Retire in Lake Como, Italy
Last updated on Jun 08, 2023
Summary: Retirees share their experiences living in Lake Como, Italy. What are the challenges and rewards of retiring in Lake Como?
What is it like to retire in Lake Como?
"Life for a retiree in Lake Como, and its surroundings can be quite idyllic and fulfilling. The region is known for its stunning natural beauty, with picturesque towns and villages nestled along the shores of the lake, surrounded by lush green mountains. The climate is mild and pleasant, making it an ideal location for outdoor activities such as hiking, boating, and swimming. There is a growing expat community in the area, with many retirees from various countries choosing to settle in Lake Como for its relaxed pace of life and beautiful surroundings. This community often organizes social events and gatherings, providing opportunities for retirees to make new friends and share experiences. Cultural attractions are abundant in Lake Como and its surroundings, with numerous historic villas, churches, and gardens to explore. The area is also home to several museums and art galleries, showcasing both local and international art. Additionally, the region's rich history and culture can be experienced through various festivals and events held throughout the year. Recreational activities are plentiful in Lake Como, with a wide range of options to suit different interests and abilities. Retirees can enjoy leisurely walks along the lake's promenades, take scenic boat trips, or participate in water sports such as sailing and kayaking. The surrounding mountains offer excellent hiking and cycling trails, as well as opportunities for birdwatching and wildlife spotting. Nightlife in Lake Como is relatively low-key, with a focus on fine dining and leisurely evenings spent in local bars and cafes. There are a few nightclubs and live music venues in the larger towns, but the atmosphere is generally more relaxed and laid-back than in bigger cities. This makes it an ideal destination for retirees looking for a peaceful and tranquil lifestyle, surrounded by natural beauty and rich cultural experiences," explained one retiree living in Lake Como.
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What advice do overseas retirees have for others considering retiring abroad?
"Retirees in Lake Como, advise others considering retiring abroad to research the cost of living and healthcare options in their desired destination. They also recommend learning the local language and customs to better integrate into the community. It's essential to visit the location multiple times before making a decision and to consider renting before purchasing a property. Additionally, retirees should be prepared for potential bureaucratic challenges and ensure they have a solid financial plan in place. Finally, they encourage retirees to stay active and engaged in their new community by joining clubs and participating in local events," commented one retiree living in Lake Como, Italy.
What are the most challenging aspects of retiring in Lake Como?
"One of the most challenging aspects of retiring in Lake Como, is the high cost of living, as the area is known for its luxury villas and upscale lifestyle. Additionally, navigating the Italian bureaucracy can be difficult, especially when dealing with residency permits, taxes, and healthcare. The language barrier may also pose a challenge for those who do not speak Italian, as it is essential for daily communication and understanding local customs. Limited public transportation options around the lake can make it difficult to travel and explore the region without a car. Finally, adapting to the slower pace of life and the local culture may take some time for retirees who are used to a more fast-paced lifestyle," remarked one retiree in Lake Como.
What are the most rewarding aspects of retiring in Lake Como?
"1. Stunning natural beauty: Retiring in Lake Como offers the opportunity to live amidst breathtaking landscapes, with the serene lake surrounded by lush green mountains and charming villages. 2. Pleasant climate: Lake Como enjoys a mild climate year-round, with warm summers and cool winters, making it an ideal location for outdoor activities and leisurely strolls along the lakeside promenades. 3. Rich cultural heritage: The region boasts a wealth of historical sites, including ancient churches, grand villas, and picturesque towns, providing endless opportunities for exploration and cultural enrichment. 4. Italian cuisine: Living in Lake Como allows retirees to indulge in delicious Italian food, with an abundance of local restaurants and markets offering fresh produce, homemade pasta, and regional specialties. 5. Relaxed lifestyle: The laid-back atmosphere of Lake Como encourages a slower pace of life, allowing retirees to truly unwind and enjoy their surroundings. 6. Friendly community: The local people in Lake Como are known for their warmth and hospitality, making it easy for retirees to feel at home and make new friends. 7. Proximity to other European destinations: Lake Como's location in northern Italy makes it convenient for retirees to travel to other popular European cities, such as Milan, Venice, and Zurich, for weekend getaways or longer trips. 8. Outdoor activities: The lake and surrounding mountains offer a variety of outdoor activities for retirees to enjoy, including hiking, cycling, boating, and fishing. 9. High quality of life: With its beautiful scenery, rich culture, and welcoming community, Lake Como provides an exceptional quality of life for retirees seeking a peaceful and fulfilling retirement. 10. Affordable living: While some areas of Lake Como can be quite expensive, there are also more affordable options for retirees, making it possible to enjoy the benefits of living in this beautiful region without breaking the bank," remarked one retiree in Lake Como.
What are healthcare services like in Lake Como?
We asked retirees if they have access to good medical care in Lake Como. They wrote:
"Healthcare services in Lake Como, are generally of high quality, with both public and private facilities available. The region has several hospitals, clinics, and medical centers that offer a range of services, including emergency care, specialist consultations, and diagnostic tests. The public healthcare system, known as Servizio Sanitario Nazionale (SSN), provides free or low-cost services to residents and European Union citizens with a European Health Insurance Card (EHIC). Private healthcare facilities are also available for those who prefer or require specialized care, and these typically offer shorter waiting times and more personalized attention. Pharmacies are well-stocked and can be found throughout the area, with some offering 24-hour services. It is essential to have travel health insurance if you are a non-EU citizen, as you may not be eligible for free or subsidized healthcare services. Overall, Lake Como offers reliable and accessible healthcare services for both residents and visitors," said one retiree in Lake Como.
How do I meet people in Lake Como?
When we asked people living in Lake Como about club and activities where newcomers can meet others, they responded:
"Expats in Lake Como, often join various clubs and activities to meet people and immerse themselves in the local culture. These include language exchange clubs, where they can practice their Italian and help locals with English. They may also join cooking classes to learn about Italian cuisine, or wine tasting clubs to explore the region's rich wine culture. Outdoor activities are also popular among expats in Lake Como. They may join hiking or cycling groups to explore the beautiful landscapes of the region, or sailing clubs to enjoy the lake's waters. Golf clubs are also popular, with several courses in the area offering stunning views of the lake and mountains. Expats may also get involved in local community events and festivals, which are a great way to meet locals and other expats. These can range from music and film festivals to local food and wine events. Volunteering is another great way to meet people and give back to the community, with opportunities in areas like environmental conservation, education, and social services. In addition to these activities, expats often meet people through their work or their children's schools. They may also meet people through local expat groups or online forums, which can provide valuable advice and support for newcomers to the area. Finally, simply exploring the local cafes, restaurants, and markets can be a great way to meet people and get a feel for the local culture. Lake Como is known for its friendly and welcoming atmosphere, so expats often find it easy to strike up conversations and make new friends," said a retiree who moved to Lake Como, Italy.
What is life like in Lake Como?
When we asked people living in Lake Como what life is like and how people spend their time, they said:
"Life for expats and digital nomads in Lake Como is often described as idyllic and relaxed. The stunning natural beauty of the lake and surrounding mountains provides a tranquil setting for work and leisure. The region is known for its rich history, beautiful architecture, and delicious Italian cuisine, offering plenty of opportunities for cultural exploration. The local community is welcoming and friendly, making it easy for newcomers to feel at home. Italian is the main language spoken, but English is also widely understood, especially in tourist areas. Expats and digital nomads often find themselves immersed in the local culture, learning the language, and participating in local traditions and festivals. The cost of living can be high, especially in the more touristy areas, but there are also more affordable options in the smaller towns around the lake. The infrastructure is good, with reliable internet, making it suitable for remote work. Public transportation is efficient and the area is well-connected to other parts of Italy and Europe, making travel easy. The climate is mild, with warm summers and cool winters, perfect for outdoor activities. From hiking in the mountains to boating on the lake, there's always something to do. The slower pace of life allows for a good work-life balance, with plenty of time to enjoy the stunning scenery and laid-back lifestyle. Despite being a popular tourist destination, Lake Como maintains a peaceful, authentic atmosphere. The combination of natural beauty, cultural richness, and a friendly community makes it a popular choice for expats and digital nomads looking for a unique living experience," explained one retiree living in Lake Como.
Become ‘Italian for a While’ with IFA! Learn in Italy on a 1-week to 12-month program - open to students, young adults, graduates, digital nomads, professionals, groups, faculty-led programs, and more. Take courses at an accredited school while immersing yourself in the language, life, and culture among your international peers. Submit an inquiry with IFA to learn more.
Click connect to have our partner contact you via e-mail and/or phone.
Become ‘Italian for a While’ with IFA! Learn in Italy on a 1-week to 12-month program - open to students, young adults, graduates, digital nomads, professionals, groups, faculty-led programs, and more. Take courses at an accredited school while immersing yourself in the language, life, and culture among your international peers. Submit an inquiry with IFA to learn more.
Click connect to have our partner contact you via e-mail and/or phone.
What do I need to know before retiring in Lake Como?
When we asked people what advice they would give someone preparing to move to Lake Como, they said:
"Before retiring in Lake Como, expats should know that they will need to obtain a visa if they are not EU citizens. They should also be aware that the cost of living can be quite high, especially in the more popular towns around the lake. Expats should understand that while many locals speak English, learning Italian can greatly enhance their experience and make daily life easier. They should also be prepared for a slower pace of life, as Italians value a work-life balance and often take long lunch breaks and close shops in the afternoon. Healthcare in Italy is of a high standard, but expats should ensure they have adequate health insurance. They should also be aware that they may be liable to pay taxes in Italy, even if they are also paying taxes in their home country. Expats should know that owning a car in Lake Como can be expensive due to high petrol prices and annual car taxes. Public transportation, however, is quite reliable and extensive. They should also be aware that Lake Como has a humid subtropical climate, with hot, humid summers and mild winters. Finally, expats should understand that while Lake Como is a popular tourist destination, it can be quiet during the off-season, which may be a positive or negative depending on personal preference," explained one retiree living in Lake Como.
About the Author
Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.
Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.