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Retire in Lake Chapala, Mexico | Expat Exchange
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The Lakefront Promenade in Lake Chapala, Mexico

Retire in Lake Chapala, Mexico

By Joshua Wood, LPC

Last updated on Mar 14, 2023

Summary: Retirees are attracted to Lake Chapala, Mexico for its beautiful scenery, warm climate, and low cost of living. There are several retirement communities in the area, offering a variety of amenities such as swimming pools, golf courses, and social activities. The cost of a nice two bedroom home in Lake Chapala is typically around $100,000 USD, while a nice three bedroom home can cost around $150,000 USD. The weather in Lake Chapala is generally warm and sunny, with temperatures ranging from the mid-60s to the mid-80s Fahrenheit.

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What is it like to retire in Lake Chapala?

"Ajijic is definitely a retirement area. The majority of the expat population appears to be over 60... That said, there are numerous cultural activities plus exploratory trips around the area and other Mexico venues. Night life is somewhat subdued...but at 75 bed time comes early for us.," commented one retiree living in Ajijic, Mexico.

"Lake Chapala and its surroundings offer a picturesque and laid-back lifestyle that appeals to retirees, with an active expat community of both Mexican nationals and foreigners. There are many cultural attractions in the area, including Churches and historical sites, as well as galleries and a lively downtown nightlife. There are plenty of outdoor activities to choose from, such as golf courses, hiking trails, cycling routes and kayaking spots for those looking for adventure, and for those looking for a more tranquil experience, there are several beaches and lagoons. The local festivals and celebrations provide a fun and diverse atmosphere, so there is always something to do. Despite its charm, retirees still have access to modern amenities, such as Internet and up-to-date healthcare services," explained one retiree living in Lake Chapala.

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Welcome Home Mexico occupies a niche in the market as a successful relocation and real estate firm helping expats moving to Mexico! As seen on CBS news, PBS, in the L.A. Times and more, we are one of the leading companies in this field. Welcome Home Mexico offers a wide range of services, multi-lingual knowledgeable brokers with experience, efficient and professional service.

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Welcome Home MexicoWelcome Home Mexico

Welcome Home Mexico occupies a niche in the market as a successful relocation and real estate firm helping expats moving to Mexico! As seen on CBS news, PBS, in the L.A. Times and more, we are one of the leading companies in this field. Welcome Home Mexico offers a wide range of services, multi-lingual knowledgeable brokers with experience, efficient and professional service.
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What advice do overseas retirees have for others considering retiring abroad?

"My wife says that I have all the patience in the world.... because I have never used any... That might be a bit extreme but having lived overseas for 20 some years I have learned to adapt... Here are the things that I have found important to surviving and enjoying a new country: Flexibility is a requirement for successfully living abroad. Do your schedule in pencil not pen. Lose your comparisons with your former home. It is what it is... Learn the local ground rules and play the game. Have or obtain a sense of humor... Without it one will not last long in any environment and certainly not outside his native land. Have or obtain a sense of adventure. This is an opportunity to meet new people, experience new things and to learn a new culture. Learn basic local language niceties and build your vocabulary... A simple Gracias coupled with a warm smile will work wonders..," remarked one retiree in Ajijic.

"Lake Chapala is an inexpensive place to live and has a large expat community from all over the the wolrld with near perfect year around weather and lots of activities for retirees to take advantage of," said a retiree who moved to Ajijic and Chapala, Mexico.

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What are the most challenging aspects of retiring in Lake Chapala?

"So far everything has moved right along except at a slower pace... We used the services of a recommended local attorney and we have a property manager. Between the two we have taken care of buying a home, car and paying the bills... If we had to do this alone it would take more time and probably peg the frustration meter...We will eventually take over the bill paying etc but for now this has proven to be a worth while expenditure," remarked one retiree in Ajijic.

"One of the most challenging aspects of retiring in Lake Chapala is learning to navigate a different language and culture. Many of the locals speak Spanish, and getting by in a foreign language can be daunting. Additionally, much of the region is rural, so access to some amenities and services that are taken for granted in developed countries may not be as readily available. Finally, the cost of living in Mexico can vary greatly depending on where you live, so deciding on the right place to call home may be a challenge as well," said a retiree who moved to Lake Chapala, Mexico.

"Getting mail! The mail system in Mexico is not great, or secure, so I need to rely on friends coming from the States to bring mail and packages. Receiving mail in other countries where I've lived has also posed a challenge in that forwarding mail is often quite expensive," said one retiree in Lake Chapala.

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Welcome Home Mexico

Welcome Home Mexico occupies a niche in the market as a successful relocation and real estate firm helping expats moving to Mexico! As seen on CBS news, PBS, in the L.A. Times and more, we are one of the leading companies in this field. Welcome Home Mexico offers a wide range of services, multi-lingual knowledgeable brokers with experience, efficient and professional service.

Learn MoreConnect

Click connect to have our partner contact you via e-mail and/or phone.

Welcome Home Mexico

Welcome Home Mexico occupies a niche in the market as a successful relocation and real estate firm helping expats moving to Mexico! As seen on CBS news, PBS, in the L.A. Times and more, we are one of the leading companies in this field. Welcome Home Mexico offers a wide range of services, multi-lingual knowledgeable brokers with experience, efficient and professional service.

Learn MoreConnect

Click connect to have our partner contact you via e-mail and/or phone.

What are the most rewarding aspects of retiring in Lake Chapala?

"I love having a more international perspective on the US. I appreciate the different cultures I live in and I like the challenge of adapting to different customs. And I really love the expats I meet overseas. They are often quite adventurous people," said one retiree in living in Lake Chapala, Mexico.

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What are healthcare services like in Lake Chapala?

We asked retirees if they have access to good medical care in Lake Chapala. They wrote:

"We have not had to use hospital services as of yet. However, Guadalajara has exceptional hospitals that are affordable and an hour away. Local dentist and medical services receive high marks from those living here any length of time," said a person in Ajijic.

"Lake Chapala is home to a wide variety of healthcare options and services. There are hospitals and clinics to serve the local community and expats alike. The area is served by many doctors and nurses who are trained in both Mexican and international medical standards. Residents have access to quality medical care, including preventive health care, primary care, and specialized treatments such as cardiology, oncology, and psychology. Pharmaceuticals and other medical supplies are widely available in local pharmacies. Additionally, the area has a strong health tourism industry and attracts many medical tourists looking for affordable, quality care," remarked one retiree in Lake Chapala.

"A few weeks ago I used my GEHA (government employees health association) insurance at Hospital San Antonio. Well I should say I tried to use it. At first the staff at Hospital San Antonio said that my entire emergency would be covered but they charged my $25000 USD UP Front and I had to pay it or the administrative staff there told me they would send me to a public hospital in the worst part of Guadalajara. They bullied me and I felt so uncomfortable but I was not in a position to fight. I paid the up front fee and then on discharge they just deducted it from the bill which I still had to pay and they gave me a bill with codes to submit to my insurer for reimbursement...such lies and thieves trying to trick people about accepting insurances. I will never go back to Hospital San Antonio in Tlyacapan," said a retiree who moved to Lake Chapala, Mexico.

"Yes, but the quality is not uniform. However, as this area is growing in population (both Mexican and expat), new medical facilities are being built that should improve the quality, access and expense," said one retiree in Lake Chapala.

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How do I meet people in Lake Chapala?

When we asked people living in Lake Chapala about club and activities where newcomers can meet others, they responded:

"Expats living in Lake Chapala often join local clubs and activities to meet new people and make friends. Commonly populated clubs and activities include tennis, golf, painting, dancing, book clubs, and walking groups. Expats also regularly meet new people in the local bars, restaurants and cafes, and attending events such as festivals, concerts, art shows, and church services is another great way to connect with local citizens and expats alike," said a retiree who moved to Lake Chapala, Mexico.

"The Lake Chapala Society, tennis, swimming, gyms, volleyball, tennis, golf, pubs, restaurants," said one retiree in Lake Chapala.

What is life like in Lake Chapala?

When we asked people living in Lake Chapala what life is like and how people spend their time, they said:

"Life for expats and digital nomads in Lake Chapala is generally quite pleasant. The area is known for its temperate climate, beautiful scenery, and friendly locals. Expats and digital nomads can find a variety of activities to enjoy, from exploring the nearby towns and villages to taking part in outdoor activities such as hiking, biking, and kayaking. The cost of living is also quite low, making it an attractive destination for those looking to stretch their budget. Additionally, the area is home to a vibrant expat community, providing plenty of opportunities to meet new people and make friends," said a person in Lake Chapala.

"Of course, the local folks thrive on the family life, fiestas for any reason at all and the all popular soccer games," remarked one retiree in Lake Chapala.

Welcome Home Mexico

Welcome Home Mexico occupies a niche in the market as a successful relocation and real estate firm helping expats moving to Mexico! As seen on CBS news, PBS, in the L.A. Times and more, we are one of the leading companies in this field. Welcome Home Mexico offers a wide range of services, multi-lingual knowledgeable brokers with experience, efficient and professional service.

Learn MoreConnect

Click connect to have our partner contact you via e-mail and/or phone.

Welcome Home Mexico

Welcome Home Mexico occupies a niche in the market as a successful relocation and real estate firm helping expats moving to Mexico! As seen on CBS news, PBS, in the L.A. Times and more, we are one of the leading companies in this field. Welcome Home Mexico offers a wide range of services, multi-lingual knowledgeable brokers with experience, efficient and professional service.

Learn MoreConnect

Click connect to have our partner contact you via e-mail and/or phone.

What do I need to know before retiring in Lake Chapala?

When we asked people what advice they would give someone preparing to move to Lake Chapala, they said:

"Before retiring in Lake Chapala, expats should understand the local culture, including language and customs. They should also research what medical facilities, banks and other services are available, and look into immigration matters to ensure that they have the appropriate documents. It is also important to make sure that their possessions are secure and learn how to handle any emergency situation. Additionally, it may be a good idea to budget for the cost of living in the area, as well as build a network of contacts in the community," explained one retiree living in Lake Chapala.

"Don't let the media scare you away. If you are not involved in the drug business, you most likely will not be in trouble. There is a presence of police and military here, but we're also hosting the Pan Am games this year," said one retiree in living in Lake Chapala, Mexico.

What type of recreational activities are there in Lake Chapala?

"Lake Chapala offers a variety of recreational activities for visitors to enjoy. One popular activity is fishing, as the lake is home to a variety of species such as bass, catfish, and carp. There are also several marinas and boat rentals available for those who wish to explore the lake by water. For those looking for a more leisurely activity, there are several parks and gardens located around the lake, perfect for a picnic or a stroll. Additionally, there are several golf courses in the area, as well as tennis courts and other sports facilities. For those looking for a more cultural experience, there are several museums and galleries in the area, as well as a variety of restaurants and bars," said one retiree in living in Lake Chapala, Mexico.

Where will I buy groceries and do other shopping in Lake Chapala?

"Expatriates living in Lake Chapala can find a variety of grocery stores and other shopping options. Super Lake, located in Ajijic, is a popular grocery store for expats, offering a wide selection of international and Mexican products. Super Lake also has a deli, bakery, and butcher shop. Another popular grocery store is La Comer, located in Chapala, which offers a variety of Mexican and international products. For other shopping needs, expats can visit the Ajijic Plaza, which has a variety of stores, including clothing, jewelry, and home goods. Additionally, the Ajijic Sunday Market is a great place to find fresh produce, handmade crafts, and other local products," said one retiree in Lake Chapala.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

The Lakefront Promenade in Lake Chapala, Mexico

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