×
Interested in our Partner Program for businesses or our Local Guide Program for experienced expats and digital nomads? Click here to learn more.
Expat Exchange
Free MembershipSign In

Newly 65, Pension visa, Medicare B

14 years ago
I got back to the snows of Maine to find an ocean of medicare and medicare vulture envelopes. I turn 65 in mid April. The mail accumulation coincided with my three months in Ecuador.

"They" want $115 a month (taken from my SS retirement) for the part B medicare. I can decline this if I jump thru a few hoops.

My question is....since I intend to live in Ecuador, would the $115 be better spent on insurance there? I would need to fly back to the USA to use the medicare. From what I experienced in my month in Quito and two months in Cuenca, the cost of a medical proceedure is roughly the deductible under the "system" in the USA.

I am getting my affairs in order here for the long term stay in Ecuador. I expect to have the Pension Visa soon and return to Cuenca shortly after that.

Any personal experience, suggestions or directions for search is appreciated.

Ecuador is what I expected and I liked it. The Ecuadorians are good people. The expats are an entertaining group too. A good place for my tercera edad.

sin ego

Cigna Global Health
Cigna Global Health
GeoBlue
GeoBlue

Top-quality coverage for people who live, work, study and travel internationally.
Get Quote

GeoBlueGeoBlue

Top-quality coverage for people who live, work, study and travel internationally.
Get Quote

Cigna Global Health
Cigna Global Health

Copyright 1997-2025 Burlingame Interactive, Inc.

Privacy Policy Legal Partners & Local Guides