cultural experience with its vibrant festivals, historical architecture, and friendly locals. The city's tropical climate is perfect for those who enjoy warm weather all year round. Cartagena is also known for its affordable cost of living, including low-cost healthcare and inexpensive housing options. The city offers a variety of recreational activities, from exploring the historic Old Town to relaxing on beautiful beaches. The local cuisine is another highlight, with fresh seafood and traditional Colombian dishes readily available. Additionally, the city's location provides easy access to other South American destinations for further travel adventures. Lastly, the slower pace of life in Cartagena allows retirees to enjoy a relaxed and stress-free lifestyle," said a retiree who moved to Cartagena, Colombia.

What are healthcare services like in Cartagena?

We asked retirees if they have access to good medical care in Cartagena. They wrote:

"Healthcare services in Cartagena are generally of high quality, with a number of modern hospitals and clinics available. The city is known for its advanced medical facilities and highly trained medical professionals. Many of these professionals have received training abroad and are fluent in English, making it easier for foreign patients to communicate their needs. The healthcare system in Cartagena is a mix of public and private providers. Public healthcare is available to all residents, but many people choose to use private healthcare for its perceived higher quality and shorter waiting times. Cartagena is also a popular destination for medical tourism, with people from around the world traveling to the city for procedures such as cosmetic surgery, dental work, and eye surgery. The city's hospitals are well-equipped to handle a wide range of medical procedures and treatments. Pharmacies are widely available throughout the city, and many medications can be purchased without a prescription. However, it's always recommended to consult with a healthcare professional before starting any new medication. Despite the high quality of healthcare in Cartagena, it's important for visitors to have travel insurance that covers medical expenses, as healthcare costs can be high, particularly for complex procedures or emergency care. Overall, Cartagena offers a high standard of healthcare, with a wide range of services available to both residents and visitors," remarked one retiree in Cartagena.

How do I meet people in Cartagena?

When we asked people living in Cartagena about club and activities where newcomers can meet others, they responded:

"Expats in Cartagena often join various clubs and activities to meet new people and immerse themselves in the local culture. These include language exchange groups, where they can practice their Spanish and help locals with English. They also participate in cooking classes to learn about traditional Colombian cuisine, or join dance classes to learn popular Latin dances like salsa and bachata. There are also several sports clubs and gyms in Cartagena that attract expats, such as yoga studios, CrossFit boxes, and soccer clubs. These provide a great opportunity to stay active and meet locals and other expats with similar interests. In addition to clubs and activities, expats often meet people through volunteering. There are numerous organizations in Cartagena that welcome the help of foreigners, from teaching English to helping with community development projects. This not only allows expats to give back to their new community, but also to form meaningful connections with locals. Networking events and social gatherings are another way for expats to meet people in Cartagena. These can range from professional networking events organized by local business associations, to casual meetups arranged by expat groups on social media. Finally, simply exploring the city and frequenting local cafes, markets, and festivals can lead to chance encounters and new friendships. Cartagena is known for its friendly and welcoming locals, so expats often find that striking up a conversation with a stranger can lead to a lasting connection," explained a retiree in Cartagena.

What is life like in Cartagena?

When we asked people living in Cartagena what life is like and how people spend their time, they said:

"Life for expats and digital nomads in Cartagena is vibrant and exciting, with a rich culture and history to explore. The city is known for its beautiful colonial architecture, lively music scene, and delicious local cuisine. The cost of living is relatively low, making it an attractive destination for those looking to live and work abroad. The city is also quite modern, with reliable internet and plenty of coworking spaces, making it easy for digital nomads to work. The locals are friendly and welcoming, and while Spanish is the main language, English is also widely spoken, especially in the tourist areas. The weather in Cartagena is tropical, with warm temperatures year-round, perfect for those who enjoy the heat. The city is also located on the Caribbean coast, offering beautiful beaches and a variety of water sports. Despite its many advantages, life in Cartagena also has its challenges. The city can be quite crowded, especially during peak tourist season, and traffic can be heavy. Safety can also be a concern, especially at night, and it's important for expats and digital nomads to take precautions and stay aware of their surroundings. Overall, life for expats and digital nomads in Cartagena offers a unique blend of cultural immersion, adventure, and the opportunity to enjoy a relaxed lifestyle in a beautiful setting," explained one retiree living in Cartagena.

Colombian Visa Services

We have over 10 years of experience helping foreigners obtain visas, invest, and do business in Colombia. Take the stress out of immigrating to Colombia by working with an experienced, bilingual immigration attorney.

Learn MoreConnect

Click connect to have our partner contact you via e-mail and/or phone.

Colombian Visa Services

We have over 10 years of experience helping foreigners obtain visas, invest, and do business in Colombia. Take the stress out of immigrating to Colombia by working with an experienced, bilingual immigration attorney.

Learn MoreConnect

Click connect to have our partner contact you via e-mail and/or phone.

What do I need to know before retiring in Cartagena?

When we asked people what advice they would give someone preparing to move to Cartagena, they said:

"Before retiring in Cartagena, expats should know that the cost of living is relatively low compared to many Western countries, making it an attractive option for retirees. However, healthcare can be a concern, as the quality varies greatly and private health insurance is recommended. Expats should also be aware that while many locals speak English, it is not widely spoken outside of tourist areas, so learning Spanish can greatly enhance your experience. Cartagena is known for its hot and humid climate, which may not be suitable for everyone. It's important to visit first to see if you can handle the weather year-round. Safety can also be a concern in certain areas of the city, so it's important to research and choose your neighborhood carefully. The process of obtaining a retirement visa in Colombia is relatively straightforward, but it does require proof of a steady income. Finally, while Cartagena is a vibrant city with a rich history and culture, it's important to remember that it is still a developing country, and infrastructure and services may not be up to the standards you're used to in your home country," said one retiree in Cartagena.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

Cartagena, Colombia
Colombian Visa Services
Colombian Visa Services

Take the stress out of immigrating to Colombia by working with an experienced, bilingual immigration attorney.
Learn More

Colombian Visa ServicesColombian Visa Services

Take the stress out of immigrating to Colombia by working with an experienced, bilingual immigration attorney.
Learn More

Colombian Visa Services
Colombian Visa Services

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