What do I need to know before retiring in Porto?

"Porto is a popular destination for expats due to its affordable cost of living, pleasant climate, and rich culture. Before retiring in Porto, it's important to understand the local customs, language, and lifestyle. Firstly, learning Portuguese will be beneficial as it is the primary language spoken in Porto. While many locals speak English, especially in the tourism industry, day-to-day life will be easier if you can communicate in the local language. Healthcare in Portugal is of a high standard, with both public and private options available. Expats should research the best healthcare options for their needs and budget. It's also important to understand the process of registering for healthcare services in Portugal. Portugal has a relatively low cost of living compared to other Western European countries. However, it's important to budget carefully and understand the cost of living in Porto, including rent, utilities, groceries, and leisure activities. Portugal has a favorable tax regime for foreign retirees, known as the Non-Habitual Resident (NHR) scheme. This can significantly reduce the amount of tax you pay on your pension and other income. It's advisable to seek professional advice to understand the implications and benefits of this scheme. Portugal is generally a safe country with low crime rates. However, like any city, Porto has areas that are safer than others. Researching neighborhoods and understanding local safety advice is recommended. Porto has a Mediterranean climate with hot summers and mild winters. The city is known for its rainy winters, so be prepared for this if you're used to a dryer climate. Portuguese people are known for their hospitality and friendliness. Understanding local customs and traditions will help you integrate into the community and make the most of your retirement in Porto. Finally, it's important to understand the process of obtaining a residence permit in Portugal. This can be a complex process, so it's advisable to seek professional advice or assistance," said another expat in Porto, Portugal.