Kiribati
Wise
A Wise multi-currency account for travellers, expats and freelancers lets you spend in any currency, receive money like a local and send money around the world with your own foreign currency account — cheaper than old-school banks. With the Wise debit card, you can spend in the local currency — wherever you are. It's accepted anywhere that takes Mastercard or Visa.
A Wise multi-currency account for travellers, expats and freelancers lets you spend in any currency, receive money like a local and send money around the world with your own foreign currency account — cheaper than old-school banks. With the Wise debit card, you can spend in the local currency — wherever you are. It's accepted anywhere that takes Mastercard or Visa.
Your easy alternative to a bank account abroad.
Send money for less
Save up to 7x compared to the banks when you send money abroad.
Convert 50+ currencies
Hold and switch between multiple currencies in seconds with low, transparent fees.
Get paid like a local
Receive money with your own local bank details.
Open an account in seconds
Sign up and get verified online — without a local address or visiting a branch.
Get your Wise debit card
Zero foreign transaction fees
Plus no annual fees and low currency conversion fees.
Fee-free withdrawals abroad
Up to £200 free every month.
Auto-convert any currency
Spend in any currency and our smart tech will auto-convert it with the lowest possible fee.
Easy-to-use app
Add and convert money, get instant notifications, and freeze or unfreeze your card anytime.