Where should I setup a bank account in Discovery Bay?

"Discovery Bay is a residential area located on the island of Lantau in Hong Kong, known for its expat community and resort-like atmosphere. Before retiring in Discovery Bay, expats should be aware of several key factors. Firstly, the cost of living in Discovery Bay is relatively high, with housing being the most significant expense. The area is known for its high-end apartments and houses, many of which offer stunning views of the bay. Secondly, while English is widely spoken in Discovery Bay, learning some basic Cantonese phrases can be beneficial for daily life and interactions with locals. Thirdly, healthcare in Hong Kong is of a high standard, but it can be expensive. Expats should ensure they have comprehensive health insurance to cover any potential medical costs. Fourthly, Discovery Bay is a car-free zone, so expats will need to rely on public transportation, bicycles, or walking. The area is well-served by ferries, buses, and taxis. Fifthly, Hong Kong's tax system is relatively straightforward, but it's advisable for expats to seek professional advice to understand their tax obligations. Sixthly, Discovery Bay has a warm, subtropical climate, with hot, humid summers and mild, dry winters. Expats from cooler climates may need time to adjust. Lastly, Discovery Bay offers a range of recreational activities, including hiking trails, beaches, and a golf course. It's also home to several international schools, making it a popular choice for expats with children. In conclusion, retiring in Discovery Bay, can offer a high quality of life, but it's important for expats to be prepared for the high cost of living, understand the local language and culture, and adjust to the local climate and transportation system," said another expat in Discovery Bay, Hong Kong.