Cost of Living in Cotswolds, England
Last updated on Apr 07, 2025
Summary: What is the cost of living in Cotswolds, UK? Hear what expats, digital nomads and retirees living in Cotswolds have to say about the cost of housing, health insurance and general living costs.
Is the cost of living in Cotswolds high?
We asked people how much they someone comfortably live on in Cotswolds, they wrote:
"The cost of living in the Cotswolds, is generally higher than the national average due to its picturesque landscapes, charming villages, and desirable location. Housing prices tend to be more expensive, with both rental and purchase prices being above the UK average. The cost of groceries, transportation, and utilities are also slightly higher than in other parts of the country. Dining out and leisure activities can also be more expensive in the Cotswolds, as it is a popular tourist destination. However, the overall cost of living can vary depending on the specific area within the Cotswolds and one's lifestyle choices," remarked one in Cotswolds.

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Will I save money living in Cotswolds?
"It is difficult to determine whether you will save money living in the Cotswolds compared to the United States without considering specific factors such as your lifestyle, income, and spending habits. Generally, the cost of living in the Cotswolds can be higher than in some areas of the United States, particularly when it comes to housing, transportation, and certain goods and services. However, healthcare and education costs may be lower in the UK due to the National Health Service and subsidized university fees. Ultimately, whether you save money or not will depend on your personal circumstances and choices," said one expat in Cotswolds.
What is the average cost of housing in Cotswolds?
If you are thinking about moving to Cotswolds, cost of living in probably a key consideration. Expats commented about the cost of housing:
"The average cost of housing in Cotswolds, can vary greatly depending on the type and location of the property. However, it is generally considered to be relatively high due to the area's popularity and picturesque scenery. As of 2021, the average house price in Cotswolds is around £385,000, with detached properties being the most expensive and flats being the most affordable," said one person in Cotswolds.

This is a personal property finding service. I team up with a buyer and help you find the perfect property for your needs. I am your man on the ground and expert in the market. Whatever is important to you will be my mission to bring you what you want without all the stress whilst guiding and protecting you in the process.

This is a personal property finding service. I team up with a buyer and help you find the perfect property for your needs. I am your man on the ground and expert in the market. Whatever is important to you will be my mission to bring you what you want without all the stress whilst guiding and protecting you in the process.
About the Author
Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC
Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.
Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.