Borocay Island, Philippines

Cost of Living in Boracay Island, Philippines

By Betsy Burlingame

Last updated on Jun 12, 2025

Summary: What is the cost of living in Boracay Island, Philippines? Expats, digital nomads and retirees living in Boracay Island talk about the general living costs, the cost of housing and health insurance.

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Is the cost of living in Boracay Island high?

We asked people how much they someone comfortably live on in Boracay Island, they wrote:

"The cost of living in Boracay Island is considered moderate compared to other tourist destinations in the country. Rent for a one-bedroom apartment in the city center can be quite expensive, while those outside the city center are more affordable. The cost of utilities such as electricity, heating, cooling, and water is also relatively high due to the island's remote location. Groceries in Boracay can be more expensive than in other parts of the Philippines, especially for imported goods. Local produce and products, however, are reasonably priced. Eating out in Boracay varies greatly, with local food stalls offering cheap meals, while high-end restaurants can be quite pricey. Public transportation in Boracay is relatively cheap, with tricycles being the most common mode of transport. However, renting a car or a motorbike can be quite expensive. Healthcare in Boracay is affordable but the facilities are not as advanced or comprehensive as those in larger cities. It's recommended to have health insurance that covers medical evacuation, in case of serious illness or injury. Leisure activities in Boracay can range from moderately priced to expensive, depending on the activity. Water sports and boat tours tend to be on the pricier side. Overall, while Boracay can be more expensive than other parts of the Philippines, it's still considered affordable compared to many Western countries. However, the cost can add up quickly for expats or long-term visitors, especially if they maintain a Western lifestyle," wrote a person living in Boracay Island.

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Will I save money living in Boracay Island?

"Yes, you will likely save money living in Boracay Island compared to the United States. The cost of living in the Philippines is generally lower than in the United States. This includes expenses such as housing, food, transportation, and healthcare. However, the exact amount of savings can vary depending on your lifestyle and spending habits. It's also important to note that while the cost of living may be lower, the average income in the Philippines is also significantly lower than in the United States. Therefore, if you're planning to work locally, you may not have the same purchasing power as you would in the U.S," said one expat in Boracay Island.

What is the average cost of housing in Boracay Island?

If you are thinking about moving to Boracay Island, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Boracay Island can vary greatly depending on the location, size, and type of property. For a standard one-bedroom apartment in the city center, you might expect to pay a moderate monthly rent, while a similar apartment outside the city center may cost slightly less. If you're looking to buy property, a typical one-bedroom city center apartment could be quite expensive, while a three-bedroom house outside the city center might be more affordable. Luxury villas and beachfront properties are, of course, significantly more expensive. It's also important to note that prices can fluctuate based on tourism demand and the time of year," remarked one in Boracay Island.

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About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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