Where should I setup a bank account in Umag?

"Umag is a popular destination for expats due to its Mediterranean climate, beautiful coastline, and rich history. Before retiring in Umag, it's important to understand the cost of living, which is generally lower than in many Western European countries, but can vary depending on lifestyle and location. Healthcare in Croatia is of a high standard, with both public and private options available. Expats should ensure they have adequate health insurance coverage, as the public healthcare system can be slow and bureaucratic. Croatia is part of the European Union, so EU citizens can retire there without a visa. Non-EU citizens will need to apply for a residence permit, which can be a lengthy process and requires proof of financial self-sufficiency. The official language is Croatian, and while English is widely spoken in tourist areas and by younger generations, it's less common among older locals. Learning some basic Croatian will make daily life easier and help you integrate into the community. Croatia has a high standard of education, with many schools offering programs in English. If you plan to move with children, it's worth researching the local education system. The country is generally safe, but like anywhere, it's important to take precautions against petty crime. Croatia has a slower pace of life, which can be a big adjustment for those used to a fast-paced lifestyle. Shops often close in the afternoon for a few hours and many businesses close completely on Sundays. The country has a rich cultural history, with many festivals and events throughout the year. Participating in these can be a great way to immerse yourself in the local culture. Finally, it's important to understand the tax implications of retiring in Croatia. The country has a double taxation agreement with many countries, but it's recommended to seek professional advice to understand your personal situation," remarked another expat in Umag, Croatia.