Real Estate in Bern, Switzerland
Last updated on Feb 15, 2024
Summary: People living in Bern, Switzerland offer advice about real estate. How do you find a home in Bern? Should you buy or rent? What is the cost of housing?
How do I find a place to live in Bern?
We asked expats how they chose their neighborhood and found a place to live. They answered:
"Finding a place to live in Bern involves several steps. First, you need to determine your budget. This will help you narrow down your options and focus on areas that are affordable for you. Next, you should research different neighborhoods in Bern to find one that suits your lifestyle and preferences. Some factors to consider include proximity to work or school, availability of public transportation, safety, and the presence of amenities such as shops, restaurants, and parks. Once you have a neighborhood in mind, you can start looking for available properties. There are several online platforms where you can find listings for apartments and houses for rent or sale in Bern, such as Homegate, ImmoScout24, and Comparis. When you find a property you're interested in, contact the landlord or real estate agent to arrange a viewing. It's important to see the property in person before making a decision. During the viewing, ask questions about the property, such as the cost of utilities, rules about pets, and any maintenance issues. If you decide to proceed with the property, you'll need to fill out an application and provide references. In Switzerland, it's common for landlords to require a deposit, which is usually equivalent to one to three months' rent. Once your application is approved, you'll sign a lease agreement. Be sure to read the lease carefully and understand all the terms before signing. Finally, before moving in, it's a good idea to document the condition of the property with photos. This can help protect you from being held responsible for any damage that was present before you moved in. Remember, finding a place to live can take time, so it's best to start your search well in advance of when you plan to move," remarked one foreigner who made the move to Bern.
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What is a typical expat home or apartment like in Bern?
"A typical expat home or apartment in Bern, is often located in a quiet, residential neighborhood, close to public transportation. These homes are usually modern and well-maintained, with a blend of traditional Swiss architecture and contemporary design. They often feature spacious living areas, fully equipped kitchens, and one to three bedrooms. Some apartments may also have a balcony or a small garden, offering views of the city or the surrounding mountains. The homes are usually furnished, but unfurnished options are also available. Amenities such as high-speed internet, laundry facilities, and parking spaces are typically included. Many expat homes are also located close to international schools, supermarkets, and recreational facilities," remarked one foreigner who made the move to Bern.
What is the average cost of housing in Bern?
If you are thinking about moving to Bern, cost of living in probably a key consideration. Expats commented about the cost of housing:
"The average cost of housing in Bern can vary greatly depending on the location and size of the property. For a one-bedroom apartment in the city center, the monthly rent can be around 1,200 to 1,500 Swiss Francs. If the same apartment is located outside the city center, the rent can drop to approximately 1,000 to 1,300 Swiss Francs. For larger apartments or houses, the cost can significantly increase. It's also important to note that buying property in Bern can be quite expensive, with the price per square meter in the city center being around 10,000 Swiss Francs," said one expat in Bern.
Should I buy or rent a home in Bern?
If you have not spent a lot of time in Bern, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:
"The decision to buy or rent a home in Bern, largely depends on your personal circumstances, financial situation, and long-term plans. If you plan to stay in Bern for a long period, buying a home could be a good investment. Owning a home allows you to build equity over time and could provide financial stability in the future. However, buying a home also comes with significant upfront costs, including a down payment, closing costs, and maintenance expenses. It also requires a long-term commitment, as selling a home can take time and effort. On the other hand, renting a home in Bern offers more flexibility. It's a good option if you're not sure how long you'll be staying or if you prefer not to deal with the responsibilities of homeownership. Renting can also be more affordable in the short term, as it doesn't require a large upfront investment. However, renting doesn't build equity and rental rates can increase over time. You also have less control over your living situation, as landlords can decide to sell the property or not renew your lease. In conclusion, both buying and renting have their pros and cons. It's important to carefully consider your financial situation, lifestyle, and future plans before making a decision. Consulting with a real estate professional or financial advisor could also be beneficial," said one expat who made the move to Bern.
About the Author
Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.
Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.
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