Where should I setup a bank account in Puerto Rico?

"Before retiring in Puerto Rico, expats should know that although it is a U.S. territory, the cost of living is generally lower than in the mainland U.S. They should also be aware that the primary language is Spanish, although English is widely spoken. The healthcare system in Puerto Rico is of a high standard, but it's important to ensure that your health insurance will cover you there. The island is prone to hurricanes, so it's crucial to consider this when choosing a home. Before retiring in Ecuador, expats should know that the cost of living is very low, making it an attractive option for retirees. However, they should also be aware that the healthcare system, while improving, may not be up to the standards they are used to. Spanish is the official language, so learning some basic Spanish would be beneficial. Ecuador is located on the equator, so the climate is generally warm and tropical, but it can vary depending on the altitude. It's also important to note that while Ecuador uses the U.S. dollar, credit cards are not widely accepted outside of major cities," mentioned another expat when asked about moving to Puerto Rico, Ecuador.