Where should I setup a bank account in Loja?

"Loja is a popular destination for expats due to its affordable cost of living, pleasant climate, and rich culture. Before retiring in Loja, it's important to understand the local customs, laws, and lifestyle. Firstly, Spanish is the official language of Ecuador, so learning the language will make daily life and integration into the community easier. However, English is also spoken in many areas frequented by tourists and expats. The cost of living in Loja is relatively low compared to many Western countries. This includes housing, food, and healthcare. However, it's important to have a clear understanding of your financial situation and plan accordingly. Healthcare in Ecuador is generally of a good standard, especially in larger cities. It's advisable to have comprehensive health insurance that covers medical treatment in Ecuador. Ecuador uses the US dollar as its official currency, which can make financial transitions easier for American retirees. The climate in Loja is mild and spring-like year-round, which can be a big draw for those looking to escape harsh winters. However, it's important to visit first to ensure you enjoy the weather, as it can be quite rainy. Ecuador's residency laws are quite friendly towards retirees. To qualify for a retiree visa, you need to prove a stable income from a reliable source, like a pension. Ecuadorian cuisine is diverse and delicious, with a focus on fresh, local ingredients. However, it may take some time to adjust to the local diet. Public transportation in Loja is reliable and inexpensive, but driving can be challenging due to different road conditions and driving habits. Finally, it's important to understand that while Loja is generally safe, like any city, it has areas of higher crime. It's advisable to learn about the safer neighborhoods before deciding where to live," said another expat in Loja, Ecuador.