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Cost of Living in Okinawa, Japan | Expat Exchange
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Cost of Living in Okinawa, Japan

By Joshua Wood, LPC

Last updated on Jul 14, 2023

Summary: What is the cost of living in Okinawa, Japan? Hear what expats, digital nomads and retirees living in Okinawa have to say about the cost of housing, health insurance and general living costs.

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Is the cost of living in Okinawa high?

We asked people how much they someone comfortably live on in Okinawa, they wrote:

"The cost of living in Okinawa, is relatively lower compared to other major cities in Japan like Tokyo or Osaka. Housing is quite affordable, with rent for a one-bedroom apartment in the city center being significantly cheaper than in Tokyo. Utilities such as electricity, heating, cooling, and water are also reasonably priced. Groceries in Okinawa can be a bit more expensive due to the island's remote location, but it's still manageable. Eating out at restaurants is quite affordable, with a meal at an inexpensive restaurant costing less than what you would pay in Tokyo. Transportation costs are also lower in Okinawa. Public transportation is efficient and affordable, and owning a car is not as necessary due to the smaller size of the island. Healthcare in Okinawa is of high quality and is relatively affordable due to Japan's universal healthcare system. Overall, while the cost of living in Okinawa is not the cheapest in Japan, it is significantly lower than in the country's major cities. It offers a good quality of life with its beautiful beaches and warm climate, making it an attractive place to live," wrote a person living in Okinawa.

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Will I save money living in Okinawa?

"The cost of living in Okinawa can be lower than in many parts of the United States, especially when it comes to housing and healthcare. Rent and property prices in Okinawa are generally cheaper than in major U.S. cities. Healthcare in Japan is also more affordable due to the country's universal healthcare system. However, some expenses may be higher in Okinawa. For instance, imported goods and certain food items can be more expensive due to import taxes and fees. Utilities such as electricity and gas can also be pricier in Okinawa than in the U.S. In terms of transportation, public transit is widely used in Okinawa and is relatively affordable, which could save you money compared to owning and maintaining a car in the U.S. However, if you choose to own a car in Okinawa, keep in mind that gas prices can be higher than in the U.S. Eating out in Okinawa can be cheaper than in the U.S., especially if you stick to local cuisine. However, if you frequently eat at western-style restaurants or buy imported groceries, your food costs could be higher. In summary, whether or not you save money living in Okinawa compared to the U.S. largely depends on your lifestyle and spending habits. If you adapt to a local way of living, you could potentially save money. However, if you maintain a western lifestyle, your cost of living could be similar to or higher than living in the U.S," remarked one expat in Okinawa.

What is the average cost of housing in Okinawa?

If you are thinking about moving to Okinawa, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Okinawa can vary greatly depending on the location and size of the property. For a single-family home in the city center, prices can range from moderately expensive to very high. However, apartments or condos can be more affordable, especially those located outside of the city center. Rental prices can also vary, but are generally more affordable than purchasing a property. Overall, the cost of housing in Okinawa is considered to be lower than in other major Japanese cities like Tokyo or Osaka," remarked one expat in Okinawa.

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About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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