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Real Estate in Mons, Belgium | Expat Exchange
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Real Estate in Mons, Belgium

By Betsy Burlingame

Last updated on Oct 02, 2024

Summary: People living in Mons, Belgium offer advice about real estate. How do you find a home in Mons? Should you buy or rent? What is the cost of housing?

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How do I find a place to live in Mons?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Mons, involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from a studio apartment to a larger family home. Next, you should research the different neighborhoods in Mons to find one that suits your lifestyle and needs. Some areas might be closer to the city center, offering easy access to shops, restaurants, and cultural attractions, while others might be more residential and quiet. Once you have a clear idea of what you're looking for, you can start your search. There are several online platforms where you can find listings for rental properties in Mons, such as Immoweb, Zimmo, and Realo. These websites allow you to filter your search based on various criteria, such as price, size, location, and type of property. In addition to online listings, you might also want to consider hiring a real estate agent. They can provide valuable local knowledge, help you navigate the rental process, and potentially find properties that aren't listed online. When you find a property you're interested in, contact the landlord or real estate agent to arrange a viewing. This will give you a chance to inspect the property, ask any questions, and get a feel for the neighborhood. If you decide to proceed with a property, you'll need to negotiate and sign a lease agreement. This will typically involve providing references, proof of income, and possibly a security deposit. Make sure to read the lease carefully and understand all the terms before signing. Finally, once the lease is signed, you can arrange for the move. This might involve hiring a moving company, setting up utilities, and purchasing any necessary furniture or appliances. Remember, finding a place to live can take time, so it's important to start your search well in advance of when you plan to move," remarked one foreigner who made the move to Mons.

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What is a typical expat home or apartment like in Mons?

"Expat homes or apartments in Mons, are typically located in the city center or in the suburbs, depending on personal preferences. They are often well-maintained, with a blend of traditional Belgian architecture and modern amenities. The homes usually have high ceilings, large windows, and hardwood floors. Most apartments are fully furnished, with a living room, a fully equipped kitchen, one or more bedrooms, and a bathroom. Some larger homes may also have a garden or a small yard. The kitchen usually comes with essential appliances like a refrigerator, oven, and dishwasher. In terms of decor, many expats opt for a mix of classic and contemporary styles. The living room often features comfortable sofas, a coffee table, and a television. The bedrooms usually have a bed, a wardrobe, and sometimes a work desk. Many expat homes in Mons also have a dedicated space for laundry, equipped with a washing machine and dryer. Some apartments may also offer additional amenities like a balcony, a garage, or a storage room. The homes are usually located close to public transportation, supermarkets, restaurants, and schools, making it convenient for expats. Some apartments may also have shared facilities like a gym or a swimming pool. In terms of utilities, most homes in Mons have central heating, and some may also have air conditioning. Internet and cable TV are typically included in the rent. Overall, expat homes in Mons, Belgium, offer a comfortable and convenient living environment, blending the charm of Belgian architecture with modern comforts," said one expat who made the move to Mons.

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What is the average cost of housing in Mons?

If you are thinking about moving to Mons, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Mons can vary greatly depending on the type and size of the property. For instance, the price for a one-bedroom apartment in the city center may be around €600 to €800 per month. If you're looking to buy, the average price per square meter for an apartment in the city center can be around €2,000 to €2,500. However, prices can be significantly lower outside of the city center. Please note that these are average prices and actual costs may vary," said one person in Mons.

Should I buy or rent a home in Mons?

If you have not spent a lot of time in Mons, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:

"The decision to buy or rent a home in Mons, largely depends on your personal circumstances, financial situation, and long-term plans. If you plan to stay in Mons for a long period, buying a home could be a good investment. Owning a property allows you to build equity over time and could provide financial security in the future. On the other hand, renting might be a better option if you're not planning to stay in Mons for a long time. Renting offers more flexibility, as you can move without the hassle of selling a property. It also allows you to avoid the costs and responsibilities that come with home ownership, such as maintenance and property taxes. Financially, buying a home requires a significant upfront cost, including a down payment and closing costs. However, mortgage payments can sometimes be comparable to rent prices, and you would be investing in an asset. Renting, while not requiring a large upfront cost, does not build equity. Consider the stability of your income as well. If your income is stable and you can comfortably afford the costs associated with home ownership, buying could be a good choice. If your income is less predictable, renting might be safer. Lastly, consider the housing market in Mons. If property values are rising, buying a home could be a good investment. However, if the market is unstable or property values are falling, renting might be a safer choice. In conclusion, the decision to buy or rent a home in Mons, Belgium, should be based on your personal circumstances, financial situation, and long-term plans. It's always a good idea to consult with a financial advisor or real estate professional before making such a significant decision," explained one person living in Mons, Belgium.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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