We're preparing to return to live in Italy and become residents. We have access to banking privileges on US Military bases OCONUS - but it will be 1.5 hrs to/from base. We have several US homes, and have separated funding for those homes & our daily activities by using different banks & credit unions so it's easier to track. We are considering consolidating these accounts into fewer 'buckets' so they can accessed quicker/easier. We have lived in Italy (8 years) in support of the US Military, and we know that ATM's will not give (or did not give previously) US account balances, and that we'll probably have slow internet access there. Any guidance or other ideas?