Is the cost of living in Hafnarfjordur high?

"The cost of living in Hafnarfjordur is considered relatively high compared to many other countries. Housing is one of the biggest expenses, with rental prices for a one-bedroom apartment in the city center being quite steep. Utilities such as electricity, heating, cooling, water, and garbage are also quite expensive, as is the cost of internet connection. When it comes to groceries, prices are also high. Basic items such as bread, milk, and eggs, as well as fruits, vegetables, and meat, are more expensive than in many other countries. Eating out or ordering takeout from restaurants can also be quite costly. Transportation costs are also significant in Hafnarfjordur. Gasoline prices are high, and so are the costs of maintaining and insuring a car. Public transportation is available, but it is also more expensive than in many other places. Healthcare in Iceland is of high quality, but it comes at a high cost. Even with the national health insurance, there can be significant out-of-pocket expenses for certain services or medications. Despite the high cost of living, many residents feel that the quality of life, safety, and natural beauty of Hafnarfjordur and Iceland in general make it worth the expense," remarked another expat who made the move to Hafnarfjordur, Iceland.