What do I need to know before retiring in Bacolod City?

"Expats considering retirement in Bacolod City, should be aware of several key factors. Firstly, the cost of living is relatively low compared to Western countries, making it an attractive option for retirees. However, healthcare facilities may not be as advanced or readily available as in their home country, so it's important to have a comprehensive health insurance plan. The official language is Filipino, but English is widely spoken, making communication easier for expats. The city is known for its friendly locals, vibrant festivals, and delicious food, offering a rich cultural experience. The climate is tropical, with a rainy season from June to November, and a dry season from December to May. Expats should be prepared for high humidity and occasional typhoons. Bacolod City has a slower pace of life compared to other major cities in the Philippines, which can be a positive or negative depending on personal preference. Public transportation is readily available, but traffic can be heavy, especially during peak hours. Safety is a concern in any city, and while Bacolod City is generally safe, expats should still exercise caution, especially at night. Finally, it's important to understand the visa requirements for retiring in the Philippines. The Special Resident Retiree’s Visa (SRRV) is a popular option for many expats, but it requires a deposit and has certain age and income requirements," remarked another expat in Bacolod City, Philippines.