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Real Estate in Dalmatia, Croatia | Expat Exchange
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Real Estate in Dalmatia, Croatia

By Betsy Burlingame

Last updated on Nov 16, 2024

Summary: People living in Dalmatia, Croatia offer advice about real estate. How do you find a home in Dalmatia? Should you buy or rent? What is the cost of housing?

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How do I find a place to live in Dalmatia?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Dalmatia involves several steps. First, you need to decide on the specific area in Dalmatia where you want to live. Dalmatia is a large region that includes major cities like Split and Dubrovnik, as well as smaller towns and islands. Once you've decided on a location, you can start your search for housing. There are several online platforms that list properties for rent or sale in Croatia, such as Njuskalo, Crozilla, and Realitica. These websites allow you to filter your search based on location, price, property type, and other factors. You can also use international real estate websites like Sotheby's International Realty or Christie's International Real Estate, which often list luxury properties in Dalmatia. Another option is to hire a local real estate agent. They can help you navigate the local market, arrange viewings, and negotiate contracts. Make sure to choose a licensed agent who is registered with the Croatian Chamber of Economy. If you're planning to rent, be aware that most landlords require a deposit, usually equivalent to one or two months' rent. You should also be prepared to pay agency fees if you're using a real estate agent, which are typically around one month's rent. Before signing any contract, make sure you fully understand the terms and conditions. If the contract is not in your native language, consider hiring a translator or a lawyer to help you understand it. Finally, once you've found a place and signed a contract, you'll need to register your residence with the local police within a few days of moving in. This is a legal requirement in Croatia. Remember, finding a place to live in a new country can take time and patience, so start your search well in advance of your planned move date," said one expat who made the move to Dalmatia.

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What is a typical expat home or apartment like in Dalmatia?

"A typical expat home or apartment in Dalmatia, often offers a blend of traditional and modern aesthetics. The exterior of the buildings usually reflects the region's historical architecture, with stone walls and red-tiled roofs. Inside, the homes are often updated with modern amenities and furnishings for comfort and convenience. Many expat homes in Dalmatia are located near the coast, offering stunning views of the Adriatic Sea. They often feature spacious balconies or terraces, perfect for outdoor dining or simply enjoying the Mediterranean climate. The living areas are typically open and airy, with large windows to let in natural light. The kitchens are usually fully equipped with modern appliances, and the bathrooms often feature contemporary fixtures. Bedrooms in these homes are usually spacious, with ample storage space. Some larger homes may also have additional rooms that can be used as a home office or guest room. Many expat apartments in Dalmatia are located in residential buildings with shared amenities like swimming pools, gyms, and communal gardens. These buildings are often situated in close proximity to local shops, restaurants, and public transportation, making it convenient for expats to explore and enjoy their new surroundings. Despite the modern comforts, many homes retain charming traditional features such as exposed stone walls, wooden beams, and tiled floors. These elements, combined with the region's natural beauty and relaxed lifestyle, make living in Dalmatia a unique and enjoyable experience for many expats," said one person in Dalmatia.

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What is the average cost of housing in Dalmatia?

If you are thinking about moving to Dalmatia, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Dalmatia can vary greatly depending on the location and type of property. For instance, in more popular and touristy areas like Split or Dubrovnik, the prices can be quite high, with an average apartment in the city center costing around several hundred thousand euros. On the other hand, in smaller towns or rural areas, you can find houses for much less, sometimes even under a hundred thousand euros. Therefore, it's difficult to give a precise average, but it's safe to say that the cost of housing in Dalmatia can range from relatively affordable to quite expensive," remarked one foreigner who made the move to Dalmatia.

Should I buy or rent a home in Dalmatia?

If you have not spent a lot of time in Dalmatia, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:

"The decision to buy or rent a home in Dalmatia, largely depends on your personal circumstances, financial situation, and long-term plans. If you plan to stay in Dalmatia for a long period, buying a home could be a good investment. Owning a property allows you to build equity over time and could provide a sense of stability and permanence. On the other hand, renting a home in Dalmatia might be a better option if you're not planning to stay long-term or if you prefer flexibility. Renting can also be a good choice if you're not ready for the financial commitment of buying a home, as it doesn't require a large upfront cost. Moreover, renting can give you a chance to get to know the area better before deciding to settle down permanently. It can also save you from the responsibilities and costs of home maintenance and repairs, which are typically covered by the landlord. However, if you're looking at it from an investment perspective, buying a property in Dalmatia could be beneficial. The region is a popular tourist destination, so there's potential for earning income through vacation rentals. In conclusion, both buying and renting a home in Dalmatia have their pros and cons. It's important to carefully consider your financial situation, lifestyle, and future plans before making a decision. Consulting with a real estate professional in the area could also provide valuable insights to help you make an informed decision," said one person in Dalmatia.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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