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Real Estate in Split, Croatia | Expat Exchange
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Real Estate in Split, Croatia

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By Betsy Burlingame

Last updated on Nov 02, 2024

Summary: People living in Split, Croatia offer advice about real estate. How do you find a home in Split? Should you buy or rent? What is the cost of housing?

How do I find a place to live in Split?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Split involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from a small apartment to a larger house, depending on your needs and financial situation. Next, you should research different neighborhoods in Split to find one that suits your lifestyle and preferences. Some popular areas include the Old Town, Bacvice, and Marjan. Consider factors such as proximity to work or school, access to public transportation, safety, and the presence of amenities such as shops, restaurants, and parks. Once you have a clear idea of what you're looking for, you can start your search. There are several online platforms where you can find listings for rentals in Split, such as Njuskalo, Crozilla, and Indomio. These websites allow you to filter results based on your criteria, and you can contact landlords or agents directly through the platform. Another option is to work with a real estate agent. They can help you navigate the local market, arrange viewings, and negotiate contracts. However, keep in mind that you'll likely have to pay a commission for their services. When you find a place you're interested in, arrange a viewing to see it in person. This is also a good opportunity to ask questions about the property and the terms of the lease. Make sure to check the condition of the property and ensure that all appliances and systems are in working order. Once you've found a place you like, you'll need to sign a lease agreement. This will typically require you to pay a deposit, usually equivalent to one or two months' rent. Make sure to read the contract carefully and understand all the terms before signing. Finally, once the lease is signed and the deposit is paid, you can move into your new home in Split," remarked one foreigner who made the move to Split.

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What is a typical expat home or apartment like in Split?

"A typical expat home or apartment in Split, often combines modern amenities with traditional Dalmatian architecture. Many apartments are located in stone buildings that date back centuries, offering a unique blend of history and comfort. These homes usually have high ceilings, spacious rooms, and large windows that let in plenty of natural light. The interior design often reflects the Mediterranean lifestyle, with light, airy spaces, neutral color palettes, and natural materials like wood and stone. Many homes have balconies or terraces, offering stunning views of the city, the sea, or the surrounding mountains. The kitchen is usually fully equipped with modern appliances, and the living areas are furnished with comfortable sofas and flat-screen TVs. Bedrooms are typically cozy and inviting, with plenty of storage space. Many expat homes in Split are located in the city center, close to shops, restaurants, and cultural attractions. However, there are also many options in quieter, residential neighborhoods, or even in the countryside, for those who prefer a more tranquil lifestyle. Despite the historic nature of many buildings, most expat homes in Split have been renovated to include modern conveniences like air conditioning, high-speed internet, and washing machines. Some luxury apartments even have amenities like swimming pools, gyms, and private parking. In terms of outdoor space, some homes have private gardens or courtyards, while others have access to shared green spaces. Many expats also choose to live in apartments with sea views, as Split is located on the Adriatic coast. Overall, a typical expat home in Split offers a comfortable and convenient base from which to explore and enjoy this beautiful Croatian city," remarked one member in Split.

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What is the average cost of housing in Split?

If you are thinking about moving to Split, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Split can vary greatly depending on the location and size of the property. For instance, in the city center, the price for a one-bedroom apartment can range from moderate to high, while a three-bedroom apartment in the same area can cost significantly more. Outside the city center, the prices for apartments of similar sizes tend to be somewhat lower. For those looking to purchase property, the average price per square meter for an apartment in the city center is quite high, while outside the city center, the price per square meter is considerably less. However, these prices can fluctuate based on market conditions and other factors," said one expat who made the move to Split.

Should I buy or rent a home in Split?

If you have not spent a lot of time in Split, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:

"The decision to buy or rent a home in Split, largely depends on your personal circumstances, financial situation, and long-term plans. If you plan to stay in Split for a long time, buying a home could be a good investment. Owning a property allows you to build equity over time and could potentially provide a return on investment if property values increase. On the other hand, renting might be a better option if you're not planning to stay in Split for a long period. Renting offers more flexibility, as you can move more easily if your circumstances change. It also means you won't have to worry about property maintenance and other responsibilities that come with homeownership. Financially, buying a home requires a significant upfront cost, including a down payment and closing costs. You'll also need to consider ongoing costs like mortgage payments, property taxes, insurance, and maintenance. Renting, meanwhile, typically involves lower upfront costs, and the monthly rent may be less than a mortgage payment. However, the rental market in Split is quite active, especially during the summer months when the city attracts many tourists. This could make it harder to find a suitable rental property, and prices may be higher during this peak season. In terms of lifestyle, owning a home can provide a sense of stability and the freedom to personalize your space. Renting, on the other hand, can offer more freedom to move around and less responsibility for property upkeep. In conclusion, whether you should buy or rent a home in Split, Croatia, depends on various factors, including your financial situation, how long you plan to stay, and your personal preferences. It's important to weigh all these factors carefully before making a decision," explained one person living in Split, Croatia.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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