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Montanita, Ecuador | What do I need to know before retiring in Montanita? | Expat Exchange
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Montanita, Ecuador

What do I need to know before retiring in Montanita?

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When we asked people what advice they would give someone preparing to move to Montanita, they said...

"Expats considering retirement in Montañita, Ecuador should be aware that the cost of living is significantly lower than in many Western countries, making it an attractive option for those on a fixed income. The official language is Spanish, so learning the language or hiring a translator may be necessary. The local currency is the US dollar, which simplifies financial matters for American retirees. Montañita is known for its vibrant nightlife and surfing culture, which may not appeal to everyone. However, it also offers beautiful beaches and a warm, tropical climate year-round. The healthcare system in Ecuador is generally good, but it may be advisable to have a private health insurance plan for more serious medical issues. The food in Montañita is a mix of traditional Ecuadorian cuisine and international options, with fresh seafood being a local specialty. It's important to note that while Montañita is a popular tourist destination, it is a small town, so it may not offer the same amenities or entertainment options as a larger city. Ecuador has a relatively high crime rate, but most crimes are petty theft and pickpocketing. It's advisable to take standard precautions to protect your belongings. The process of obtaining residency in Ecuador can be complex and time-consuming, so it's recommended to hire a local attorney to assist with the process. Finally, while Ecuador does have property taxes, they are generally much lower than in the U.S. or Europe. However, it's important to consult with a local real estate expert or attorney to understand the full implications of buying property in Ecuador," commented one expat who made the move to Montanita, Ecuador.

Ecuador Visas - Law office of Attorney Sara ChacaEcuador Visas - Law office of Attorney Sara Chaca
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With Offices in BOTH Ecuador and the US, Ecuador Visas with Attorney Sara Chaca is the No. 1 Visa Law Firm for Your Move! Specializing in Ecuador Residency Visas plus converting from Temporary to Permanent Residency, Containers, Real Estate Closings, Wills and Estate Planning, Driver Licenses, Opening Businesses & Citizenship!

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Ecuador Visas - Law office of Attorney Sara ChacaEcuador Visas - Law office of Attorney Sara Chaca

With Offices in BOTH Ecuador and the US, Ecuador Visas with Attorney Sara Chaca is the No. 1 Visa Law Firm for Your Move! Specializing in Ecuador Residency Visas plus converting from Temporary to Permanent Residency, Containers, Real Estate Closings, Wills and Estate Planning, Driver Licenses, Opening Businesses & Citizenship!
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Click connect to have our partner contact you via e-mail and/or phone.

Other Questions:

What do I need to know before retiring in Montanita?

If you live in Montanita, newcomers to Montanita would love to hear your answer to this question.


Montanita, Ecuador
SJB Global
SJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

SJB GlobalSJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

GeoBlue
GeoBlue

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