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Real Estate in Puerto Galera, Philippines | Expat Exchange
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Real Estate in Puerto Galera, Philippines

By Betsy Burlingame

Last updated on Nov 17, 2024

Summary: People living in Puerto Galera, Philippines offer advice about real estate. How do you find a home in Puerto Galera? Should you buy or rent? What is the cost of housing?

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How do I find a place to live in Puerto Galera?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Puerto Galera involves several steps. First, you need to determine your budget. This will help you narrow down your options and make your search more efficient. Next, decide on the type of accommodation you want. Puerto Galera offers a variety of options, from apartments and houses to beachfront villas and resorts. Once you have a clear idea of what you're looking for, start your search online. Websites like Airbnb, Booking.com, and Agoda can provide a wealth of information about available rentals in Puerto Galera. You can also check local real estate websites or contact real estate agents in the area. They can provide listings and arrange viewings for you. Social media can also be a useful tool. There are many groups on Facebook where people post about available rentals in Puerto Galera. When you find a place you're interested in, make sure to ask plenty of questions. Find out about the terms of the lease, what's included in the rent, and any additional costs you might be responsible for. Finally, before making a commitment, visit the property in person if possible. This will give you a chance to check the condition of the property, the neighborhood, and its proximity to amenities like shops, restaurants, and transportation. Remember, finding the right place can take time, so be patient and don't rush the process," said one person in Puerto Galera.

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What is a typical expat home or apartment like in Puerto Galera?

"A typical expat home or apartment in Puerto Galera, is often located near the beach, offering stunning views of the sea. These homes are usually designed to blend with the tropical environment, featuring open spaces, large windows, and balconies to allow natural light and fresh air. They are often fully furnished with modern amenities such as air conditioning, Wi-Fi, and cable TV. The living area is usually spacious, with comfortable seating and a flat-screen TV. The kitchen is typically equipped with appliances like a refrigerator, stove, and microwave, and sometimes even a dishwasher. Bedrooms are often airy and comfortable, with queen or king-sized beds, and attached bathrooms. Some homes may also have a private garden or a swimming pool. The architecture and interior design often reflect a mix of traditional Filipino and Western styles. Many expat homes are located within gated communities, providing an added layer of security," explained one expat living in Puerto Galera, Philippines.

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What is the average cost of housing in Puerto Galera?

If you are thinking about moving to Puerto Galera, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Puerto Galera can vary greatly depending on the type of accommodation. For a simple apartment or house, the monthly rent can be quite affordable. However, for more luxurious villas or beachfront properties, the cost can be significantly higher. It's also important to note that buying a property can be a substantial investment, with prices again varying based on size, location, and quality of the property," explained one expat living in Puerto Galera, Philippines.

Should I buy or rent a home in Puerto Galera?

If you have not spent a lot of time in Puerto Galera, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:

"The decision to buy or rent a home in Puerto Galera, largely depends on your personal circumstances, financial situation, and long-term plans. If you plan to stay in Puerto Galera for a long period of time, buying a home could be a good investment. Owning a property allows you to build equity and could potentially provide a return on investment if property values increase over time. However, buying a home also comes with additional costs such as maintenance, property taxes, and insurance. It also requires a significant upfront investment for the down payment and closing costs. Therefore, if you're not financially ready for these costs, renting might be a better option. Renting a home in Puerto Galera offers more flexibility. It's a good option if you're not planning to stay in the area long-term or if you're unsure about your future plans. Renting doesn't require a large upfront investment and you won't be responsible for maintenance costs or property taxes. However, renting doesn't allow you to build equity and your monthly payments could increase over time. Additionally, you may have less control over your living situation, as you'll be subject to the rules and regulations set by your landlord. In conclusion, both buying and renting have their own advantages and disadvantages. It's important to carefully consider your financial situation, lifestyle, and long-term plans before making a decision. Consulting with a real estate professional or financial advisor could also be beneficial," said one expat in Puerto Galera.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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