Cost of Living in Crete, Greece
Last updated on Apr 03, 2025
Summary: What is the cost of living in Crete, Greece? Hear what expats, digital nomads and retirees living in Crete have to say about the cost of housing, health insurance and general living costs.
Is the cost of living in Crete high?
We asked people how much they someone comfortably live on in Crete, they wrote:
"The cost of living in Crete, Greece is generally lower than in many European countries. Rent, especially, is quite affordable compared to other parts of Europe. You can rent a decent one-bedroom apartment in the city center for a reasonable price. If you choose to live outside the city center, the rent can be even cheaper. Groceries in Crete are also relatively inexpensive. Local markets offer fresh fruits, vegetables, and other food items at affordable prices. Eating out in Crete can be quite economical as well, with many local restaurants offering reasonably priced meals. Transportation costs in Crete are also quite low. Public transportation is efficient and affordable, and even owning a car can be relatively inexpensive due to low fuel costs. However, utility costs such as electricity, heating, cooling, and water can be a bit high, especially during the summer and winter months when heating and cooling systems are used more frequently. Healthcare in Crete is generally affordable, especially if you are covered by the Greek national health system. Private healthcare is also available and is more expensive, but still reasonable compared to other European countries. Overall, the cost of living in Crete is quite affordable, making it an attractive place for both locals and expats," wrote a person living in crete.

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William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
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Will I save money living in Crete?
"The cost of living in Crete, Greece is generally lower than in many parts of the United States. This includes expenses such as rent, groceries, and dining out. Utilities such as electricity, heating, and cooling are also typically less expensive in Crete. However, the cost of certain goods, like gasoline and imported products, can be higher. Additionally, healthcare in Greece is generally less expensive than in the U.S. Therefore, depending on your lifestyle and consumption habits, you could potentially save money by living in Crete compared to the United States," remarked one in crete.
What is the average cost of housing in Crete?
If you are thinking about moving to Crete, cost of living in probably a key consideration. Expats commented about the cost of housing:
"The average cost of housing in Crete, Greece can vary greatly depending on the location and size of the property. For instance, in the city center of Heraklion, the largest city on the island, you might expect to pay a higher price compared to more rural areas. On average, you could expect to pay around €1,500 to €2,000 per square meter for an apartment in the city. For a house in a rural area, the cost might be around €1,000 to €1,500 per square meter. However, these prices can fluctuate based on the current real estate market and other factors," said one expat in crete.

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
About the Author
Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC
Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.
Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.