What do I need to know before retiring in Carvoeiro?

"Carvoeiro is a popular destination for expats due to its warm climate, beautiful beaches, and relaxed lifestyle. Before retiring there, it's important to understand a few key things. Firstly, you should know that the cost of living in Carvoeiro is relatively low compared to other European countries, but it's higher than in other parts of Portugal. This is due to its popularity as a tourist destination. You should also be aware that while many locals speak English, particularly in the service industry, it's beneficial to learn some Portuguese to help with day-to-day tasks and to integrate into the local community. Healthcare in Portugal is of a high standard, with both public and private options available. However, it's recommended to have comprehensive health insurance to cover any potential medical costs. When it comes to housing, there's a wide range of options available, from apartments to villas. Renting is a popular choice for expats, but if you're planning to stay long-term, buying a property could be a good investment. Portugal has a favorable tax regime for retirees, known as the Non-Habitual Resident (NHR) scheme. This allows for a tax-free pension for ten years, but it's important to seek professional advice to understand the specifics. The lifestyle in Carvoeiro is laid-back and leisurely, with a focus on outdoor activities such as golf, tennis, and water sports. The town also has a vibrant expat community, making it easy to meet new people and make friends. Finally, it's important to understand the visa requirements for living in Portugal. If you're from a non-EU country, you'll need to apply for a residence visa before you move. This process can take some time, so it's best to start as early as possible," said another expat in Carvoeiro, Portugal.