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Real Estate in Whitianga, New Zealand | Expat Exchange
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Real Estate in Whitianga, New Zealand

By Betsy Burlingame

Last updated on Sep 17, 2024

Summary: People living in Whitianga, New Zealand offer advice about real estate. How do you find a home in Whitianga? Should you buy or rent? What is the cost of housing?

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How do I find a place to live in Whitianga?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Whitianga involves several steps. First, you need to determine your budget and what type of accommodation you're looking for. This could range from a rental apartment or house, to buying a property. Next, you can start your search online. Websites like Trade Me Property, RealEstate.co.nz, and Harcourts are popular platforms for property listings in New Zealand. You can filter your search based on location, price range, number of bedrooms, and other preferences. Another option is to engage a real estate agent who can help you find a suitable place. They have extensive knowledge about the local market and can guide you through the process. You can find agents in Whitianga through online searches or by asking for recommendations. If you're looking for rental properties, you might also consider checking local newspapers or community bulletin boards for listings. Some landlords prefer to advertise their properties locally rather than online. Once you've found a potential place, arrange a visit to inspect the property. This will give you a chance to check the condition of the place, the neighborhood, and ask any questions you might have. If you're satisfied with the property, you can then proceed to negotiate the terms and sign the lease or purchase agreement. Make sure to read the contract carefully and understand all the terms before signing. Finally, before moving in, you may need to set up utilities like electricity, water, and internet. Some rental properties might include these in the rent, so check with the landlord or real estate agent. Remember, finding a place to live can take time, so start your search well in advance of your planned move," said one person in Whitianga.

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William RussellWilliam Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
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What is a typical expat home or apartment like in Whitianga?

"A typical expat home or apartment in Whitianga, is often a modern, spacious property with a blend of contemporary and traditional Kiwi architecture. These homes usually have large windows to take advantage of the stunning natural views, often overlooking the ocean or the lush green landscapes. They are typically equipped with all modern amenities, including a fully equipped kitchen, comfortable living spaces, and outdoor areas for barbecuing or relaxing. Many homes also have a garage or ample parking space. The interiors are usually bright and airy, with a focus on open-plan living to maximize space and light. Some homes may also have a fireplace for the cooler months. Many expats choose properties that are close to the town center for easy access to shops, restaurants, and local attractions. However, there are also options for those who prefer a more secluded, tranquil setting, away from the hustle and bustle," said one person in Whitianga.

William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

Learn MoreGet Quote

William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

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What is the average cost of housing in Whitianga?

If you are thinking about moving to Whitianga, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Whitianga can vary greatly depending on the type and size of the property. However, as of recent data, the median price for residential properties can be around the mid to high six-figure mark in New Zealand dollars. It's important to note that prices can fluctuate based on market conditions and other factors," said one expat who made the move to Whitianga.

Should I buy or rent a home in Whitianga?

If you have not spent a lot of time in Whitianga, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:

"The decision to buy or rent a home in Whitianga, largely depends on your personal circumstances, financial situation, and long-term plans. If you plan to stay in Whitianga for a long period, buying a home could be a good investment as it allows you to build equity over time. It also provides stability and the freedom to customize your living space. On the other hand, renting might be a better option if you value flexibility or if you're not ready for the financial commitment of owning a home. Renting can be less stressful as it doesn't involve dealing with property maintenance or fluctuating market values. It also allows you to move easily if your circumstances change. It's also important to consider the local real estate market. If property prices in Whitianga are high and predicted to rise further, buying a home could be a wise investment. However, if prices are stagnant or falling, renting might be a safer bet. Lastly, consider your financial situation. Buying a home involves significant upfront costs, ongoing property taxes, and maintenance expenses. If you're not financially prepared for these costs, renting might be a better option. In conclusion, both buying and renting have their pros and cons. It's important to carefully consider your personal circumstances, financial situation, and long-term plans before making a decision. Consulting with a financial advisor or real estate professional could also be beneficial," remarked one member in Whitianga.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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Get a quote for international health insurance from our partner, William Russell.
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