Where should I setup a bank account in Sapa?

"Expats considering retirement in Sapa, should be aware that the cost of living is relatively low compared to Western countries, making it an attractive option for those on a fixed income. However, they should also be prepared for a significant cultural shift, as Sapa is a rural town with a strong ethnic minority presence and traditions that may be very different from what they are used to. The climate in Sapa is cooler than in other parts of Vietnam, with four distinct seasons, which can be a draw for those who prefer a temperate climate. However, it can get quite cold in the winter, and homes in Sapa may not have central heating. Healthcare facilities in Sapa are basic, and for serious medical conditions, expats may need to travel to Hanoi, which is about five hours away by car. Therefore, it's important to have a good health insurance plan that covers medical evacuation. While Vietnam has a relatively low crime rate, petty crime like pickpocketing can be a problem in tourist areas. Expats should take precautions to keep their belongings safe. Learning Vietnamese can be challenging due to its six different tones, but it can make daily life and integration into the community much easier. Many locals in Sapa speak tribal languages, and while some do speak English, it's not as widely spoken as in larger cities. Expats should also be aware that while Vietnam is developing rapidly, infrastructure in rural areas like Sapa can be lacking. Power outages can be common, and roads can be in poor condition. Finally, it's important to understand the visa regulations in Vietnam. The country does not currently offer a retirement visa, so expats will need to explore other options, such as business or investment visas," mentioned another expat when asked about moving to Sapa, Vietnam.