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Real Estate in St Andrews, Scotland | Expat Exchange
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St Andrews, Scotland

Real Estate in St Andrews, Scotland

By Joshua Wood, LPC

Last updated on Apr 17, 2024

Summary: Expats and retirees talk about real estate in St Andrews, Scotland? How do you find a home in St Andrews? Should you buy or rent? What is the cost of housing?

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How do I find a place to live in St Andrews?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in St Andrews, involves several steps. First, you need to determine your budget and what type of accommodation you're looking for. This could range from a shared flat to a private house. Next, you should start your search online. Websites like Rightmove, Zoopla, and Gumtree are popular for finding rentals in the UK. You can filter your search based on your preferences such as location, price, and type of property. Another option is to contact local estate agents directly. Some popular ones in St Andrews include Bradburne & Co, Rollos, and Thorntons. They can provide you with listings that match your criteria and arrange viewings. If you're a student at the University of St Andrews, you can also check the university's accommodation services. They offer a variety of options including halls of residence, shared flats, and private housing. Once you've found a potential place, arrange a viewing to see it in person. This will give you a chance to check the condition of the property and ask any questions. After viewing, if you're interested in the property, you'll need to fill out an application and provide references. You'll also need to pay a deposit and possibly the first month's rent upfront. Finally, before moving in, make sure to read and understand your lease agreement. It will outline your responsibilities as a tenant and the landlord's responsibilities. Remember, finding a place to live can take time, so start your search well in advance of when you plan to move," said one expat in St Andrews.

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What is a typical expat home or apartment like in St Andrews?

"A typical expat home or apartment in St Andrews, is often a charming blend of traditional and modern design. Many homes are located in historic buildings, with features like high ceilings, large windows, and original architectural details. The interiors are usually updated with modern amenities, including fully equipped kitchens, central heating, and high-speed internet. Some homes may also have a small garden or patio, offering a private outdoor space. The size of the homes can vary, but it's common to find one or two-bedroom apartments, perfect for singles or small families. Many expats choose to live close to the town centre for easy access to shops, restaurants, and the university. Despite being in a small town, the homes in St Andrews often offer stunning views of the surrounding countryside, the historic town, or the sea," said one person in St Andrews.

Professional Property Finders

This is a personal property finding service. I team up with a buyer and help you find the perfect property for your needs. I am your man on the ground and expert in the market. Whatever is important to you will be my mission to bring you what you want without all the stress whilst guiding and protecting you in the process.

Learn MoreGet Quote

Professional Property Finders

This is a personal property finding service. I team up with a buyer and help you find the perfect property for your needs. I am your man on the ground and expert in the market. Whatever is important to you will be my mission to bring you what you want without all the stress whilst guiding and protecting you in the process.

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What is the average cost of housing in St Andrews?

If you are thinking about moving to St Andrews, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in St Andrews can vary greatly depending on the type and location of the property. However, as of recent data, the average price for a property in this area is typically around the mid to high six-figure range in GBP. This includes both flats and houses. It's important to note that prices can be significantly higher for larger properties or those in highly sought-after locations," said one expat in St Andrews.

Should I buy or rent a home in St Andrews?

If you have not spent a lot of time in St Andrews, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:

"The decision to buy or rent a home in St. Andrews, Scotland, largely depends on your personal circumstances, financial situation, and long-term plans. If you plan to stay in St. Andrews for a long time, buying a home could be a good investment. Owning a property allows you to build equity over time and could provide financial security in the future. However, buying a home also comes with additional costs such as maintenance, insurance, and property taxes. It also requires a significant upfront investment for the down payment and closing costs. Therefore, if you're not financially ready for these expenses, renting might be a better option. Renting a home in St. Andrews offers more flexibility. It's a good option if you're not sure about your long-term plans or if you prefer not to deal with the responsibilities of homeownership. Renting can also be more affordable in the short term, as it typically requires a smaller upfront cost than buying. However, renting doesn't allow you to build equity and the monthly payments could increase over time. Additionally, you may have less control over your living situation, as the property owner can decide to sell or change the rental agreement. In conclusion, both buying and renting a home in St. Andrews have their pros and cons. It's important to carefully consider your financial situation, lifestyle, and future plans before making a decision. Consulting with a financial advisor or real estate professional could also be beneficial," remarked one foreigner who made the move to St Andrews.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

St Andrews, Scotland

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